# Money Envelope: Budget Tracker — Automatic Spending Planner

> Automatic Spending Planner (iPhone/iPad app by Vladislav Komkov.)

- Source: https://appshunter.io/ios/app/money-envelope-budget-tracker/id6757338384 (this page in markdown: same URL + `.md`)
- Developer: [Vladislav Komkov](https://appshunter.io/developer/1719467073)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 26.2 · 7 MB
- Languages: English
- Released: 2026-04-07
- Data updated: 2026-05-16
- User reviews in markdown: https://appshunter.io/ios/app/money-envelope-budget-tracker/id6757338384/reviews.md

## What is Money Envelope?

Take control of your finances with the envelope budgeting method — now with automatic Apple Pay tracking.

Money Envelope is a beautifully simple budgeting app that puts every dollar in its place. Screenshot your Apple Pay payments, and the app reads them automatically using on-device OCR. No manual entry, no hassle, no subscription fees. Ever.

▸ AUTOMATIC TRANSACTION TRACKING

• Scan Apple Pay payment screenshots — merchant names and amounts are read instantly
• Set up Tap to Pay automation via iOS Shortcuts for hands-free tracking
• Pending transactions queue lets you review and categorize in batches
• Smart merchant memory — the app learns your categories and auto-assigns future transactions

▸ SMART ENVELOPE BUDGETING

• Create custom envelopes for every spending category
• Set monthly budgets and distribute your income across envelopes
• Budget rollover — unused money carries over to next month automatically
• Recurring transactions for subscriptions, rent, and regular expenses
• Ready-made templates to get started in seconds

▸ ANALYTICS & EXPORT

• Visual spending trends with daily and cumulative charts
• Envelope breakdown showing where your money goes
• Daily spending average, percentage spent, and remaining balance at a glance
• Export your data as CSV or JSON — your data, your way
• Flexible time periods: current month, last 3/6 months, year-to-date, or custom range

▸ MULTI-CURRENCY SUPPORT

• 25+ currencies with automatic conversion
• Set your base currency and log transactions in any currency
• Real-time exchange rates keep your budget accurate across borders

▸ PRIVACY FIRST

• All data stored on your device and in your personal iCloud — nowhere else
• On-device OCR — your screenshots never leave your phone
• No third-party servers, no data selling, no tracking
• Analytics are 100% opt-in — you choose what to share
• No account required — just download and start budgeting

▸ DESIGNED FOR SIMPLICITY

• Clean, intuitive interface that gets out of your way
• Add transactions in seconds with quick-entry flow
• Search and filter transactions by category, date, or keyword
• Custom icons and colors for every envelope
• Dark mode support
• Full onboarding to get you started fast

Money Envelope is 100% free with no subscriptions, no in-app purchases, and no hidden costs. If you've been looking for a simpler, more private alternative to YNAB or other budgeting apps — this is it.

Download now and take control of your spending.


## Version history (last 2 releases)

### 1.1.0 — 2026-05-06

- Fix setting up budget changing amount
- Search transactions by amount

### 1.0 — 2026-04-07

No release notes.

## More apps by Vladislav Komkov

- [Find spy+](https://appshunter.io/ios/app/find-spy-plus/id6477357725)
- [Tic Tac Toe ² (Ultimate)](https://appshunter.io/ios/app/tic-tac-toe-ultimate/id6502616027)
- [Remi - learn foreign language](https://appshunter.io/ios/app/remi-learn-foreign-language/id6621246433)
- [Wealth Tracker – Net Worth](https://appshunter.io/ios/app/wealth-tracker-net-worth/id6759841257)

All apps by Vladislav Komkov: https://appshunter.io/developer/1719467073

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-16.*