# Money Fellows: Online Circles — Plan ahead. Cash out big

> Digital savings circles and financial planning app for Egyptians. (iPhone/iPad app by Moneyfellows Limited.)

- Source: https://appshunter.io/ios/app/money-fellows-online-circles/id1113492041 (this page in markdown: same URL + `.md`)
- Developer: [Moneyfellows Limited](https://appshunter.io/developer/1113489640)
- Category: Finance, Social Networking
- Price: Free
- Rating: 4.30/5 from 162 App Store ratings · 48 written reviews indexed
- Age rating: 12+
- Requires: iOS 14.0 · 171 MB
- Languages: American English
- Released: 2016-05-13
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/money-fellows-online-circles/id1113492041/reviews.md

## What is Money Fellows?

Join +8 million Egyptians who trust Money Fellows, Egypt’s leading personal finance and savings app, your all-in-one app for smart budgeting, goal planning, and secure digital money circles (ROSCA).  

Save smarter, plan ahead, and reach your financial goals with no debt, no credit cards, and no hidden fees. 

Fully licensed and regulated under the supervision of the Central Bank of Egypt, Money Fellows offers secure, transparent, and hassle-free financial planning, designed for your lifestyle. 

 
Save Now, Buy Later 
Designed for the modern saver, Money Fellows makes financial planning simple and stress-free. 
Build better money habits, stay in control, and plan ahead for life’s big moments, weddings, furniture, travel, or school fees, all through Money Fellows’ circles. 
 
Any Amount. Any Term. Cash Your Way 

Need 9,000 or 1,200,000? Get the cash you want for any goal and right at the time you need it,  
Choose money circles of 6, 10, or 12 months to match your plan. 
Get any amount up to 1,200,000 EGP per circle. 
Pick the payout slot that works for you and get cash. 
 
 
Lowest Fees in Egypt  
Plan smart, save more, and make your money work harder for you. 

Our smart fees drop over time starting at just 16% and going all the way to zero fees & discounted turns with savings up to 125% on last slots. 
 Get up to 20% cashback on the saving program.  
 
 
All Gain, No Pain 
No more paperwork, long queues, or endless approval cycles. Get financing from the comfort of your home. 
With our fully digital sign-up, just scan your ID and you’re ready to go. Your contract will be delivered to your doorstep. 
Pay using: Money Fellows Card, Instapay, Fawry, bank account, or e-wallets 
Get Paid via: Money Fellows Card, bank account, or e-wallets 
Spend it, save it, or invest it, your payout, your rules. 

 

Full Visibility at Every Step 

Stay in control with complete visibility over your money circles, payments, and payouts.  

Get instant reminders before due dates 
See real-time progress toward your savings goals 
 
One Card. All the Perks. 

Powered by MasterCard, the Money Fellows Prepaid Card lets you pay your installments and receive your payouts with zero service fees. 
Pay online and in-store hassle free with your card. 
Get cashback and exclusive discounts at Egypt’s top brands. 
All you need is your ID. 
 

Powered by Financial Leaders 

Enjoy guaranteed payouts with your money fully protected under the Central Bank of Egypt’s Regulatory Sandbox. Every transaction is licensed, secure, and transparent. 

 

 

Download Money Fellows today, the smarter way to save, spend, and upgrade your financial life, all in one secure, simple app. 

 

Address: Building 44, North 90 St., New Cairo, Egypt 
Hotline: 19686 
  
Legal Info: 
Registered with the General Authority for Investment 
Commercial Registration No.: 141331 
Tax Card No.: 535694

## Key features

- Digital money circles (ROSCA)
- Smart budgeting and goal planning
- Flexible saving terms (6, 10, 12 months)
- Secure and transparent transactions
- Digital sign-up and contract delivery
- Prepaid MasterCard for payments and payouts
- Real-time progress tracking

## What do users think of Money Fellows?

Overall sentiment: negative

**Pros**

- 💡 Great app idea
- 👍 Easy to use
- 🚀 Great management
- 👍 Professional customer care
- 👍 Very useful
- 👍 Good application
- 👍 Great application
- 👍 Great idea
- 👍 Professional and easy to use
- 👍 Very nice & useful App
- 👍 The greatest app for gam3ia
- 👍 Excellent
- 👍 AMAZING
- 👍 هايل
- 👍 تجربة جيدة
- 👍 Great app idea
- 👍 Such a great app
- 👍 Great application! The recent update is working wonders.

**Cons**

- 😞 High administrative fees
- 😞 Late payments
- 😞 Unprofessional service
- 😞 Deducts extra installments
- 😞 Forces card usage
- 😞 High fees
- 😞 Bad application
- 😞 Bad service
- 😞 Not recommended
- 😞 Thieves and scammers
- 😞 Bad contracts for expats
- 😞 Application not opening
- 😞 Cannot pay
- 😞 Cannot update application
- 😞 Short and bad association periods
- 😞 Bad service
- 😞 Bad customer service
- 😞 Application is bad
- 😞 Application is not committed
- 😞 Application is not credible
- 😞 Rejects national card
- 😞 High fees for early groups
- 😞 Bad interface
- 😞 Worst experience
- 😞 Application not working after activation
- 😞 Not tested for non-Egyptians
- 😞 Egyptian numbers only
- 😞 Cannot verify UK number
- 😞 Cannot pass phone number confirmation
- 😞 Unusable app
- 😞 Cannot use with older iOS
- 😞 Not supported for overseas users
- 😞 Does not support non-Egyptian numbers
- 😞 Slow customer service response
- 😞 Delays in payment
- 😞 Unfair policies for regular customers
- 😞 Cannot get signed documents back

**Commonly reported bugs**

- Application not opening
- Cannot pay
- Cannot update application
- Application not working after activation
- Keeps rejecting national card
- Cannot verify UK number
- Cannot pass phone number confirmation
- App is unusable, cannot click on anything after choosing salary
- Cannot use with older iOS versions
- Verification code not received
- Interface is confusing and unclear
- Customer service is not helpful and slow to respond

**Most requested features**

- Allow Egyptians abroad to use the app
- Longer association periods (20 months)
- Support for Saudi numbers
- Option to choose payment methods without extra fees
- Support for non-Egyptian phone numbers
- Support for international phone numbers
- Option to use the app from overseas
- Make the app compatible with older iOS versions
- Add more circles with higher amounts
- Allow users to choose their payment method without being forced to use the app's card
- Reduce administrative fees, especially for early groups
- Allow users to get their signed documents back after payment

## Recent user reviews (10 of 48)

All indexed reviews: https://appshunter.io/ios/app/money-fellows-online-circles/id1113492041/reviews.md

### 1/5 — برنامج فاشل

*2025-11-08, version 8.7.7*

برنامج فاشل ومليان مشاكل ورسوم إداريه مبالغ فيها جدا لو هاخد الأدوار الأولي ، 
يعني ايه تاخد رسوم إداريه ١٨ ٪؜!!!!

### 1/5 — Baaaaad baaaad baaad

*2025-08-20, version 8.6.14*

Late late , high fees , unprofissional

### 1/5 — لا ينصح بإستخدامه نهائياً

*2025-06-21, version 8.6.11*

بيخصموا قسط زيادة في شهر القبض وكمان بيقبضوك من يوم ١٥ ليوم ٣٠ يعني يادوب تقبض تبقي مطالب بدفع كمان قسط يعني قسطين في نفس الشهر دا غير الرسوم وكل شهر وانت بتسدد رسوم حاجة سيئة جدا جدا

### 1/5 — اقتراح يا تلغو الكارت يا تلغو الرسوم

*2025-05-13, version 8.6.8*

اغبي حركه اتعملت الصراحه فكره انكو تجبرو الناس علي استخدام الكارت
انا دلوقتي كنت بدفع بالفيزا بتاعتي و باجل مديونيه الفيزا بالدفع فالحركه دي بوظتلي الفيزا غير ان الكارت بتاعكو حرفيا مالوش اي استخدام بالنسبالي 
كويس انك تعمل مميزات و خصومات للكارت للناس اللي حابه تستخدمه بس ماتجبرنيش و تزود عليا رسوم علشان مش هستعمله الحركه دي هتطير ناس كتير منكو انا حرفيا مسحت الابلكيشن بعد لما اشتركت في رابع جمعيه معاكو بسبب موضوع الكارت و الحمدلله انها كانت لسه مبدأتش فمسحت الابلكيشن نصيحه شيلو الرسوم علي الدفع بالطرق التانيه غير الكارت اللي انتو عاملينه

### 1/5 — تطبيق فاشل لا انصح فيه

*2025-02-15, version 8.6.3*

بعد الاشتراك في الجمعية وبالرغم انهم بيخدو رسوم كبيرة والدفع كل اول شهر 

لكن عند القبض تقبض من يوم 15 الي 30 في الشهر يعني بعد دوري يشهر بجد فشله

### 1/5 — حراميه ونصابين

*2024-11-04, version 8.5.36*

دخلنا معاهم جمعيه آخر دور وما عملوش تحويل للحساب وكل ماتكلمهم يقولوا بكره بكره
حيوانات وحرامية

### 5/5 — Good Application

*2024-08-01, version 8.5.25*

Good Application

### 1/5 — للاسف

*2024-05-27, version 8.5.18*

برنامج جميل لكن للاسف اي حد مغترب لا يستطع الاستقاده بسبب شروط العقود

### 2/5 — البرنامج مش عايز يفتح ومطلوب مني تحديث بس مش ظاهر كلمه تحديث

*2024-01-19, version 8.3.30*

البرنامج بيطلب مني تحديث وكل لما اخش عشان احدثه مبيظهرش كلمه تحديث ومبيفتحش

### 5/5 — Good application

*2024-01-10*

Great application! The recent update is working wonders.

**Developer response:** Hello🌷, Thank you for your support🤩, we always hope to meet your expectations. 😉

## Frequently asked questions about Money Fellows

### What is Money Fellows?

Money Fellows is a personal finance and savings app designed for Egyptians. It allows users to join digital money circles (ROSCA) for secure saving and financial planning, helping them reach their goals without debt or credit cards.

### How do the money circles work?

Users can join money circles with terms of 6, 10, or 12 months, choosing any amount up to 1,200,000 EGP. You can select a payout slot that suits your needs and receive your cash. The app provides full visibility over payments and payouts.

### What are the fees associated with Money Fellows?

The app offers competitive fees starting at 16% and dropping over time, potentially reaching zero fees with savings up to 125% on last slots. Users can also get up to 20% cashback on the saving program.

### Is Money Fellows secure and regulated?

Yes, Money Fellows is fully licensed and regulated under the supervision of the Central Bank of Egypt and in partnership with Banque Misr. Your money is protected, and all transactions are licensed, secure, and transparent.

### How can I pay my installments and receive payouts?

You can pay your installments and receive your payouts using the Money Fellows Prepaid Card, Instapay, Fawry, bank account, or e-wallets. The prepaid card, powered by MasterCard, offers zero service fees for these transactions.

## Version history (last 5 releases)

### 8.7.45 — 2026-08-23

We’re always working to make your Money Fellows experience smoother, smarter, and more rewarding.
 
What’s new in this update?

- Various enhancements & bug fixes.
 
Love the app? Rate us! Your feedback keeps us going.

### 8.7.44 — 2026-08-18

We’re always working to make your Money Fellows experience smoother, smarter, and more rewarding.
 
What’s new in this update?

- Various enhancements & bug fixes.
 
Love the app? Rate us! Your feedback keeps us going.

### 8.7.43 — 2026-08-18

We’re always working to make your Money Fellows experience smoother, smarter, and more rewarding.
 
What’s new in this update?

- Various enhancements & bug fixes.
 
Love the app? Rate us! Your feedback keeps us going.

### 8.7.42 — 2026-07-30

We’re always working to make your Money Fellows experience smoother, smarter, and more rewarding.
 
What’s new in this update?

- Various enhancements & bug fixes.
 
Love the app? Rate us! Your feedback keeps us going.

### 8.7.41 — 2026-07-29

We’re always working to make your Money Fellows experience smoother, smarter, and more rewarding.
 
What’s new in this update?

- Various enhancements & bug fixes.
 
Love the app? Rate us! Your feedback keeps us going.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*