# Money Flow: Budget Planner

> Personal finance app for proactive monthly budget planning and cash flow forecasting. (iPhone/iPad app by Ramil Aglyamov.)

- Source: https://appshunter.io/ios/app/money-flow-budget-planner/id6779711478 (this page in markdown: same URL + `.md`)
- Developer: [Ramil Aglyamov](https://appshunter.io/developer/1894550605)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 9 MB
- Languages: American English, Russian, European Spanish
- Released: 2026-06-23
- Data updated: 2026-07-23
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/money-flow-budget-planner/id6779711478/reviews.md

## What is Money Flow?

Money Flow helps you understand your monthly budget before problems appear.

Plan income, expenses, recurring payments, savings, and expected cash flow in one simple view. Instead of only tracking what already happened, Money Flow helps you look ahead and see whether your finances are healthy, risky, or need attention.

Optional iCloud Sync lets you keep your budget data available across your Apple devices.

With Money Flow, you can:

• Plan monthly cash flow
• Track income and expenses
• Review recurring payments
• Save account balance snapshots
• See financial health indicators
• Get safety buffer and risk warnings
• Forecast future budget months
• Test what-if scenarios
• Sync budget data with iCloud
• Keep personal finance tracking simple and private

Money Flow is designed for people who want a calm, clear picture of their money without complicated spreadsheets.

Plan the month. See risks early. Keep your cash flow under control.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://lunar-clam-6bb.notion.site/Money-Flow-Privacy-Policy-381ae94151e480f6aba6c7e67449eacd

## Key features

- Plan monthly cash flow
- Track income and expenses
- Review recurring payments
- Save account balance snapshots
- See financial health indicators
- Forecast future budget months
- Test what-if scenarios

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Money Flow Premium | $7.99 | per month |
| Money Flow Premium | $39.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/money-flow-budget-planner/id6779711478/reviews.md

### 5/5 — Useful application

*2026-06-23*

I finally found an app that helped me plan my budget and figure out how long it would take me to save up for an apartment.

## Frequently asked questions about Money Flow

### What is Money Flow?

Money Flow is a personal finance app designed to help users plan their monthly budget proactively. It allows you to track income, expenses, recurring payments, and savings to forecast cash flow and identify potential financial risks before they occur.

### Is Money Flow free to use?

The core features of Money Flow are available for free. The app also offers 'Money Flow Premium' subscriptions for $7.99 per month or $39.99 per year, providing access to advanced features and capabilities.

### What devices does Money Flow support?

Money Flow is available on iPhone and iPad devices, offering seamless integration across your Apple ecosystem.

### How does Money Flow help with financial planning?

Money Flow enables you to plan your monthly cash flow, forecast future budget months, and test 'what-if' scenarios. This proactive approach helps you maintain control over your finances and see financial health indicators.

### Does Money Flow offer iCloud Sync?

Yes, Money Flow offers optional iCloud Sync, allowing you to keep your budget data synchronized and accessible across all your Apple devices.

### What is the age rating for Money Flow?

Money Flow has an age rating of 4+, making it suitable for a wide range of users interested in managing their personal finances.

### How often is Money Flow updated?

The latest version of Money Flow, 1.2, was released on June 30, 2026, indicating regular updates to improve functionality and user experience.

### Does Money Flow have ads?

Based on the provided data, Money Flow does not appear to have advertisements. Its monetization model is freemium, with optional premium subscriptions.

## Version history (last 4 releases)

### 1.3 — 2026-07-10

What’s New:
• Three new charts in Yearly Analytics for a clearer view of your income, expenses, and budget trends.
• Improved planned-item management: completed items now show their end date and can be resumed anytime.
• More accurate plan editing — updates modify existing items instead of creating duplicates.
• Stability improvements and bug fixes.

### 1.2 — 2026-06-30

This build improves initial budget setup, multi-currency handling, account management, and AI Advisor reliability.

What’s new:
Choose your main budget currency during onboarding.
The first account is created in your selected currency.
New income, expense, and account entries now default to the budget currency.
Missing exchange rates are now shown clearly for multi-currency data.
Forecasts no longer disappear entirely because of a single missing exchange rate; all calculable rows are still included.
Accounts can now be deleted together with their saved balances.
This build adds a fallback backend route when the primary AI Advisor endpoint is unavailable.

Fixes and improvements:
First-time setup is clearer and easier to complete.
Multi-currency calculations are more transparent.
Entered data is less likely to appear silently “missing” from the forecast.
AI Advisor is more resilient when the primary backend endpoint is temporarily unavailable.

### 1.1 — 2026-06-28

Improved data safety, validation, and budget editing.

This update adds a data completeness checklist to help the app display budget information correctly. It also adds a confirmation dialog before replacing manually adjusted previous-month values from the plan, improves the clarity of the update action, preserves planned category properties when filling past months, and makes iCloud Sync safer when restoring existing budget data after reinstalling the app.

### 1.0 — 2026-06-23

No release notes.

## More apps by Ramil Aglyamov

- [Paperbox – Document Manager](https://appshunter.io/ios/app/paperbox-document-manager/id6762531870)
- [Wish Capsules](https://appshunter.io/ios/app/wish-capsules/id6768723618)

All apps by Ramil Aglyamov: https://appshunter.io/developer/1894550605

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*