# Money Flow: Speak & Scan — Track spending, minus the work

> Track spending, minus the work (iPhone/iPad app by David Tsurtsumiya.)

- Source: https://appshunter.io/ios/app/money-flow-speak-and-scan/id6790358269 (this page in markdown: same URL + `.md`)
- Developer: [David Tsurtsumiya](https://appshunter.io/developer/6790358451)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 9 MB
- Languages: American English, Russian
- Released: 2026-09-29
- Data updated: 2026-10-19

## What is Money Flow?

Money Flow helps you keep track of everyday spending and income with a calm, fluid interface.

Speak, scan or enter manually
• With Money Flow Plus, describe a purchase or income by voice and review the draft before saving.
• Scan a receipt or import an image to create editable transaction drafts.
• Add transactions manually whenever you prefer.
• Check the amount, currency, date, account and category before confirming.

Keep your finances organised
• Manage accounts, categories and tags.
• Track income and expenses, budgets and recurring payments.
• Review your history and reports.
• Use the interactive category dial and quick-entry tools.

Start with confidence
A short animated introduction and focused in-app tips explain the essentials. No Money Flow account is required.

Money Flow Plus
Plus unlocks voice entry, advanced reports, subscription control and experimental savings insights. Savings insights are marked Beta and may be incomplete; review every suggestion yourself.

Choose a monthly or yearly auto-renewable subscription. Eligible new subscribers can try Plus free for 7 days. After the trial, the selected subscription renews at the price shown in the app unless cancelled. Trial eligibility is determined by Apple. Manage or cancel subscriptions in your Apple Account settings. Manual bookkeeping remains available without Plus.

Privacy
Your financial records are stored on your device. Optional cloud recognition is off by default and requires your consent before text or images are sent for processing. You can use manual entry without cloud recognition.

Privacy policy: https://moneyflow-app-site.tsurtsumiya.workers.dev/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Money Flow Plus — Monthly | $3.99 | per month |
| Money Flow Plus — Yearly | $29.99 | per year |


## Is Money Flow safe?

Not enough ratings yet to assess Money Flow.

## Is Money Flow legit?

Money Flow: Speak & Scan has limited verification signals. The AppsHunter Legitimacy Score for Money Flow is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0 — 2026-09-29

No release notes.

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## Related topics

[money flow](https://appshunter.io/ios/topics/money-flow)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-19.*