# Money Freak: Finance — Your finances, simplified > AI-powered personal finance tracker for accounts, expenses, net worth, and budgeting. (iPhone/iPad app by Samuel Nates.) - Source: https://appshunter.io/ios/app/money-freak-finance/id6805201423 (this page in markdown: same URL + `.md`) - Developer: [Samuel Nates](https://appshunter.io/developer/6805201426) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 18 MB - Languages: American English - Released: 2026-09-04 - Data updated: 2026-10-02 - Monetization: free ## What is Money Freak? Money Freak brings together your accounts, assets, debts, investments and expenses in one place — and tells you, with real data, how you're doing. FREAKY, YOUR AI MONEY MENTOR Describe an expense in chat ("Uber to the airport, $200") and Freaky categorizes and logs it for you. You can also snap a photo of a receipt and it fills itself in. Freaky knows your full financial picture and warns you if a purchase puts your monthly budget at risk. YOUR NET WORTH, ALWAYS UP TO DATE Accounts, assets, debts, credit cards and investments in one balance sheet, updated automatically as you log activity. BUDGETS THAT UPDATE THEMSELVES Set a budget per category and see in real time how much you've spent — no double entry required. FINANCIAL HEALTH SCORE & CREDIT SIMULATOR A score calculated from your real data, plus a simulator to check if you can afford a loan or an installment purchase before you apply. SECURITY Your data is yours alone: Face ID/Touch ID protected access, and database-level security rules so no one else can see it. Money Freak is a personal organization tool, not professional financial advice. ## Key features - AI expense categorization via chat or receipt photo - Consolidated view of accounts, assets, debts, and investments - Automated net worth tracking - Real-time budget monitoring - Financial health score and credit simulator - Face ID/Touch ID protected access ## Is Money Freak safe? Not enough ratings yet to assess Money Freak. ## Is Money Freak legit? Money Freak: Finance has limited verification signals. The AppsHunter Legitimacy Score for Money Freak is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Money Freak ### What is Money Freak's financial health score based on? The financial health score is calculated using your real financial data logged within the app. This includes information about your accounts, assets, debts, investments, and expenses, providing a comprehensive view of your financial standing. ### How does Money Freak ensure the security of my financial data? Money Freak uses Face ID/Touch ID protected access for user authentication. Additionally, it employs database-level security rules to ensure that your financial data is kept private and cannot be accessed by others. ### Can Money Freak help me understand if I can afford a loan? Yes, Money Freak includes a credit simulator. This tool allows you to check if you can afford a loan or an installment purchase before you apply, using your real financial data to provide insights. ### How often is Money Freak updated? The app was last updated on 2026-09-12, with the latest version being 1.2. This indicates a recent update, suggesting ongoing development and maintenance. ### What devices does Money Freak support? Money Freak is available for iPhone and iPod devices. It is designed to run on Apple's mobile operating systems. ### Does Money Freak offer professional financial advice? No, Money Freak is a personal organization tool and does not provide professional financial advice. It helps you track and manage your finances but is not a substitute for advice from a qualified financial professional. ### How does the AI mentor in Money Freak categorize expenses? The AI mentor, Freaky, can categorize expenses by describing them in chat (e.g., 'Uber to the airport, $200') or by snapping a photo of a receipt, which it will then use to fill in the details. ### What is the age rating for Money Freak? Money Freak has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals learning about finance. ## Version history (last 3 releases) ### 1.2 — 2026-09-12 Shared Funds: the reminder message can now be edited before copying it or sending it on WhatsApp, instead of being fixed text. You can also pick a contributor's name and phone number straight from your Contacts, instead of typing them by hand. ### 1.1 — 2026-09-06 New card and debt payment reminders, Freaky now explains your Money Freak Score with your real numbers and can change his own look if you ask him, and a new alert (Android for now) that warns you if you're on track to exceed your budget — by comparing your own spending pace, not a naive average. ### 1.0 — 2026-09-04 No release notes. ## Apps similar to Money Freak | App | Rating | Price | Category | | --- | --- | --- | --- | | [MiLana Finanzas](https://appshunter.io/ios/app/milana-finanzas/id6794714466) | — | Free | Finance | | [Freak Finances: Budgeting](https://appshunter.io/ios/app/freak-finances-budgeting/id6502695495) | — | Free | Finance | | [mibu: expense tracker](https://appshunter.io/ios/app/mibu-expense-tracker/id6786231780) | — | Free | Finance | | [Pave - Expense Tracker](https://appshunter.io/ios/app/pave-expense-tracker/id6772960597) | — | Free | Finance | | [GoDollar Gold & Currency rates](https://appshunter.io/ios/app/godollar-gold-and-currency-rates/id6758023218) | — | Free | Finance | | [Ficein](https://appshunter.io/ios/app/ficein/id6741550109) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*