# Money Journal - Budget Planner — user reviews

> 107 indexed App Store user reviews of Money Journal by DIMMPLE PTY LTD, rated 4.30/5 from 359 ratings.

- Source: https://appshunter.io/ios/app/money-journal-budget-planner/id1305691801/reviews
- App overview in markdown: https://appshunter.io/ios/app/money-journal-budget-planner/id1305691801.md
- Rating breakdown: 5★ 239 · 4★ 59 · 3★ 15 · 2★ 8 · 1★ 38

## What do users think of Money Journal?

Overall sentiment: positive

**Pros**

- 💻 Clean and beautiful UI
- 🙌 Simple and easy to use
- 📊 Helpful for budgeting and tracking expenses
- 🔒 Doesn't require bank account connection
- 🎨 Customizable categories and themes

**Cons**

- 💰 Expensive premium features
- 🔒 Limited functionality in free version
- 🔀 Difficulty transferring money between accounts
- 🔄 Rigid budget cycle dates
- 🐛 Bugs and crashes reported

**Commonly reported bugs**

- App freezing or crashing on launch
- Data loss or disappearance of existing budgets
- Syncing and migration issues with app updates

**Most requested features**

- Add recurring payments and bills
- Improve budget rollover and carry-over options
- Allow custom budget cycle dates
- Add multi-user/family sharing capabilities
- Provide more detailed spending analytics and reports

## Newest reviews (10 of 107)

### 4/5 — Really great concept and UI

*2023-02-05, version 5.5*

This is a beautiful app and so easy to use! I love the colors and simplicity but I do hope that they tweak a few things. 

1. In bills and recurring payments - ability to add how much was paid vis a vie the amount due, and the balance to be carried over to the next month. Would also be nice to have limit amount and percentage of which is used (similar to the goals ui and completion rate)
2. Notifications reminders on bills and expense logs
3. Wallets for multiple currencies 
Thats as much as I can think of for now but so far love this!

### 4/5 — Good App - With a Major Flaw

*2022-11-16*

For the most part, I love this budgeting app. It's simple, easy to use and nice to look at. There's just one problem - there is no way to transfer money between different accounts.

This is a dealbreaker for me, as I am constantly moving money from one account to another. 

If you only have the one account, this is a great app! Otherwise, I recommend looking elsewhere.

### 2/5 — Trial is much too short

*2022-04-19*

Seems like an OK app but the trial is way to short to know. Needs to last one pay cycle at least to know if it’s worth the purchase.

### 4/5 — If it had the layout of mint/Truebill it would be on top!

*2022-04-15*

This app is soooo aesthetically pleasing. Feels like a video game almost. The downside is that it doesn’t have a dashboard you should be able to open your app and see all the essential money related items as a snapshot. With this app you have to click between them. Now if you have a pretty simple financial life this could work well but man if it was laid out like true bill or kint the other apps would be in troubllleeeee! Kudos for the Design though. It makes you want to budget. So fun

### 2/5 — Only good for no flexibility

*2022-02-04*

I thought this was great when I first downloaded! I’m trying to figure out my monthly spending habits and keep better control by seeing where it is going vs. if I’m within my overall budget or not as I’m working to live severely below my means this year. 

HOWEVER, I cannot move money from one budget to another..that’s fine I guess. But what’s worse is I have $400 typically for grocery- I have a $280 gift card and want to change my February budget to $100 moving the other $300 to a trip and not to show as “grocery”. I can of course just make a “trip” transaction but it throws off the data. When I changed my amount to $100 it then left january in the negative and with rollover turned on became completely inaccurate! 

I’m also not able to open and see all categories of transactions at once anywhere without exporting so that is lame. 

If you don’t anticipate your budgets to change ever this is good. Or if you want to start it fresh every month without rollovers that would work too. Just upset I paid $$$$ for this and it is missing basic practical functions. 🥵

### 2/5 — Want to Love

*2021-11-05, version 5.4*

I want to love the app, its concept and design I know will be perfect to help me stay on budget but there are some things that arent making sense to me. Can I please have a one on one with one of the developers. It’ll be easier if I show you myself.

### 4/5 — Great budgeting app

*2021-10-25, version 5.3*

It’s amazing, let’s you pick your own categories, it has a nice rollover option which adds any money in the budget that you haven’t spent to next month’s allowance. Only downside is you can’t see your bills and budgets on one page. I created a budget for my bills so that I can see my total outgoings for the month.

### 2/5 — Looks aren’t everything

*2021-10-10*

Sure, the app looks phenomenal, amazing even. However for a budgeting app, it is confusing and gives you little time to evaluate the app. Not to mention issues with signing in, this app needs a lot of refining. I do think witht the right tweaks this app could be groundbreaking but from issues like the app not loading it’s not worth it. I also think they should allow linking with your bank account

### 4/5 — Could do with a date sorting feature

*2021-08-28*

Really well made app, I enjoy using it, only thing I can see missing is an auto sort date feature, so I know the days in order of what I need to spend each month

### 4/5 — So close to 5

*2021-07-20, version 5.3*

This app has been a game changer in helping me save money. There are a few things they could add, but I can see the obstacles in linking to ur account on both ends. A few more ways to customize and a couple more features and it’s 5 stars every day of the week. Full recommended.

## Most critical reviews (10 lowest-rated)

### 1/5 — Fold redesign

*2026-04-21*

The new interface is terrible. The old UI when it was still fold worked so much better. This new version doesn’t allow for carryover of excess expenses or of excess budget. You can only make top ups or expenses on the front page not within each category like you could before which makes using the app clunky and slow. The only good part kept was the subcategories within the envelopes but even that is pay walled even though i spent money on the lifetime access in the past.

### 1/5 — Terrible update

*2026-04-04, version 10.0.10*

Under the fold app the budget tracker was great. After rebranding to Money Journal they completely botched and ruined the app. Absolutely hate it.
Their FLEXIBLE expenses doesn’t allow you to rollover and it only allows monthly budget tracking (as opposed to including annual and weekly too).
Meaning it’s useless for me as I need both
Hate the upgrade. Will download a different one and hope I can get a refund on this.

### 1/5 — Misleading

*2024-10-01, version 5.5*

Shows as free but after a few days it locks you out of features and accounts you created.  Find a better app that’s not trying to mislead you with sneaky marketing tactics.

### 1/5 — Abandoned app

*2023-02-14*

Would love to give my money to such a great app but i don’t think it’s being maintained anymore no response from support for simple question about what you get in free vs. paid. Feels sus.

### 1/5 — enganação

*2022-08-14, version 5.5*

quando você baixa o app você pode fazer várias coisas, nem aparece pop up falando de assinatura. daí no outro dia você não consegue acessar nada do que você fez!!! um lixo

### 1/5 — Expensive

*2022-03-30, version 5.5*

Too expensive if it was free it would be great

### 1/5 — Update

*2021-12-29, version 5.4*

Trash Everything Cost Money For What??

### 1/5 — FRAUD

*2021-10-10, version 5.3*

The fact that this is a budgeting app and you have to pay to use it is absolutely ridiculous, I get they have to make their money but to charge $45 for the app is absolutely outrageous.

### 1/5 — Really nicely designed but…

*2021-09-12*

This app is very nicely designed and I have to say the most interesting looking budget app I’ve seen, however I can’t give it 5 stars due to it marking things as paid that I haven’t paid yet. The whole point of a budgeting app is to help keep control of things and keep up with what’s coming in and going out. I’m paying for this app and at this rate I’m not going to renew my subscription, which stinks because so far I’m really enjoying this app otherwise.

**Edit.**
Same issues continued, I have since cancelled my subscription and deleting the app.

### 1/5 — No offline

*2021-07-18, version 5.3*

Does not have offline features.

## Most praised reviews (10 highest-rated)

### 5/5 — Pretty cool

*2026-03-26, version 10.0.3*

Liking the themes and the customization.

### 5/5 — Love it

*2025-01-06, version 5.5*

Been looking for a budget app for the cash envelope system only started with this one in the New Year but so far so good. 
Mainly wanted it for the cash envelope budget system. The app is absolutely fantastic love how you can set your own categories, colours and themes…. Cash budget legend whoever designed this exactly what I have been looking for! Thank you

### 5/5 — ABLE-EXPRESSION-FINANCE-STRUCTURE

*2023-09-22*

Easy to use expressive quality in Fold so desired trajectory... The necessary tools to realize categories easily built from a plain and right sercumcison and scribe of what is of worth in responsability to independance and value for self sustainability and independance.

### 5/5 — Clean app

*2022-11-06, version 5.5*

App looks great. Some features would be nice to have though. Like recurring payments, number of payments per merchant, day spend

### 5/5 — Excelente

*2022-03-05, version 5.5*

Aplicativo excelente. Poderia ter uma funcionalidade de compartilhar as carteiras com outras pessoas.

### 5/5 — Love this app

*2022-01-06, version 5.4*

I really love this app it keep me balance and organize.

### 5/5 — Great App

*2021-11-28*

One suggestion that I have is if you can add widgets for the app on your home screen so you can see all your budgets and etc without actually having to go to the app

### 5/5 — Great App , just confused .

*2021-11-04*

Great app, just a little confused on where I can find monthly subscription price , it only stated that the premium features will be available for 24- hours but never listed the price. 

That is very important I would like to know how much I’m paying .

### 5/5 — Melhor App de Finanças

*2021-09-09, version 5.3*

Nem muito Nem tão pouco. Ele tem resposta pra todas as minhas críticas dos outros apps. 

Não quero ficar batendo saldo. Quero gerenciar minhas contas e tem uma ideia de quanto está sobrando. Maravilhoso!! 

Só senti falta de um client web.

### 5/5 — Great format

*2021-08-14*

Easy to use, simple format that is colorful and gives you everything u need in a money tracker. I paid for full subscription and it’s worth it.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*