# Money Journal: Expense Tracker — Budget Book for Daily Spending

> Budget Book for Daily Spending (iPhone/iPad app by LEAN ASIA CO., LTD.)

- Source: https://appshunter.io/ios/app/money-journal-expense-tracker/id6759955033 (this page in markdown: same URL + `.md`)
- Developer: [LEAN ASIA CO., LTD](https://appshunter.io/developer/1815050814)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 16 MB
- Languages: American English
- Released: 2026-04-06
- Data updated: 2026-10-17

## What is Money Journal?

PREMIUM — PURCHASE REQUIRED: All features described below are part of Pro and require a purchase: a weekly or yearly auto-renewing subscription, or a one-time lifetime purchase.

Every dollar you spend, written down in ten seconds — and kept on your phone, not on someone's server. Expense Tracker is a private money journal for people who want to log daily spending by hand: no account, no bank linking, no cloud.

Most budget apps want your bank login and a monthly report of your life. This one works the old way, made fast: open, type the amount, done. Manual entry sounds slower — until you realize it is exactly why you finally know where the money goes.

WHAT YOU GET
• A spending log you actually keep up — add an expense in seconds by keyboard, voice, or receipt scan
• Wallets for cash, bank, card and e-wallet balances, with transfers between them, so "how much do I have" is one glance
• Monthly category budgets that warn you before you overshoot, not after
• Charts and month-to-month comparisons that show the leak (it's usually food delivery)
• Savings goals, debts, assets and net worth — the full picture, not just outflow
• Split a dinner among five people and get the exact settle-up amounts

PERFECT FOR
• Cash-first spenders whose bank app only ever sees half the story
• Anyone who quit a bank-linking budget app over privacy
• Couples and housemates settling shared costs without a shared account
• Kakeibo fans who want the paper-ledger ritual with searchable history

WHY NOT JUST A SPREADSHEET?
A spreadsheet doesn't fit in a checkout line. Here, an entry takes seconds, categories fill themselves from your own past corrections, receipts attach to the row, and the monthly chart draws itself. You keep the control of a hand-kept ledger — and lose the Sunday-night data entry.

PRIVATE BY DEFAULT
No sign-up, no bank credentials, no ad tracking. Transactions, receipt photos and plans stay in local storage on your device unless you export them yourself. Lock the app with Face ID if others borrow your phone.

PREMIUM (PURCHASE REQUIRED)
Expense Tracker requires a Full Access unlock. One plan opens everything: unlimited logging, wallets and transfers, budgets with alerts, receipt scanning, recurring transactions, reports and analytics, net worth and goals, expense splitting, and CSV/PDF export. Choose weekly, yearly, or a one-time lifetime purchase — prices are shown in the app before you commit.

Start tonight: log today's spending before bed, and read your first honest week on Sunday.

Terms of Use: https://leanstudio.asia/terms-of-use
Privacy Policy: https://leanstudio.asia/privacy-policy
Support: support@leanstudio.asia

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Yearly | $14.99 | per year |
| Premium Weekly Plan | $2.99 | per 7 days |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $29.99 | one-time |


## Is Money Journal safe?

Not enough ratings yet to assess Money Journal.

## Is Money Journal legit?

Money Journal: Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Money Journal is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.1.1 — 2026-10-12

Bug fixes and performance improvements.
Thanks for using the app — your feedback keeps it getting better.

### 1.1.0 — 2026-05-28

What's New in Expense Tracker:

• AI Financial Insights — personalized tips based on your spending habits
• Cashflow Forecasts — see projected spending and savings ahead
• Improved Auto Categorization — smarter suggestions that learn from you
• Recurring Payment Reminders — never miss a bill again
• Bug fixes and performance improvements

Questions? support@leanstudio.asia

### 1.0.1 — 2026-04-06

No release notes.

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All apps by LEAN ASIA CO., LTD: https://appshunter.io/developer/1815050814

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-17.*