# Money Manager: AI Budget — Expense tracker, bills & goals

> Expense tracker, bills & goals (iPhone/iPad app by Gunawan Santoso.)

- Source: https://appshunter.io/ios/app/money-manager-ai-budget/id6798941549 (this page in markdown: same URL + `.md`)
- Developer: [Gunawan Santoso](https://appshunter.io/developer/1843786072)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 93 MB
- Languages: American English, Arabic, Burmese, French (France), German (Germany), Hindi, Indonesian, Japanese, Korean, Malay and 6 more
- Released: 2026-08-27
- Data updated: 2026-11-01

## What is Money Manager?

Track expenses, plan budgets and stay ahead of bills with an AI Copilot that answers from your own numbers and sets things up for you. Money Manager: AI Budget is an expense tracker, budget planner, bill reminder and net worth tracker in one app.

ASK, DON'T DIG
Ask "how much did I spend on food this month?", "which budgets need attention?" or "can I afford this?" and get a real answer from your own records. Tell it to set up a grocery budget, log a purchase, add an account, schedule a bill or turn your planner into budgets, and it prepares the change and shows it before applying it.

EXPENSE TRACKER THAT TAKES SECONDS
Log income, expenses and transfers with categories, subcategories, labels, notes and receipt photos. Select many entries at once to tidy up your history. Search with filters for type, date, category and account. Bills you schedule once show up on time, ready to record in a tap.

BUDGET PLANNER THAT FOLLOWS YOUR PAYDAY
Set the day you get paid and every budget, total and report follows your own cycle instead of the calendar month. Budget by day, week, fortnight, month, quarter, year or any date range, with a pace marker that shows where you should be today and bars that turn amber as a budget runs hot.

BILLS & SUBSCRIPTIONS
Schedule rent, utilities, loans and subscriptions once. See what is due this week and next on one timeline, record a bill early when you pay ahead, and skip the ones that did not happen.

SAVINGS GOALS, TRIPS & EVENTS
Give each goal a target and watch the milestones fill in. Plan a trip, a wedding or a holiday with its own budget and planned costs, then see the real total per event.

DEBTS, LOANS & INSTALLMENTS
Track what you owe and what others owe you, with monthly payments and installment plans. Record payments and see how each debt affects the months of runway you have.

ACCOUNTS, CREDIT CARDS & NET WORTH
Cash, bank accounts, e-wallets, savings and credit cards with limits, statement and due dates. Add investments, property, vehicles and valuables, and watch your net worth develop month by month on a chart you can scrub through.

WEALTH LEVEL, MONEY PATH & ACHIEVEMENTS
A wealth level shows how many months of spending your money would cover and what the next level takes. The Money Path is a guided checklist of money habits that ticks itself off from your own data. Achievements reward the streaks that move you forward.

REPORTS YOU CAN KEEP
Spending by category, income versus expense, cashflow, calendar and heatmap views, plus a yearly report on your pay cycle. Export any period to a planner-grade PDF or an Excel workbook.

SYNC & SHARED SPACES
Sign in to sync across your iPhone and iPad, end-to-end encrypted. Keep personal and business money in separate spaces, or invite a partner to a shared space and run one budget together.

150+ CURRENCIES, 11 LANGUAGES
Multi-currency accounts with automatic exchange rates. Fully translated into 11 languages.

FREE AND PRO
The core app is free and genuinely usable: most features work, with a cap of 2 on some of them. Pro removes those caps and the ads, and includes cloud sync, shared spaces, custom categories and unlimited AI Copilot conversations. Pro is a subscription; you can cancel any time in your App Store settings.

SUBSCRIPTION DETAILS
Money Manager: AI Budget Pro is an auto-renewable subscription, available as:
• Monthly — $2.99 per month
• Yearly — $19.99 per year

Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings after purchase. Prices may vary by region.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.moneymanagerai.app/privacy-policy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Monthly | $1.99 | per month |
| Pro Yearly | $14.99 | per year |


## Is Money Manager safe?

Not enough ratings yet to assess Money Manager.

## Is Money Manager legit?

Money Manager: AI Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Money Manager is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.20.0 — 2026-10-31

What's new in AI Budget:

• Category months — switch months right on a category's page
• Budget shortcuts — press and hold a budget to edit or delete it
• Exchange rates — any rate you type now saves smoothly
• Bug fixes and performance improvements

Also fixed: money collected on a debt now stays as income when you edit it.

### 1.19.0 — 2026-10-30

What's new in AI Budget:

• Safe to spend — see what's free to use until payday
• Monthly plans — plan next month before it starts
• Debt payoff plan — the fastest order to clear your debts
• Bug fixes and performance improvements

Also new: a wait list for purchases and a subscription finder.

### 1.18.0 — 2026-10-30

What's new in AI Budget:

• Events & Savings — illustrated cards that show progress at a glance
• Fresh icons — clean icons that follow your theme colour
• Theme picker — see a colour on your screens before you apply it
• Bug fixes and performance improvements

A friendlier look for the screens you use every day.

### 1.17.1 — 2026-10-28

What's new in AI Budget:

• Balance card — a softer, calmer look in dark mode
• Bug fixes and performance improvements

A small polish that keeps your numbers easy on the eyes.

### 1.17.0 — 2026-10-27

What's new in AI Budget:

• Tablet layouts — a side menu and detail view on big screens
• Card statements — each purchase lands on the right statement
• Bug fixes and performance improvements

More room on big screens, and every card charge in its place.

## Apps similar to Money Manager

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Money Tracker & Budget: Monely](https://appshunter.io/ios/app/money-tracker-and-budget-monely/id6761601566) | — | Free | Finance |
| [Spendly - Budget Diary](https://appshunter.io/ios/app/spendly-budget-diary/id6760545221) | — | Free | Finance |
| [Catat Duit - Keuanganku](https://appshunter.io/ios/app/catat-duit-keuanganku/id6758910175) | — | Free | Finance |
| [Catatara: Budget & Expenses](https://appshunter.io/ios/app/catatara-budget-and-expenses/id6795977036) | — | Free | Finance |
| [DOI Money: Budget & Expenses](https://appshunter.io/ios/app/doi-money-budget-and-expenses/id6794352085) | — | Free | Finance |
| [Monely - Money Manager](https://appshunter.io/ios/app/monely-money-manager/id6758589192) | — | Free | Finance |

## More apps by Gunawan Santoso

- [Money Manager: Daily Expenses](https://appshunter.io/ios/app/money-manager-daily-expenses/id6753577383)
- [Kraepelin Test: Pauli Focus](https://appshunter.io/ios/app/kraepelin-test-pauli-focus/id6756816118)
- [Breathe: Calm & Relax](https://appshunter.io/ios/app/breathe-calm-and-relax/id6757665889)
- [DayStack: Todo & Pomodoro](https://appshunter.io/ios/app/daystack-todo-and-pomodoro/id6760934238)
- [Fasting Track: Timer & Water](https://appshunter.io/ios/app/fasting-track-timer-and-water/id6761097927)
- [TimeTrack: Work Time Tracker](https://appshunter.io/ios/app/timetrack-work-time-tracker/id6761272437)

All apps by Gunawan Santoso: https://appshunter.io/developer/1843786072

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-01.*