# Money Manager, Planner: Savemo — Budget ahead. Stop tracking. > Budget ahead. Stop tracking. (iPhone/iPad app by Jiri Urbasek.) - Source: https://appshunter.io/ios/app/money-manager-planner-savemo/id6751838822 (this page in markdown: same URL + `.md`) - Developer: [Jiri Urbasek](https://appshunter.io/developer/706818893) - Category: Finance, Lifestyle - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.5 · 19 MB - Languages: American English, Czech, French (France), German (Germany), Italian, European Spanish - Released: 2025-09-08 - Data updated: 2026-08-14 - User reviews in markdown: https://appshunter.io/ios/app/money-manager-planner-savemo/id6751838822/reviews.md ## What is Money Manager, Planner? You're not bad with money. You're planning one month at a time. The $400 car service. The insurance that renews every March. Christmas. None of it is a surprise — but it always arrives like one, because most budget apps only ever look backwards. Savemo looks forward. It tells you what's already spoken for, so what's left is genuinely yours to spend. No bank login. No account. No categories. Nothing to log every day. —————————————————————— WHAT SAVEMO DOES • See how much you'll have left next week, next month, or a year from now. Your income and bills, projected forward month by month. • Quarterly and annual bills spread themselves across the months before they land. Car insurance, road tax, tuition, Christmas — never a surprise again. • Tell Savemo what's coming and when. It works out exactly how much to set aside each month. A holiday in July, a new boiler in autumn, school shoes in September. • Organize savings into buckets — Holiday, Car, Kids, Home, Emergency. Each with its own date and its own monthly amount. Envelopes for things that haven't happened yet. • Spot a tight month before you're standing in it. —————————————————————— BUY IT ONCE • Free forever for up to 2 buckets. • Pro unlocks unlimited buckets, recurring events, flexible saving strategies, export and themes. • One-time lifetime unlock — or a small annual fee. Your choice. • 7-day full-access trial. No card required to look around. No subscription treadmill. No price rises every year for features you never asked for. —————————————————————— YOUR DATA NEVER LEAVES YOUR DEVICES • No bank connection. No third-party aggregator with its own terms and its own partners. • No account, no login, no email address. Savemo never knows who you are. • Everything stays on your device and syncs privately through your own iCloud — so you get backup and multi-device sync without handing your data to anyone. • iPhone, iPad and Mac, one purchase. —————————————————————— IF YOU'VE ALREADY TRIED THE OTHERS You categorized every coffee for three weeks and stopped. You gave an app your bank password and felt uneasy. You paid for a year and used it twice. That isn't a discipline problem. Tracking tells you what already happened, which is the one thing you can no longer change. Savemo does the other half. —————————————————————— ALSO IN Czech, German, Spanish, French and Italian — dates, ordinals and repeat schedules included. —————————————————————— Plan one month. Breathe out. Terms of Use: https://www.savemo.app/terms-and-conditions.html Privacy Policy: https://www.savemo.app/privacy-policy.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Savemo Pro Monthly | $7.99 | per month | | Savemo Pro 6 Months | $14.99 | per 6 months | | Savemo Pro Weekly | $3.99 | per 7 days | | Savemo Pro Yearly | $29.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Savemo Pro Lifetime | $79.99 | one-time | ## Version history (last 5 releases) ### 3.2 — 2026-08-10 Savemo now says what it actually does. • Clearer wording throughout the App Store listing — planning ahead, not tracking what already happened. • Various small fixes and refinements. Enjoying Savemo? A quick review helps a lot! ### 3.1.1 — 2026-07-30 Savemo now speaks your language. • Added full Czech, German, Spanish, French and Italian — dates, ordinals and repeat schedules included. • Improved the balance chart: upcoming events now show as chips, busy months collapse into one badge, and repeat labels name the day ("Monthly on the 15th"). Enjoying Savemo? A quick review helps a lot! ### 3.1 — 2026-07-07 Adding a bill or payment that would dip your plan below zero? Savemo now warns you right in the form — and shows when your income catches things back up. We also flag months where bills land before your paycheck, so timing crunches don't catch you by surprise. ### 3.0.1 — 2026-06-09 Bug fixes and improvements. ### 3.0 — 2026-06-02 Savemo is now a full cash flow planner. In addition to saving for future expenses, you can now: • Track monthly income (salary, partner income, freelance, side gigs) • Plan recurring bills and subscription renewals • See your safe-to-spend number for the month • Spot tight months before they arrive Everything you loved about Savemo's savings forecasting is still here — now alongside the full picture of your monthly money flow. Still no bank linking. Still no login. Still calm. ## Apps similar to Money Manager, Planner | App | Rating | Price | Category | | --- | --- | --- | --- | | [Pocket Ledger Expenses](https://appshunter.io/ios/app/pocket-ledger-expenses/id6775284968) | — | Free | Finance | | [Money Tracker - Budget Tracker](https://appshunter.io/ios/app/money-tracker-budget-tracker/id6754808098) | — | Free | Finance | | [SetAside: Sinking Funds App](https://appshunter.io/ios/app/setaside-sinking-funds-app/id6754886161) | — | Free | Finance | | [Skimp: Money Saving Challenges](https://appshunter.io/ios/app/skimp-money-saving-challenges/id6757536139) | — | Free | Finance | | [Budgetelo: Budget Planner](https://appshunter.io/ios/app/budgetelo-budget-planner/id6752422354) | — | Free | Finance | | [Fincio: AI Finance Manager](https://appshunter.io/ios/app/fincio-ai-finance-manager/id6761642015) | — | Free | Finance | ## More apps by Jiri Urbasek - [Would you rather? Fun dilemmas](https://appshunter.io/ios/app/would-you-rather-fun-dilemmas/id6757097204) - [Bill Organizer, Tracker: Billo](https://appshunter.io/ios/app/bill-organizer-tracker-billo/id6791054376) All apps by Jiri Urbasek: https://appshunter.io/developer/706818893 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*