# Money Mo: Budget & AI Coach — Grow with Mo, yo' AI coach.

> Grow with Mo, yo' AI coach. (iPhone/iPad app by Potentia Motus Ventures Limited.)

- Source: https://appshunter.io/ios/app/money-mo-budget-and-ai-coach/id6779264549 (this page in markdown: same URL + `.md`)
- Developer: [Potentia Motus Ventures Limited](https://appshunter.io/developer/1880772719)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 78 MB
- Languages: American English
- Released: 2026-07-20
- Data updated: 2026-08-26
- User reviews in markdown: https://appshunter.io/ios/app/money-mo-budget-and-ai-coach/id6779264549/reviews.md

## What is Money Mo?

Money Mo is the budget companion that helps you understand today, plan tomorrow, and build better money habits with Mo, your private AI coach.
Bring your everyday finances into one calm, organized view. Record income and expenses, plan what you expect to earn and spend, prepare for bills, grow savings goals, and see how your choices affect your wider financial picture.

MEET MO, YOUR AI MONEY COACH
Ask Mo about your balance, spending patterns, budgets, or saving progress using everyday language. When you need a report, ask Mo to compile one for today, this week, a month, quarter, year, named month, or rolling period. Export detailed reports as PDF or Excel when supported by your plan.

PLAN INCOME AND EXPENSES
Add planned income such as salary or business earnings alongside category spending limits. Compare what you planned with what actually happened and see how much remains.

TRACK MONEY WITHOUT THE FRICTION
Log income and expenses quickly, organize transactions by category, search your activity, and review clear monthly summaries.

BUILD SAVINGS WITH PURPOSE
Create savings goals, add funds as you progress, celebrate milestones, and use simple momentum insights to stay consistent.

STAY AHEAD OF BILLS
Track recurring payments, subscriptions, rent, school fees, insurance, and other upcoming commitments in one place.

SEE YOUR COMPLETE MONEY PICTURE
Bring together cash, bank and mobile money balances, savings, investments, property, and debts for a clearer view of what you own and owe.

DESIGNED FOR PRIVACY AND CONTROL
Money Mo is local-first, so essential financial tracking remains useful on your device. Sign-in enables supported profile and cloud restore features. App lock helps protect your private budget, and dark mode keeps Money Mo comfortable day or night.

KEY FEATURES
- Income and expense tracking
- Planned income and category budgets
- Savings goals and progress tracking
- Bill and subscription planning
-  AI coaching with Mo
- Period-based PDF and Excel reports
- Spending insights and category breakdowns
- Accounts, assets, debts, and net worth
- Optional cloud restore when signed in
- Dark mode and app lock

Whether you are organizing a household budget, controlling everyday spending, preparing for irregular bills, or working toward long-term goals, Money Mo helps you move forward one clear decision at a time.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Saveify Infinite for life | $9.99 | one-time |



## Version history (last 3 releases)

### 2.0 — 2026-08-17

What’s new in Money Mo:

- Meet Mo, your smarter AI money coach.
- Ask Mo to compile financial reports for any selected period.
- Improved budget planning for planned income and expenses.
- Easier navigation with clearer back and close controls.
- Refreshed Money Mo branding, colors, and app icon.
- Clear your conversation with Mo whenever you want.
- General performance, reliability, and usability improvements

### 1.1 — 2026-08-04

Saveify is now more intuitive, easier to navigate, and better connected across your financial life.

What’s new:

• Better debt tracking — record liabilities, track money owed to you, add debtor or creditor details, set due dates, and use reminders to follow up on collections.

• Account tracking — store cash, mobile money, bank, investment, debt, and other account balances. Opening balances remain available as a useful baseline while current balances can be updated over time.

• Improved budgeting — add projected income and planned expenses using clear categories, making it easier to understand what you expect to earn and spend.

• Reset to baseline — restart your financial tracking whenever you need a fresh start while keeping the preferences that matter to you.

• Sync across devices — securely keep applicable financial data and settings available across your supported devices.

• Saveify on the web — access your finances from a Mac or PC at https://saveify.ai.studio.

• Improved onboarding — set up income, planned expenses, accounts, debts, receivables, reminders, and assets in a guided flow. You can skip optional steps and complete them later in the app.

• Smoother experience — improved navigation, performance, animations, reliability, and offline handling throughout the app.

### 1.0 — 2026-07-20

No release notes.

## More apps by Potentia Motus Ventures Limited

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All apps by Potentia Motus Ventures Limited: https://appshunter.io/developer/1880772719

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*