# Money Monitor: Expense Tracker — Account, Budget & Bill Planner

> Comprehensive personal finance tracker for transactions, accounts, budgets, and bills. (iPhone/iPad app by 倩 赵.)

- Source: https://appshunter.io/ios/app/money-monitor-expense-tracker/id537916781 (this page in markdown: same URL + `.md`)
- Developer: [倩 赵](https://appshunter.io/developer/376557917)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.00/5 from 358 App Store ratings · 299 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 56 MB
- Languages: American English, Arabic, Catalan, Czech, Danish, Dutch, French (France), German (Germany), Hebrew, Hindi and 18 more
- Released: 2012-07-02
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/money-monitor-expense-tracker/id537916781/reviews.md

## What is Money Monitor?

Get Money Monitor now, the most comprehensive personal finance management application!

You can track and organize all your transactions, accounts, budgets, bills, cash flow and payees in Money Monitor by easy operation but with powerful functions. 

Money Monitor is your right choice if you want to track and control your expense and pay bills on time, it will keep all your finance at a glance, show you clearly that where the money comes from and goes. A must have app for personal budgets or business use.

Features:

Transactions
⁃ Quick add income, expense or transfer transactions with or without recurring.
⁃ Edit picture, account, budget, category and payee and note for each transaction.
⁃ Mark transaction as cleared or not. 

Accounts
⁃ Eight default types of account and your can custom your own.
⁃ Track transactions of each account.
⁃ Show expense, income and balance amount of all your accounts.
⁃ Show expense, income and balance amount of each account.
⁃ Transfer amount from one account to another.

Categories
⁃ Customize Category and subcategory.
⁃ 10+ icons for categories and 40+ icons for subcategories.
⁃ Show total expense and income of all categories.
⁃ Show total expense and income of each category.

Budgets
⁃ Create unlimited income or expense budgets with or without cycles.
⁃ Set budget name, amount, type, category, date range etc.
⁃ Rollover budget amount to next cycled budget.
⁃ Transfer available budget amount to another budget.
⁃ Track transactions of each budget.
⁃ Time marker to show the status of current date at each budget.
⁃ Show statistics info of total amount, already used and available amount of each budget.

Bills 
⁃ Track both income or expense bills both repeat and not.
⁃ Custom remind time, date and sound of each bill, and snooze bills reminder.
⁃ Calendar view of bills.
⁃ Add auto pay bills.
⁃ Mark payment to bills in full or in part.
⁃ Add note to each payment for the bills.

Other Features
⁃ Supports WiFi backup & restore.
⁃ Supports Dropbox backup & restore.
⁃ Search transactions.
⁃ Migrate data to full version.
⁃ World-wide currency.
⁃ Set your own week start day.
⁃ Powerful reports by pie chart to show visually all parts of your finance.
⁃ Custom unlimited reminders with any content.
⁃ Badge to show number of overdue unpaid bills and the bills which remind date are due.
⁃ Export data by email in form of CSV, HTML or PDF.
⁃ Supports AirPrint.
⁃ Supports Apple Watch version.
⁃ Supports 3D Touch function.

If you have any question or suggestion, please send email to userfeed@vip.tom.com.

## Key features

- Track income, expense, and transfer transactions
- Manage multiple accounts with custom types
- Create and customize budgets with rollover options
- Organize and track recurring and one-time bills
- Generate visual financial reports
- Set custom reminders for bills and transactions
- Backup and restore data via WiFi and Dropbox

## What do users think of Money Monitor?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 👍 Excellent app
- 👍 Great app for tracking finances
- 👍 Helpful for budgeting and expense management
- 👍 Customizable categories and budgets
- 👍 Detailed reports and analytics

**Cons**

- 🐛 Issues with latest update (incorrect budget calculations, lost transaction details)
- 🔍 Difficult to navigate after recent UI changes
- 💰 Forced to pay for subscription after previously paying for the app
- 📢 Intrusive ads in free version
- 🐛 Bugs with recurring transactions and time zone changes

**Commonly reported bugs**

- Transactions disappearing or being duplicated
- Incorrect account balances and budget calculations
- Inability to edit budget start dates and categories

**Most requested features**

- Add loan management features
- Improve sync and backup functionality across devices
- Allow more flexibility in budget setup and editing
- Enhance reporting and visualization options
- Provide more color customization and modern UI design

## Recent user reviews (10 of 299)

All indexed reviews: https://appshunter.io/ios/app/money-monitor-expense-tracker/id537916781/reviews.md

### 5/5 — So easy

*2026-06-15, version 9.0*

Very easy to use and keep track of my finances

### 3/5 — Good app but inappropriate ads

*2026-02-20, version 9.0*

I like the app features, but sometimes they randomly show inappropriate ads which I hate.

### 5/5 — Very Reliable and Accurate System

*2026-02-13, version 9.0*

Replaced any paper records; easy to use and accurate. Highly recommend!

Excellent app for keeping financials in order!

### 1/5 — Ad that doesn’t close

*2026-02-07, version 9.0*

I’ve not been able to access the app because there is an ad that pops up when the app opens. There is no option to close the ad, waiting 5mins does nothing

### 5/5 — Great app

*2026-02-07, version 9.0*

User friendly and works well! I’ve used this app for several years and appreciate how it helps me track my expenses.

### 5/5 — Easy to use

*2026-01-22, version 9.0*

I love the app. I wish I can upgrade to skip ads

### 5/5 — Helpful

*2026-01-22, version 9.0*

Easy to use

### 5/5 — Budget

*2026-01-16, version 9.0*

Great app! I am able to budget and plan ahead. Love it.
Amazing!  I’ve been using it for years now.

### 5/5 — Easy to use

*2025-12-26, version 9.0*

I love the app

### 5/5 — Rate

*2025-12-23, version 9.0*

Five Stars

## Frequently asked questions about Money Monitor

### What does Money Monitor do?

Money Monitor is a personal finance management application that allows you to track and organize all your transactions, accounts, budgets, bills, cash flow, and payees. It provides a clear overview of where your money comes from and where it goes, helping you control your expenses and pay bills on time.

### What are the key features of Money Monitor?

Key features include quick transaction adding (income, expense, transfer) with recurring options, customizable accounts and categories, unlimited budget creation with rollover capabilities, bill tracking with custom reminders and calendar view, and powerful visual reports. It also supports data backup and export.

### Is Money Monitor free to use?

The application is free to download and use, but it does offer in-app purchases. This typically means some advanced features or an expanded version of the app might require a purchase to unlock.

### What platforms is Money Monitor compatible with?

Based on the description, the app supports an Apple Watch version and AirPrint functionality, suggesting compatibility with iOS devices. It also mentions WiFi and Dropbox backup, indicating it can be used across multiple devices.

### How can Money Monitor help me manage my money?

This app helps you manage your money by providing a centralized place to log all your financial activities. You can set budgets to control spending in specific areas, track upcoming bills to avoid late fees, and view detailed reports to understand your financial habits. This comprehensive tracking and planning capability empowers you to make informed financial decisions.

## Version history (last 5 releases)

### 9.0 — 2025-12-10

⁃ Compatible with iOS 26.
⁃ Other minor bugs fixed.

### 8.0.3 — 2025-08-10

⁃ Minor bugs fixed.

### 8.0.2 — 2025-07-21

⁃ Minor bugs fixed.

### 8.0.1 — 2025-07-10

⁃ Minor bugs fixed.

### 8.0 — 2025-06-20

⁃ Compatible with iOS 18.
⁃ Adds Catalan, Danish, Hebrew, Hungarian, Romanian, Slovak, Swedish and Vietnamese.
⁃ Other minor bugs fixed.

## Apps similar to Money Monitor

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,387) | Free | Finance |
| [Monefy: Money Tracker](https://appshunter.io/ios/app/monefy-money-tracker/id1212024409) | 4.7 (6,604) | Free | Finance |
| [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (18,913) | Free | Finance |
| [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,655) | Free | Finance |
| [Spending Tracker](https://appshunter.io/ios/app/spending-tracker/id548615579) | 4.8 (19,361) | Free | Finance |
| [MoneyCoach: Budget Planner](https://appshunter.io/ios/app/moneycoach-budget-planner/id989642198) | 4.5 (2,645) | Free | Finance |

## More apps by 倩 赵

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- [Dog Buddy - Activities & Log](https://appshunter.io/ios/app/dog-buddy-activities-and-log/id448923379)
- [Cat Buddy](https://appshunter.io/ios/app/cat-buddy/id449438097)
- [Baby Kicks Monitor Pro](https://appshunter.io/ios/app/baby-kicks-monitor-pro/id452964061)
- [Blood Pressure Companion Pro](https://appshunter.io/ios/app/blood-pressure-companion-pro/id453210774)

All apps by 倩 赵: https://appshunter.io/developer/376557917

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*