# Money Mood: Spending Tracker — Your payday money rhythm

> Your payday money rhythm (iPhone/iPad app by Ko Ko Htet Paing.)

- Source: https://appshunter.io/ios/app/money-mood-spending-tracker/id6792044232 (this page in markdown: same URL + `.md`)
- Developer: [Ko Ko Htet Paing](https://appshunter.io/developer/1896338564)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 25 MB
- Languages: American English, Burmese, Vietnamese
- Released: 2026-07-27
- Data updated: 2026-08-21
- User reviews in markdown: https://appshunter.io/ios/app/money-mood-spending-tracker/id6792044232/reviews.md

## What is Money Mood?

Money Mood is a personal money tracker built around the amount you can use right now and the payday ahead.

Start in the way that fits you:

- Set your salary and payday for a recurring monthly money cycle.
- Start with your current balance and add income when payday arrives.
- Optionally confirm recurring income before it changes your balance.

Keep everyday money management quick:

- Add expenses and income in a few taps.
- Check how a purchase affects the rest of the current money cycle before logging it.
- Review a visual weekly spending story.
- Spot likely upcoming subscriptions from repeated monthly charges.
- Protect money for fixed, variable, or mixed recurring bills before Safe/day is calculated.
- Add a cushion to variable costs such as electricity and water, then resolve a due bill with its actual amount or let matching transactions reconcile it.
- Turn on due-date reminders for Bills Ahead; a resolved monthly bill releases its reserve and returns automatically next month.
- Unlock richer insights naturally as you record transactions and return on new days.
- Hide any unlocked insight from the dashboard whenever you want.
- Optionally track borrowed cash with a repayment date, payday, or month-end schedule.
- Keep outstanding borrowed cash reserved from Safe/day until it is marked repaid.
- Enter large currency amounts faster with contextual zero shortcuts.
- Create up to three wallets, each with its own default logging currency.
- Log foreign-currency transactions with latest or manual exchange rates while keeping summaries in the base currency.
- Switch the app language between system default, English, Vietnamese, and Burmese.
- See your available money and recent activity at a glance.
- Keep frequently used Quick Add categories visible and open the full category list only when needed.
- Organize transactions with main categories, optional subcategories, and your own custom labels.
- Create, edit, reorder, and delete labels from your profile.
- Create custom subcategories under each main category.
- Search, filter, summarize, paginate, and export transaction history from Activity.
- Keep all app data stored locally on your device.

No account is required.


## Version history (last 3 releases)

### 1.2 — 2026-08-17

Create multiple wallets, track spending in different currencies, and convert foreign transactions using live or custom exchange rates. Quick Add is cleaner, currency controls are optional, and more currencies and subcategories are now available.

### 1.1 — 2026-08-04

- Track borrowed cash with specific-date, payday, or month-end repayment plans.
- Protect Safe/day and Purchase Pulse with an outstanding repayment reserve.
- Mark borrowed cash repaid with a linked Activity entry and undo when needed.
- Enter large amounts faster with +0 and +000 shortcuts.
- Create up to three wallets and log transactions with wallet-specific default currencies.
- Convert foreign-currency transactions using latest or manual exchange rates.
- See recent activity on Today, schedule evening reminders, and choose an app icon style.
- Get optional bill due reminders and resolve a monthly bill by logging its actual payment.
- Resolve due bills directly from Today or handle them up to seven days early in Bills Ahead.
- Use English, Vietnamese, or Burmese from the in-app language setting.
- Keep Quick Add clean with favorite categories, optional subcategories, and custom labels.
- Review full transaction history with cleaner filters, selected summaries, pagination, and export.

### 1.0 — 2026-07-27

No release notes.

## Related topics

[spender tracker](https://appshunter.io/ios/topics/spender-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*