# Money Owed — Track IOUs. Share balances.

> App for tracking debts, splitting expenses, and managing shared finances. (iPhone/iPad app by Eduardo Almeida.)

- Source: https://appshunter.io/ios/app/money-owed/id715131049 (this page in markdown: same URL + `.md`)
- Developer: [Eduardo Almeida](https://appshunter.io/developer/1366596748)
- Category: Utilities, Finance
- Price: Free with in-app purchases
- Rating: 1.00/5 from 4 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 26 MB
- Languages: American English
- Released: 2014-03-30
- Data updated: 2026-09-04
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/money-owed/id715131049/reviews.md

## What is Money Owed?

Stop guessing who owes what.

Money Owed is a local-first ledger for IOUs, shared expenses, loans, roommates, trips, and everyday balances. Record transactions, see a clear running balance, and share an account when everyone needs the same source of truth.

TRACK EVERY BALANCE

- Create unlimited accounts for friends, family, roommates, trips, loans, or projects.
- Record manual and split transactions with descriptions, dates, notes, and calculations.
- See whether money is owed to you, owed by you, or settled.
- Use a separate currency for each account. Money Owed never converts or combines different currencies.
- Work offline. Changes save locally and sync when network is available.

SHARE WITH THE RIGHT PEOPLE

- Share an account with Read & Write or Read Only access.
- Keep a private alias for how a shared account is named on your device.
- Invite people using Apple's built-in sharing controls.
- Keep both sides up to date with the same shared transactions and balance.

SEE THE BIG PICTURE

- Follow balances over time with native charts.
- Add account balance and accounts list widgets.
- View cached balances and quickly add a transaction on Apple Watch.
- Add a photo to an account so it is easy to recognize at a glance.

MONEY OWED PRO

Money Owed Pro adds these tools with a one-time purchase:

- Attach receipt images and PDFs to transactions.
- Post recurring transactions on daily, weekly, monthly, or yearly schedules.
- Apply automatic interest on a schedule you choose.
- Import transactions from CSV files.
- Export CSV data and PDF statements.
- Receive alerts for new manual transactions added by the other side of a shared account.

## Key features

- Track IOUs instantly
- Sync across devices
- Share with groups
- Automate recurring payments
- Split bills with photo
- Offline expense tracking
- Home screen widgets

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Money Owed Pro (Quarterly) | $2.49 | per 3 months |
| Money Owed Pro (Yearly) | $6.49 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Pro (3 Months) | $1.99 | one-time |
| Pro (1 year) | $5.99 | one-time |
| Money Owed Pro | $4.99 | one-time |


## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/money-owed/id715131049/reviews.md

### 1/5 — Error messages

*2024-12-09*

As a previous user stated. This app is not user friendly. After creating an account, I attempted to add a balance and no matter how I input the amount, I continue to get an error message. I don’t have time for this. So I deleted the app immediately.

### 3/5 — Pretty decent.

*2019-08-31, version 3.2.8*

I managed to create an account after restarting the app a few times the error message went away.. I like the design the oneproblem is you can’t delete any entries so if you make a mistake you have to delete whole account and start again. Pls fix that!

### 1/5 — Doesn’t work

*2018-06-22*

Nothing works in this app.

### 1/5 — Too many errors

*2017-09-11*

Great idea but it showed many error messages, it took 3 attempts to create a login and 6 to add an account, in which point I just gave up.

### 1/5 — Help

*2017-05-04, version 3.2.2*

Trying to use your app keeps coming up with error when trying to create an account????

### 1/5 — Good idea

*2016-01-19*

If it actually worked and didn't crash at every opportunity it would be a decent app

### 1/5 — App Doesn't Open

*2015-10-08*

App crashes immediately when opened.

### 5/5 — Love this app!!

*2015-04-26*

Since upgrading to ios8 I've been using Loan Buddy and that app does not work with the ios updates. I found this app and it is everything and more than I expected. Great interface and easy to use. Easy to keep tack of what I owe and who owes me. Love the charts. Awesome support. Keep up the great work!

### 1/5 — Hard to be worse

*2015-01-21*

If you make an incorrect entry there is no way to delete it other deleting entire account.   Entries are oddly called Movements.  It reminds me of a another I kind of movement frankly! Avoid.

### 1/5 — Doesn't work

*2014-09-03*

App doesn't work, never got an email to validate account, deleted....

## Frequently asked questions about Money Owed

### How does Money Owed help track who owes whom?

Money Owed allows you to log debts instantly, creating a clear record of who owes what. You can easily track IOUs for shared expenses or personal loans.

### Can I use Money Owed offline?

Yes, Money Owed works offline, allowing you to track expenses and log debts even when you don't have an internet connection. Your data will sync when you're back online.

### What are the subscription options for Money Owed Pro?

Money Owed Pro offers a quarterly subscription for $2.49 or a yearly subscription for $6.49, both with a 14-day free trial. Prices may vary by region.

### How do I cancel my Money Owed Pro subscription?

You can manage your subscription and disable auto-renewal in your iTunes Account Settings at least 24 hours before the current period ends to avoid being charged for the next cycle.

### What devices does Money Owed support?

Money Owed is available on iPhone, iPad, iPod, Mac, and web browsers, ensuring your financial data is accessible across multiple platforms.

### What is the age rating for Money Owed?

Money Owed has an age rating of 4+, making it suitable for a wide range of users.

### How often is Money Owed updated?

The latest version, 4.1.11, was last updated on February 19, 2026, indicating regular updates to improve functionality and reliability.

### Does Money Owed have ads?

No, Money Owed does not contain advertisements. The app is free to use with optional Pro features available via subscription.

## Version history (last 5 releases)

### 5.0.1 — 2026-09-03

Meet the new Money Owed, rebuilt for iPhone, iPad, and Mac with local-first storage, iCloud sharing, offline access, balance history, widgets, Apple Watch quick add, and one-time Pro tools.

### 5.0 — 2026-09-03

Meet the new Money Owed, rebuilt for iPhone, iPad, and Mac with local-first storage, iCloud sharing, offline access, balance history, widgets, Apple Watch quick add, and one-time Pro tools.

### 4.1.11 — 2026-02-19

Added discontinuation notice.

### 4.1.10 — 2025-09-16

User interface improvements for older iOS versions.

### 4.1.9 — 2025-09-12

Fixed a crash that could occur while adding a split entry.

## Apps similar to Money Owed

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## More apps by Eduardo Almeida

- [GIF Vault](https://appshunter.io/ios/app/gif-vault/id1133264486)
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- [Forwardie](https://appshunter.io/ios/app/forwardie/id1541749114)
- [MetadataFx](https://appshunter.io/ios/app/metadatafx/id1589328524)
- [Burst Timers](https://appshunter.io/ios/app/burst-timers/id1590747182)

All apps by Eduardo Almeida: https://appshunter.io/developer/1366596748

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-04.*