# Money - Personal Finance — Budgets, Spending Tracker

> Personal finance manager for tracking accounts, transactions, budgets, and bills. (iPhone/iPad app by Jacob Caraballo.)

- Source: https://appshunter.io/ios/app/money-personal-finance/id1081708163 (this page in markdown: same URL + `.md`)
- Developer: [Jacob Caraballo](https://appshunter.io/developer/461910069)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 3.30/5 from 20 App Store ratings · 15 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.3 · 50 MB
- Languages: American English, French (France), European Spanish
- Released: 2016-04-12
- Data updated: 2026-06-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/money-personal-finance/id1081708163/reviews.md

## What is Money?

Make your financial life easier with Money.

Money places all your accounts, transactions, budgets, and much more in one place. Simple to understand. Simple to manage. Simply beautiful. Just simple!

Money is your new financial manager!

Main Features:

* HOME: This is where your most important information lives. The home view has your accounts, groups, upcoming transactions, and report and budget glances. Tapping on an account takes you to the transactions within. Tapping on a group will toggle it's visibility in the home view, giving you the ability to hide entire groups of accounts with one tap. Tapping on the Upcoming cell will take you to an overview of all upcoming scheduled transactions/bills. If any scheduled transactions are due, the upcoming cell will turn red, so you can know that something is due.

* ACCOUNTS: Money will hold all of your accounts and contained information in one place. Simply create an account and apply all desired information. Cards can also be added to any account, regardless of type. You can connect all card information (cardholder, number, expiration, cvv, and credit limit) to the account. To get a glance of your credit card from the home screen, simply swipe from left to right on the associated account.

* GROUPS: Place as many accounts as desired in as many groups as you wish. Money gives you full flexibility with groups and does not limit one account per group, nor one group per account. Have multiple users? Create a group for each person and place each account in the pertaining user's group. Have joint accounts? Create a joint group and place joint accounts in there as well. Have fun.

* TRANSACTIONS: Transactions are easy to create and easy to manage. Tap the big red "+" button to create a new transaction. Enter the amount and payee and tap done. That's it. Money will even intelligently check for previous transactions with the entered payee and will autofill the information for you. So all you have to do is enter the payee and tap done. No need to complicate things.

* SCHEDULED TRANSACTIONS (unlocked via in-app purchase): Money gives you the ability to schedule as many transactions as you desire. You can set these transactions to auto-clear when due or simply get notified by money when they are due. If you desire, money will notify you whenever a transaction is due, even if you are not in the app. The notification will have two convenient buttons, "Skip" and "Clear." So if you don't want to enter the app, you can take action from anywhere on your device or simply dismiss the notification and worry about the transaction later.

* REPORT GLANCES: Report glances contain an overview of your financial behavior in a small, easy to understand glance. Tap on any point to get more information of that specific point. If you want even more detail on the reported information, simply go the the Reports section of money.

* BUDGETS: Create budgets in money to limit your spending to a specific category or payee. If desired, budgets will show up in the report glances on the home view, so without having to tap anything, you will have an overview of your budgets.

* REPORTS: Get detailed information of your financial behavior in the Reports section of Money. Reports include Cash Flow, Net Worth, Incomes, Expenses, Assets, Debts, Projection, and Statistics. Statistics will give you a full overview of all of your transactions, including daily, monthly, and yearly spending, top categories and payees, and much more. You will also be able to export a pdf file of your statistics, including each transaction in the selected time frame.

* SECURITY (unlocked via in-app purchase): Have complete peace of mind by locking & securing your information with a passcode or touch id. Complete access will require a passcode or your touch id and fully secures your information.

* SYNC (unlocked via in-app purchase): Sync across devices through iCloud, DropBox, or even WiFi.

## Key features

- Consolidated account management
- Transaction tracking and creation
- Customizable spending budgets
- Scheduled transaction reminders
- Financial behavior reports
- Account grouping flexibility

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Full Upgrade | $5.99 | one-time |
| Unlimited Accounts | $2.99 | one-time |
| Automatic Syncing | $2.99 | one-time |
| Recurring Transactions | $1.99 | one-time |
| Passcode & Touch ID | $1.99 | one-time |
| Export Data | $0.99 | one-time |
| No Ads | $0.99 | one-time |


## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/money-personal-finance/id1081708163/reviews.md

### 1/5 — No reply to questions / syncing is a pain

*2022-11-27*

Asked question of support how to not automatically clear transactions and no response, emails undeliverable. 

Trying to sync between iPad and phone - have to manually sync each device to update.

### 2/5 — Serious lack of developer support

*2021-09-27*

At first I had high hopes for this app. The app helps me a great deal when it comes to tracking my spending. It is easy to use and I can quickly enter income/expenses. Unfortunately the developer appears to have abandoned the app. Over a year has passed since the most recent update, even though I reported a pretty serious crashing issue that renders a key feature completely unusable. Also, the Apple Watch app crashes every tome I try to open it. I have contacted the developer several times regarding this issue with no resolution. Developer, please continue to support your app - when everything works properly it is a very good app.

### 1/5 — Not What It Looks Like

*2019-12-31*

Getting through the app is a pain.  Not to mention, I hit the wrong button and paid $1.99 for an upgrade I didn’t want.  Not like I can get a hold of anyone to inquire. Waste of TIME and MONEY!

### 2/5 — user friendly

*2019-10-03*

Not still trying to learn this app.  I have 3 bank acts and trying to separate them
has not been easy.

### 2/5 — Unable to download the receipts along with the excel sheet

*2019-08-25, version 1.2.1*

It would be great if the functionality to download the receipt pics get added to it

### 5/5 — Great robust app to manage finance that don't sync

*2017-08-17, version 1.1.4*

I bought the full features at $9.99 & I'm truly glad that I did it. It is finance management app that meets my needs. It doesn't sync with bank accounts which is great as I'm not comfortable to do so. Credit cards are manage like accounts & you can open other accounts like savings & checking. You can set bills or payments on recurring and set budgets. View past or future payments on calendar. There are various reports like cash flow, debts, income, expenses and many more. You can also set a simple password or use Touch ID to lock it. The design is very clean and beautiful. I just love it. It would be great if they can expand it to set account types and accept different currencies for income or expenses.

### 4/5 — Almost awesome

*2017-08-01*

This seems to be a very good app. I like the simplicity. I went ahead and bought the full version and am enjoying it so far. I would like the ability to change the UI color. The red is a little painful. It would also be nice if you had the ability to hide cleared transactions. Add these two things and it's a five star app!

### 5/5 — Greatest app

*2017-06-28*

This app is very very good would recommend 5 stars easily 👍🏽👍🏽👍🏽

### 5/5 — Really Good!

*2017-05-16*

It's SO HARD to find a good checkbook app that does it all. This app delivers. I rarely write reviews, but I'm doing so because I'd like to keep this one alive, and pushing out updates.

The ONLY wish I have is for the ability to change the UI color. The Red is kind of loud. This app still gets 5 stars, because there's a lot of crap on the App Store.

Good Job!

### 2/5 — Gancho

*2017-02-11*

Muy básica, solo la hicieron como gancho para vender la app completa

## Frequently asked questions about Money

### What are the main features of Money?

Money offers a home view with accounts, groups, upcoming transactions, and report/budget glances. You can manage all your accounts and transactions, create flexible groups, and schedule transactions with notifications.

### Can I schedule transactions in Money?

Yes, scheduled transactions are available via an in-app purchase. You can set them to auto-clear or receive notifications when they are due, with options to act directly from the notification.

### How does Money handle account grouping?

Money provides full flexibility with groups, allowing you to place as many accounts as desired into multiple groups. This is useful for organizing by user, joint accounts, or any other personal categorization.

### Is Money free to use?

Money is free to download and use for its core features. However, advanced features like scheduled transactions require an in-app purchase.

### What devices does Money support?

Money is designed for Apple devices, supporting iPhone, iPad, and iPod. It also has compatibility with Apple Watch for convenient access.

### How often is Money updated?

The latest version, 1.2.1, was released on December 9, 2018. While updates have not been frequent recently, the app provides core personal finance management tools.

### What is the user rating for Money?

Money has a rating of 3.3 stars based on 20 ratings. This suggests a mixed reception from users, with some finding it useful and others potentially experiencing issues.

### Is Money secure for my financial data?

The description focuses on organizational features and does not detail specific security protocols. Users should exercise caution when inputting sensitive financial information into any application.

## Version history (last 5 releases)

### 1.2.1 — 2018-12-09

- minor bug fixes

### 1.2.0 — 2018-12-06

- bug fixes
- updated apple watch compatibility

### 1.1.9 — 2018-10-06

bug fixes

### 1.1.8 — 2018-02-06

- bug fixes

### 1.1.7 — 2018-01-04

- bug fixes

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## More apps by Jacob Caraballo

- [Ledger - Money, Budget Tracker](https://appshunter.io/ios/app/ledger-money-budget-tracker/id1488549418)

All apps by Jacob Caraballo: https://appshunter.io/developer/461910069

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*