# Money Planner: RainyDay — Income and Expense Tracker

> Automated expense tracker and budget planner with bank integration. (iPhone/iPad app by Joren van den Berg.)

- Source: https://appshunter.io/ios/app/money-planner-rainyday/id6478460400 (this page in markdown: same URL + `.md`)
- Developer: [Joren van den Berg](https://appshunter.io/developer/1732912534)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 4.80/5 from 30 App Store ratings · 15 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 52 MB
- Languages: American English
- Released: 2024-11-26
- Data updated: 2026-06-11
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/money-planner-rainyday/id6478460400/reviews.md

## What is Money Planner?

Do you want to track your expenses and plan your budget?
RainyDay is the budget planner for you, and helps you to save for a rainy day! RainyDay is a spending and expense tracker, which allows you to manage your money and finances efficiently. With RainyDay, your transactions are imported automatically, to reduce the effort it takes to create a budget and gather detailed insights into your financial situation and analyze your income and spending behaviour.

Start by connecting your bank account. You can specify how far back you allow us to look to import your transactions, so you have full control! We currently support 1000+ banks in 20 countries, including ABN Amro, Rabobank, Banco Santander, HSBC, ING, and many more. If we do not support your specific bank, send us an email at support@apprainyday.com and we will try to add your bank to our list.


Categories

After connecting your bank account, your transactions will be retrieved. You can now start categorizing your transactions. There is a list of default categorizations, but you can customise these in any way you want, and even delete them. Of course, you can also create new categories. You can assign a transaction to one category, or to multiple categories to split the transaction. These categories help you to plan your budget exactly how you want, helping you save money.


Reimbursements

Have you paid for tickets for the whole group, or paid the bill for a dinner with your friends, and do they want to pay you back? RainyDay has got you covered. To obtain even more detail in your budget and financial situation, you can mark income transactions as reimbursements for expenses, which will subtract the reimbursed amount from the expense in all reports and insights. This makes sure your RainyDay can give you an accurate overview of your budget and expenses, so you don't get surprised.


Graphs
RainyDay provides graphs which give you accurate insights into your daily and monthly expenses. The app keeps track of your daily expenses which it shows in a nice calendar, where you can see how much money you spent per day. You can also view your expenses per category/sub-category, where you can select whatever date range you want.


We are continuously working on improving the app. If you run into an issue or have an amazing idea for a new feature, please send us an email at support@apprainyday.com and we will get back to you as soon as possible.


The app provides a free tier, allowing you to use the app without any subscription. However, as we need to maintain the app, some features are locked behind a subscription. The available plans are as follows:
- Monthly, €2,99 / month
- Yearly, €29,99 / 12 months (save 17%)

Want to try out the premium features? Both options include a 2 week free trial.


Privacy Policy: https://storage.googleapis.com/rainyday-legal/privacy.html
Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Automatic transaction import
- Customizable expense categories
- Reimbursement tracking
- Daily and monthly expense graphs
- Bank account connection
- Budget planning

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly | $24.99 | per year |
| Monthly | $2.99 | per month |
| Halfyearly | $12.99 | per 6 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| RainyDay Plus Lifetime | $24.99 | one-time |
| RainyDay Plus Lifetime | $24.99 | one-time |
| Bank Connection Token - 90d | $1.99 | one-time |


## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/money-planner-rainyday/id6478460400/reviews.md

### 5/5 — Outstanding App, Great Support

*2025-04-17, version 4.8.4*

With this app I’m able to see, every day, how much money I have available taking into account my credit card balance and my checking account from which I pay the card.  It’s easy, fast and gives me a graph (I’m partial to graphs) and the total of each account so I can check the balances against the bank daily.

In addition, Joren notified all end users yesterday that he had found a coding error and today it was corrected.  Great heads-up and support.  

This is a permanent addition to my finance apps and one I will continue to use daily.

### 5/5 — App 👍 is great

*2025-03-27*

👍

### 3/5 — Why does a lifetime plan not include bank connections? Isn’t that the whole point of the app?

*2025-03-26*

‘Lifetime’ generally means free to use with all the premium options IMHO. 
Yet to use .. will update my rating at a later date. 
Not a fan of fake reviews btw.

**Developer response:** Hey Wikisz, thanks for the review! 

Bank connections are not included in the lifetime plan as they cost us a monthly fee, so we sadly can’t offer this with a one-time payment plan. You can purchase one-time use tokens to connect a bank account for 90 days though, which we offer exactly for this scenario (together with the lifetime option)!

If you have any other questions, please don’t hesitate to reach out at
support@apprainyday.com

### 5/5 — Great

*2025-02-22, version 4.5.0*

A great app to track your daily expenses, easy to understand, clean interface.

### 5/5 — Powerful Finance Tool

*2025-02-16, version 4.4.3*

I’m always on the lookout for a better way to stay on top of my personal and business finances. A lot of the big players in this space have fallen flat for me with clunky interfaces and having to resync accounts a million times. RainyDay feels like it was built specifically for me. Adding accounts is a breeze, tracking expenses can be as quick or detailed as you like and it all flows really nicely. You’ll be really happy you picked this up.

### 5/5 — Enjoyed it much

*2025-02-16, version 4.4.3*

Love the subcategories and the much personalization you can do with it. Enjoyed it much it was very nice and using it often

### 5/5 — Nice

*2025-02-15, version 4.4.3*

This bill tracking app is a great tool for managing finances. It helps you stay on top of due dates, avoid late fees, and track spending effortlessly. A must-have for anyone looking to stay organized with their bills!

### 5/5 — Troy

*2025-02-15, version 4.4.3*

Pretty useful tool. Love the user interface.

### 5/5 — 非常好的收支管理软件

*2025-02-14, version 4.4.3*

随手记，对控制自己的支出很有帮助，自动汇总，可以自建分类。建议字体增大一些。

### 5/5 — Pratique

*2025-02-12, version 4.4.3*

L’app est simple d’utilisation et la synchronisation des comptes est bien pratique

## Frequently asked questions about Money Planner

### What does Money Planner: RainyDay do?

Money Planner: RainyDay is a budget planner and spending tracker that helps you manage your money efficiently. It automatically imports your bank transactions, allowing you to categorize them and gain detailed insights into your income and spending behavior to plan your budget and save money.

### How does the app help with budgeting and saving?

The app helps you plan your budget by allowing you to categorize your transactions and set spending goals. By providing detailed graphs and insights into your spending habits, you can identify areas where you can save money and plan for future financial goals, including saving for a 'rainy day'.

### Is Money Planner: RainyDay free to use?

The app offers a free tier that allows you to use its basic features without a subscription. However, some advanced features are locked behind a subscription. You can choose between a monthly or yearly subscription plan, both of which include a 2-week free trial.

### What banks are supported by the app?

The app currently supports over 1000 banks in 20 countries, including major institutions like ABN Amro, Rabobank, Banco Santander, HSBC, and ING. If your specific bank is not supported, you can contact their support team to request its addition.

### Can I track reimbursements for shared expenses?

Yes, the app has a feature to mark income transactions as reimbursements. This allows you to accurately reflect money paid back to you for shared expenses, ensuring your budget and financial overview remain precise in reports and insights.

## Version history (last 5 releases)

### 4.12.1 — 2025-10-20

Fixed a small routing bug.

### 4.12.0 — 2025-09-15

- Added smoother animations
- Fixed some bugs on the paywall

### 4.11.0 — 2025-09-05

Added a new onboarding for new users.

### 4.10.0 — 2025-06-25

- Added recurring transactions
- Added scheduled transactions

### 4.9.2 — 2025-06-13

- Fixed the sorting of the account list on the home page, it's now sorted by balance again

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## Related topics

[the rainy day](https://appshunter.io/ios/topics/the-rainy-day)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*
