# Money Talks - Expense Tracker — AI Voice Log

> AI-powered voice and receipt expense tracking with financial insights. (iPhone/iPad app by Kai Teng Hou.)

- Source: https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530 (this page in markdown: same URL + `.md`)
- Developer: [Kai Teng Hou](https://appshunter.io/developer/1833864329)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 4.70/5 from 7 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 49 MB
- Languages: American English
- Released: 2025-10-20
- Data updated: 2026-08-13
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews.md

## What is Money Talks?

Voice Expense Tracking — Simply speak your spending, and it will be automatically categorized and recorded.

Receipt Scanning — Take a photo of invoices or receipts, and AI will automatically recognize the amount and purchased items.

AI Financial Assistant — A conversational AI that helps you understand your spending habits.

Free vs. Pro Version

This app offers both a Free version and a subscription-based Pro version:

The Free version includes basic expense tracking features, along with a limited number of daily uses for voice input, receipt scanning, and AI analysis.

The Pro version unlocks full features, including unlimited voice expense tracking, receipt scanning, and AI-powered analysis.

Users can clearly view subscription pricing, duration, and related details within the app.

Whether for daily expenses or personal financial management, this app helps you easily track your cash flow and understand exactly where your money is going.

Download now and start managing your finances with voice and AI!

Terms of Use:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Privacy Policy:
https://www.notion.so/2904d92eda8680b58fa0f58ddc39824d?source=copy_link

Customer Support:
https://www.notion.so/Support-URL-2904d92eda8680539b22edc91c29cf1f?source=copy_link

## Key features

- Voice expense logging
- AI receipt scanning
- Conversational financial assistant
- Spending habit analysis
- Cash flow tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 年費 | $14.99 | per year |
| 月費 | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 終生 | $49.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews.md

### 5/5 — Gj

*2026-03-24*

KD is the goat

## Frequently asked questions about Money Talks

### How does Money Talks track expenses?

Money Talks allows you to log expenses by speaking them, and it automatically categorizes them. You can also scan receipts with your phone's camera, and AI will recognize the details.

### What are the benefits of the Pro version of Money Talks?

The Pro version unlocks unlimited voice expense tracking, receipt scanning, and AI-powered analysis. The Free version has limitations on daily uses for these features.

### Is Money Talks secure for my financial data?

The app's privacy policy is available for review, outlining how your data is handled. For specific security measures, users should consult the provided privacy policy link.

### How often is Money Talks updated?

The latest version of Money Talks is 3.5, and it was last updated on March 31, 2026. This indicates a recent update frequency.

### What devices does Money Talks support?

Currently, Money Talks is supported on iPhone devices. Information on future platform expansions is not provided.

### What is the age rating for Money Talks?

Money Talks has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.

### Can I cancel my Money Talks subscription?

Users can view subscription pricing, duration, and related details within the app. Cancellation policies are typically managed through the app store or the subscription management section.

### Does Money Talks have ads?

No, Money Talks is ad-free. This means you can use the app without interruptions from advertisements.

## Version history (last 5 releases)

### 4.9 — 2026-08-12

- bugs fixed

### 4.8 — 2026-08-11

- bugs fixed

### 4.7 — 2026-08-10

bugs fixed

### 4.6 — 2026-08-06

bugs fixed

### 4.5 — 2026-07-30

- added apple pay auto log expense shortcut

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## More apps by Kai Teng Hou

- [Rizzy - 專屬於你的戀愛家教](https://appshunter.io/ios/app/rizzy/id6752532305)
- [Annything 都可以 - 食物轉盤、今天吃什麼](https://appshunter.io/ios/app/annything/id6755921565)
- [InspoCam](https://appshunter.io/ios/app/inspocam/id6760427532)
- [Crossview 交點新聞](https://appshunter.io/ios/app/crossview/id6762544989)
- [RepLog - Voice Workout Tracker](https://appshunter.io/ios/app/replog-voice-workout-tracker/id6764242522)

All apps by Kai Teng Hou: https://appshunter.io/developer/1833864329

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*