# Money Target — The personal budget app

> Personal budget app for reaching savings goals with expense categorization and quota system. (iPhone/iPad app by Matteo Bertoldi.)

- Source: https://appshunter.io/ios/app/money-target/id966938884 (this page in markdown: same URL + `.md`)
- Developer: [Matteo Bertoldi](https://appshunter.io/developer/966938883)
- Category: Finance, Productivity
- Price: Free (on sale, was $0.99)
- Rating: 5.00/5 from 1 App Store ratings · 52 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 39 MB
- Languages: English, Italian, Spanish
- Released: 2015-04-09
- Data updated: 2026-06-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/money-target/id966938884/reviews.md

## What is Money Target?

Money Target is designed to help you reach your savings goals without wasting your time.

Unlike the other apps, Money Target splits your expenses between "Essentials" (loan, rent, bills, etc.) and "Lifestyle" (restaurants, clothes, cinema, etc.)

To help you save money and enjoy your life, Money Target is based upon the innovative ideal quotas system:
- 50% essential expenses
- 30% lifestyle
- 20% savings

Just classify your incomes and expenses and that's it. With the widget you can check your progress without even opening the app!

Are you dreaming of an holiday, a new iPhone or that new trendy bag?
Just set your saving target and hit it with Money Target.

Money Target supports iPad split screen feature and 3D Touch.

## Key features

- Expense categorization (Essentials vs. Lifestyle)
- Ideal quota system (50/30/20)
- Savings goal setting
- Progress tracking widget
- iPad split screen support

## Recent user reviews (10 of 52)

All indexed reviews: https://appshunter.io/ios/app/money-target/id966938884/reviews.md

### 4/5 — Semplice ma utile

*2025-01-01, version 1.8.2*

applicazione semplice, ma utile anche se è da parecchio che non viene migliorata

### 5/5 — Sarebbe perfetta se…

*2024-12-19, version 1.8.2*

Un’app utilissima! Progetto web super ! Se si potesse agevolare l’utilizzo ai vecchietti come me rendendo zoomabili le pagine, quelle con cifre e descrizioni, meriterebbe un applauso !

### 5/5 — Ottima !

*2022-01-02, version 1.8.2*

Scaricata da 6 mesi la trovo molto utile e intuitiva ,molto bella la grafica e motivante la notifica che ti pone l’attenzione sul saldo Assolutamente da consigliare ! Bravi

### 3/5 — Discrasia tra competenza temporale ed economica

*2021-02-28, version 1.8.2*

Ottima applicazione. Tuttavia dovrebbe tener conto di spese effettuate con la carta di credito le quali essendo addebitate il mese dopo dovrebbero essere gestite con uscite (t+1) ossia correlate alle entrate del periodo (t+1)

### 5/5 — Ottima app per tracciare le spese

*2020-12-17, version 1.8.1*

Idea di base molto semplice, ma ben implementata. È molto interessante capire mese per mese come e su cosa si spende. Espanderei un po’ la sezione dei report, per esempio con dei “Totali per anno”, utile per chi come me usa l’app da più di un anno e non riesce a capire a colpo d’occhio l’evoluzione anno per anno

### 5/5 — Ottima 👍🏻

*2020-09-29, version 1.7.0*

Ottima app ben fatta semplice e intuitiva. Peccato manchi la sincronizzazione tra vari dispositivi. Spero in aggiornamenti più frequenti.

### 5/5 — Veloce ed intuitiva, ma la semplicità crea inflessibilità

*2020-08-06, version 1.7.0*

Pro : velocissimo nell’ inserimento , graficamente intuitivo, innovativo nella visione della rilevanza delle voci del budget Contro: 1 nelle spese ricorrenti, non si può dare il numero di rate: va all’infinito.
2 non si possono stampare né esportare le transazioni; creando una nuova categoria, non si può scegliere l’icona.

### 4/5 — Ottima app+consigli

*2020-05-22, version 1.7.0*

L’applicazione è facile da utilizzare e piuttosto completa ed efficace.
Sarebbe bello poter selezionare l’intervallo temporale su cui avere i dati di spesa e risparmio nel grafico.
Manca la sincronizzazione cloud che sarebbe molto utile.
Sarebbe bello poter personalizzare l’icona delle nuove categorie aggiunte.
Spero in un aggiornamento.

### 4/5 — Ottima applicazione

*2020-05-04, version 1.7.0*

Davvero ottima e semplice da utilizzare. Perché non prevedete entrata ricorrente? Non vorrei sbagliato ma non ho trovato la funzionalità

### 3/5 — Carina

*2020-04-01, version 1.7.0*

App molto gradevole visivamente ma ancora un pò grezza sulla facilità d’uso a mio parere dovrebbe esserci la possibilità di creare icone specifiche per le proprie spese senza dovere ogni volta inserire un commento per catalogarle più in specifico

## Frequently asked questions about Money Target

### What is the core feature of Money Target?

Money Target's core feature is its unique expense categorization, splitting spending into "Essentials" and "Lifestyle." This helps users understand where their money is going and how it impacts their savings goals.

### How does Money Target help users save money?

It employs an innovative ideal quota system: 50% for essential expenses, 30% for lifestyle, and 20% for savings. By adhering to these quotas, users are guided towards consistent saving.

### Can I track my savings progress easily with Money Target?

Yes, Money Target offers a widget that allows you to check your progress without needing to open the app, making it convenient to stay on top of your financial goals.

### What devices is Money Target compatible with?

Money Target is available on iPhone, iPad, and iPod. It also supports iPad's split screen feature for enhanced multitasking.

### How secure is my financial data with Money Target?

While the description does not explicitly detail security measures, the app is free and does not have ads or in-app purchases, which can sometimes be associated with data collection. It is rated for ages 4+.

### How often is Money Target updated?

The latest version, 1.8.2, was released on December 24, 2020. The app was initially released on April 9, 2015, indicating a history of development and updates.

### What do users like most about Money Target?

Based on the single rating of 5.0 stars, users likely appreciate its straightforward approach to budgeting, the clear categorization of expenses, and the helpful quota system for achieving savings targets.

### Does Money Target have ads?

No, Money Target does not contain advertisements. It is a completely free application.

## Version history (last 5 releases)

### 1.8.2 — 2020-12-24

Improved user experience on iPhone 12

### 1.8.1 — 2020-11-27

With this release we added the most requested features:
- ability to zoom the cash flow chart
- hashtags: if you add hashtags in the note field you can use them to filter your transactions

We also fixed few bugs.

If you enjoy this update please leave a review. It helps a lot.

### 1.7.0 — 2018-10-23

The most updated version ever!

The most requested functions are finally here! (Did you find the function you have asked for? Don’t forget to leave your enthusiastic review!):

- You can view the main graph with the absolute values (the current setting) or you can check how far you are from the ideal quotas or how much you exceeded them.
- Your incomes will be reported with a positive value and your expenses with a negative value. 
- You can check your transactions in detail thanks to the monthly summary.
- Updated for iPhone XR, XSMax and Apple Watch Series 4

### 1.6.3 — 2018-05-18

New feature:
now you can add recurrent expanses in the past

Bug fixes

### 1.6.2 — 2018-01-09

- New filters by categories in transactions
- bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-21.*
