# Money Trace Book — Simple Expense Tracker, No Ads

> Privacy-focused expense and income tracker with local AI categorization. (iPhone/iPad app by 章 苗.)

- Source: https://appshunter.io/ios/app/money-trace-book/id6799913150 (this page in markdown: same URL + `.md`)
- Developer: [章 苗](https://appshunter.io/developer/6799445552)
- Category: Finance, Productivity
- Price: $1.99
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 26.0 · 17 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2026-08-22
- Data updated: 2026-10-08
- Monetization: paid

## What is Money Trace Book?

Money Trace Book is built for privacy first. Record expenses  & income with local voice and on-device AI — no account and your data stays on your device. Download an optional offline AI model for smarter categorization; your notes are never uploaded. Manual bookkeeping works even without the model.

## Key features

- Privacy-first design
- Local expense and income recording
- On-device AI for categorization
- Optional offline AI model
- Manual bookkeeping support
- No account required

## Is Money Trace Book safe?

Not enough ratings yet to assess Money Trace Book.

## Is Money Trace Book legit?

Money Trace Book has limited verification signals. The AppsHunter Legitimacy Score for Money Trace Book is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Frequently asked questions about Money Trace Book

### What is Money Trace Book?

Money Trace Book is a privacy-focused application designed for recording expenses and income. It utilizes local voice input and on-device AI for categorization, ensuring your financial data remains on your device.

### Is Money Trace Book free?

No, Money Trace Book is a paid application. It is available for a one-time purchase price of $1.99.

### Does Money Trace Book have ads?

No, Money Trace Book is ad-free. The application is designed with a focus on user privacy and a clean experience, as indicated by its 'No Ads' subtitle.

### What devices does Money Trace Book support?

Currently, Money Trace Book is supported on iPhones. Future updates may expand compatibility to other devices.

### How secure is Money Trace Book?

Money Trace Book prioritizes security through its privacy-first design. All financial data is recorded and processed locally on your device, with no account creation or data uploads required.

### How often is Money Trace Book updated?

The latest version, 1.0.1, was released on September 5, 2026, indicating recent development activity. Users can expect ongoing support and potential updates.

### What is the age rating for Money Trace Book?

Money Trace Book has an age rating of 4+. This suggests it is suitable for a wide range of users, including younger individuals managing simple financial tracking.

### Can I use Money Trace Book without the AI model?

Yes, manual bookkeeping is fully supported within Money Trace Book even without the optional offline AI model. You can still record your expenses and income manually.

## Version history (last 2 releases)

### 1.0.1 — 2026-09-05

What’s New in 1.0.1

• On-device AI for smarter bookkeeping — download an optional offline model
• Your data stays on your phone, even with AI assistance
• Smarter categories: reuse your existing ones when the name already matches
• Bug fixes and stability improvements

### 1.0 — 2026-08-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*