# Money Tracker 2 — Take control of your finances > Private, intuitive expense tracker with visual spending breakdowns and local data storage. (iPhone/iPad app by Meng Cao.) - Source: https://appshunter.io/ios/app/money-tracker-2/id6761027599 (this page in markdown: same URL + `.md`) - Developer: [Meng Cao](https://appshunter.io/developer/1887374104) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 50 MB - Languages: American English - Released: 2026-03-25 - Data updated: 2026-07-04 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/money-tracker-2/id6761027599/reviews.md ## What is Money Tracker 2? Money Tracker 2 - Simple, Private Expense Tracking Take control of your finances with an intuitive expense tracker designed for everyday use. No sign-ups, no cloud accounts - your data stays on your device. Quick & Easy Logging - Add transactions in seconds. Pick an emoji category, enter the amount, and you're done. The smart numpad automatically formats cents so you never need to type a decimal point. Visual Monthly Overview - See where your money goes at a glance. Color-coded category rings show your spending breakdown, with income, expenses, and net savings summarized for each month. Tap any category to see individual transactions. Emoji Categories - 20 built-in categories - Food, Groceries, Transportation, Housing, Entertainment, and more - each with a distinct icon for instant recognition. Month-by-Month Navigation - Scroll through your full transaction history with the month picker. It automatically extends back to your earliest transaction. Export & Import - Back up your data or transfer it between devices. Export everything as a ZIP file, and import it back anytime. Dark Mode - Full dark mode support that follows your system setting, or choose light/dark manually. Multi-Language - Available in English and Chinese (Simplified). Privacy First - All data is stored locally on your device. No accounts, no servers, no tracking. Your financial data never leaves your phone. Pro Features - Detailed transaction lists, account management, budgets, category rules, and tags - unlock the full toolkit when you want finer control over your finances. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Quick transaction logging - Visual monthly spending overview - Emoji-based categories - Local data storage for privacy - Data export and import - Dark mode support ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Money Tracker Pro (Monthly) | $1.99 | per month | | Money Tracker Pro (Yearly) | $19.99 | per year | ## Frequently asked questions about Money Tracker 2 ### What is Money Tracker 2? Money Tracker 2 is a personal finance app designed for simple and private expense tracking. It allows users to log transactions quickly, visualize spending with emoji categories, and manage their finances locally on their device. ### How does Money Tracker 2 ensure privacy? Money Tracker 2 prioritizes privacy by storing all your financial data exclusively on your device. There are no sign-ups, cloud accounts, or servers involved, ensuring your sensitive information never leaves your phone. ### What are the Pro Features in Money Tracker 2? The Pro Features offer enhanced financial control, including detailed transaction lists, account management, budgeting tools, category rules, and tagging capabilities. These features are available through subscription plans. ### What are the subscription options for Money Tracker Pro? Money Tracker Pro offers two subscription plans: a monthly subscription for $1.99 per month and a yearly subscription for $19.99 per year. These plans unlock the full suite of advanced features. ### Can I export my financial data from Money Tracker 2? Yes, Money Tracker 2 allows you to export your data as a ZIP file. This feature is useful for backing up your financial records or transferring them to another device. ### What devices is Money Tracker 2 available on? Money Tracker 2 is available for iPhone and iPad devices. It is designed to be compatible with iOS devices. ### How often is Money Tracker 2 updated? The latest version of Money Tracker 2 is 2.3.3, which was last updated on April 13, 2026. Updates typically include new features, bug fixes, and performance improvements. ### Does Money Tracker 2 have ads? No, Money Tracker 2 does not contain advertisements. The app is free to download and use, with optional in-app purchases for Pro features. ## Version history (last 5 releases) ### 2.3.3 — 2026-04-13 What's New in Version 2.3.3 - Interactive Tutorial — New swipeable tutorial slides introduce all app features. Shows automatically on first launch and after upgrading to Pro. Replay anytime from Settings. - Improved Bank Unlinking — Unlinking a bank institution now properly removes it from the server, even if the connection was already lost. - Various backend improvements. ### 2.3.2 — 2026-04-11 What's New in Version 2.3.2 - Plaid bank linking without developer credentials — Link your bank accounts without needing your own Plaid API keys. Sign in with a Money Tracker account in Settings and our server handles the Plaid connection for you. Your financial data stays on your device. - Quick-fill from frequent transactions — When adding a new transaction, your most-used transactions appear as tappable chips at the top of the form. Tap one to instantly fill in the description, amount, category, and account — just hit Create. - Duplicate any transaction — Long-press any transaction to duplicate it with today's date. The add form opens pre-filled so you can review or adjust before saving. - Uncategorized filter — The category filter in the transaction list now includes an "Uncategorized" option to quickly find transactions that haven't been categorized yet. - Security & reliability improvements — Network timeouts on all backend calls, password cleared from memory immediately after use, and a sync loop guard to prevent hangs. ### 2.2.1 — 2026-04-10 What's New in v2.2.1 Plaid Bank Linking - Link bank accounts directly through Plaid for automatic account and transaction syncing - Enter your own Plaid Client ID and Secret in Settings — credentials stored securely on-device Smart Category Rules - Auto-create rules when you categorize a transaction — future transactions with the same description are automatically categorized - Rule suggestions when editing uncategorized transactions — matching rules pre-select the category for you - Rules applied to modified Plaid transactions during sync UI Improvements - Dark and tinted app icons (iOS 18+) ### 2.1.0 — 2026-03-28 --- Version 2.1.0 - Pro subscription — Unlock unlimited accounts, transactions, categories, budgets, rules, and tags with a monthly or annual subscription - Account management — Track multiple bank accounts, credit cards, and wallets in one place - Transaction history & filters — Search, filter, and browse your full transaction history - Custom categories — Create and personalize categories to match your spending habits - Budget tracking — Set monthly budgets and monitor your progress - Auto-categorization rules — Automatically categorize transactions based on custom rules - Transaction tags — Label and group transactions with custom tags - Improved overview page — Refined layout for a clearer snapshot of your finances - Import & export improvements — More reliable data backup and restore - UI polish — Various visual refinements throughout the app - Bug fixes — Improved subscription activation and general stability --- ### 1.0 — 2026-03-25 No release notes. ## More apps by Meng Cao - [Fxxk The Imperials](https://appshunter.io/ios/app/fxxk-the-imperials/id6762090446) All apps by Meng Cao: https://appshunter.io/developer/1887374104 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-04.*