# Money Vault: Expense Tracker — AI Voice Expense Tracker > AI-powered expense tracker with voice input, multi-currency support, and savings goals. (iPhone/iPad app by Nikita Matievski.) - Source: https://appshunter.io/ios/app/money-vault-expense-tracker/id6759955347 (this page in markdown: same URL + `.md`) - Developer: [Nikita Matievski](https://appshunter.io/developer/1881903523) - Category: Finance - Price: Free with in-app purchases - Rating: 4.20/5 from 6 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 50 MB - Languages: American English, Arabic, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean, Polish and 7 more - Released: 2026-04-02 - Data updated: 2026-09-03 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/money-vault-expense-tracker/id6759955347/reviews.md ## What is Money Vault? Money Vault is a smart expense tracker that lets you record transactions by voice in seconds. Just say what you spent — the AI handles the rest: amount, category, currency, and account. KEY FEATURES • Voice Input - Add expenses, income, and transfers by speaking naturally in any language • AI-Powered Categorization - Transactions are automatically sorted into the right categories • Multi-Currency - Track finances in 50+ currencies with real-time exchange rates • Currency Converter - Built-in converter with live rates and daily change indicators (Pro) • BLOB Companion - Your personal money mascot. Name it, dress it in 11 costumes, and watch it react to your spending (Pro) • Receipt Scanning - Snap a photo and the app reads your receipt automatically • Smart Insights - Get personalized tips based on your spending patterns • Detailed Statistics - Beautiful charts and breakdowns by category, day, week, or month • Multiple Accounts - Manage wallets, cards, and bank accounts in one place • Goals - Set savings goals and track your progress • CSV Import - Upload bank statements and auto-categorize transactions • AI Chat Assistant - Ask questions about your finances in plain language PRIVACY & SECURITY Your financial data is encrypted in transit and at rest when synced to your account. We never sell your data. Sign in with Apple is supported. SUBSCRIPTION Money Vault is free to download with basic features. Unlock the full experience with Money Vault Pro: • Monthly: $6.99/month • Yearly: $39.99/year (save 52%) • 3-day free trial included Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your Apple ID account settings. Privacy Policy: https://aimoneyvault.app/privacy Terms of Use: https://aimoneyvault.app/terms ## Key features - Voice expense input - AI-powered categorization - Multi-currency tracking - Receipt scanning - Savings goals - AI chat assistant ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pro Monthly | $6.99 | per month | | Pro Yearly | $39.99 | per year | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/money-vault-expense-tracker/id6759955347/reviews.md ### 5/5 — Spending insights are eye-opening *2026-05-24* I had no idea I was spending so much on takeout until the app pointed it out. Now I can actually do something about it. ### 5/5 — Cool app *2026-04-19* Love it! **Developer response:** Thanks a lot! 🙌 Really glad you're loving it! ## Frequently asked questions about Money Vault ### How does Money Vault track expenses? Money Vault allows you to record transactions by speaking naturally in any language. The AI then automatically identifies the amount, category, currency, and account for each expense or income. ### Is Money Vault secure for my financial data? Yes, your financial data stays on your device. The app uses encryption and does not sell your data. Sign in with Apple is also supported for added security. ### What are the subscription options for Money Vault Pro? Money Vault Pro offers a monthly subscription for $6.99/month or a yearly subscription for $39.99/year, which saves you 52%. A 3-day free trial is included for both options. ### Can I manage finances in different currencies with Money Vault? Yes, Money Vault supports tracking finances in over 50 currencies with real-time exchange rates. The Pro version includes a currency converter with live rates. ### How often is Money Vault updated? The latest version, 1.1.7, was released on June 15, 2026. Updates are released to improve features and reliability. ### What devices does Money Vault support? Money Vault is currently supported on iPhone devices. ### Does Money Vault have ads? No, Money Vault is ad-free. The app is free to download with basic features, and an optional Pro subscription unlocks additional functionality. ### What is the age rating for Money Vault? Money Vault has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 1.1.9 — 2026-07-12 Safer subscription and account switching, more reliable purchase and restore handling, and fixed invite links. This update keeps Pro access tied to the right account, even through network interruptions or device changes. ### 1.1.8 — 2026-07-04 Smoother start, steadier sync, and your subscription now follows you across devices. Quick care under the hood — thanks for being with Money Vault ### 1.1.7 — 2026-06-15 A little extra polish this time — everything feels smoother and more solid across the app. Thanks for being here, from your Money Vault team. ### 1.1.6 — 2026-06-11 Quick fixes and improvements under the hood. As always, thanks for using Money Vault — your favorite team! ### 1.1.5 — 2026-05-28 Quick fixes and improvements under the hood. As always, thanks for using Money Vault your favorite team ^_^ ## More apps by Nikita Matievski - [Soulra: Daily Cosmic Сompanion](https://appshunter.io/ios/app/soulra-daily-cosmic-ompanion/id6768250667) All apps by Nikita Matievski: https://appshunter.io/developer/1881903523 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*