# Money Wallet - Loan & Debt — Loan & Interest Calculator

> Loan & Interest Calculator (iPhone/iPad app by AN DUNG PHAT TRADING AND SERVICES COMPANY LIMITED.)

- Source: https://appshunter.io/ios/app/money-wallet-loan-and-debt/id6762624596 (this page in markdown: same URL + `.md`)
- Developer: [AN DUNG PHAT TRADING AND SERVICES COMPANY LIMITED](https://appshunter.io/developer/1785198733)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 12 MB
- Languages: English, French, Japanese, Portuguese, Chinese, Spanish, Vietnamese
- Released: 2026-04-22
- Data updated: 2026-06-26
- User reviews in markdown: https://appshunter.io/ios/app/money-wallet-loan-and-debt/id6762624596/reviews.md

## What is Money Wallet?

Money Wallet is the fastest way to track your daily income and expenses — and the only expense app with a full Loan Calculator and Compound Interest Calculator built right in.

----- LOAN CALCULATOR ----------------
Planning to buy a house, car, or take out a bank loan? Money Wallet shows you exactly what you'll pay.

• Two repayment methods:
  – Equal Installment (annuity): same fixed payment every month
  – Equal Principal: fixed principal, interest decreases each month

• Enter loan amount, annual interest rate, and term (up to 30 years / 360 months)
• Instant results: monthly payment, total interest, total repayment
• See what percentage of your repayment is interest — visualized as a progress bar
• Full amortization schedule: scroll through every month's principal, interest, and remaining balance
• Switch between Monthly and Yearly views
• Scrollable bar chart showing principal vs interest month by month

----- INTEREST CALCULATOR -----------------
Find out how much your savings or investment will grow over time with compound interest.

• Formula: A = P(1 + r/n)^(nt) + monthly deposit × [(1 + r/n)^(nt) − 1] / (r/n)
• Choose compounding frequency: Annually, Quarterly, Monthly, or Daily
• Add a monthly deposit to simulate regular savings contributions
• Project growth over 1 to 50 years
• Area chart: watch your contributed capital vs earned interest grow year by year
• Bar chart: monthly principal vs interest breakdown
• Full breakdown table with monthly and yearly tabs

----- EXPENSE TRACKER --------------------------
• Record an expense in 3 taps — amount, category, done
• Income, expense, and transfer transactions
• Multiple wallets: cash, bank account, e-wallet (MoMo, ZaloPay…)
• Monthly budget planning with per-category limits and progress tracking
• Recurring transactions — set once, recorded automatically
• Saving goals and debt tracking
• Spending-by-category donut chart and monthly cash flow summary
• Export to CSV or PDF

----- WHY MONEY WALLET -------------------------
• 100% offline — all data stored on your device, never uploaded
• No account, no sign-up — open the app and start in seconds
• VND-native: custom integer numpad, no decimal confusion
• Supports English, Tiếng Việt, 中文, 日本語, Français, Español, Português
• Built with SwiftUI and SwiftData — fast, private, and battery-friendly
• Dark mode and Light mode

Terms of Use:
 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $1.99 | per month |
| Premium Annual | $19.99 | per year |



## Version history (last 4 releases)

### 1.0.3 — 2026-06-18

Our team have solved many crashes, fixed issues you've reported and made the app faster

### 1.0.2 — 2026-06-05

Our team have solved many crashes, fixed issues you've reported and made the app faster

### 1.0.1 — 2026-05-25

Our team have solved many crashes, fixed issues you've reported and made the app faster

### 1.0 — 2026-04-22

No release notes.

## More apps by AN DUNG PHAT TRADING AND SERVICES COMPANY LIMITED

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All apps by AN DUNG PHAT TRADING AND SERVICES COMPANY LIMITED: https://appshunter.io/developer/1785198733

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*