# MoneyBadger Budget — Built for the Brave > Prescriptive budgeting app for essential workers, offering tailored financial plans. (iPhone/iPad app by MoneyBadger, Inc..) - Source: https://appshunter.io/ios/app/moneybadger-budget/id6763796861 (this page in markdown: same URL + `.md`) - Developer: [MoneyBadger, Inc.](https://appshunter.io/developer/1895493415) - Category: Finance, Lifestyle - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.0 · 5 MB - Languages: English - Released: 2026-04-29 - Data updated: 2026-08-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/moneybadger-budget/id6763796861/reviews.md ## What is MoneyBadger Budget? MoneyBadger Budget tells you exactly where to put your money, before you spend a dime. Most budgeting apps track what you've already spent. MoneyBadger is different. It's prescriptive: you tell it your take-home pay, and it gives you a specific dollar amount for every part of your life, housing, retirement, savings, fun money, using a 50/30/20 framework with categories tuned to how essential workers actually get paid. WHO IT'S FOR Built for the people who serve the country: - Firefighters - Police & corrections officers - EMTs and paramedics - Nurses - Teachers - Active-duty military - Veterans - 911 dispatchers If your paycheck has overtime, union dues, BAH/BAS, a pension, a 457(b), or PSLF, generic budgeting apps weren't built for you. MoneyBadger was. HOW IT WORKS 1. Pick your profession 2. Enter your take-home pay (weekly, bi-weekly, twice-monthly, or monthly) 3. Get your full budget in seconds That's it. No bank connection. No account required. No tracking app to live in. YOUR PLAN INCLUDES - Monthly budget across all categories (housing, food, transport, utilities, healthcare, lifestyle, retirement, sinking funds, emergency fund) - Profession-aware categories (union dues, pension contributions, BAH, PSLF eligibility surfaced where relevant) - 50/30/20 rule applied with clear allocations - Automatic Debt Attack Mode if you carry student loans, credit cards, or a car note - Future Self projections at 1, 5, and 10 years (in the full plan) - Recommended account structure (checking, HYSA, retirement) - Sources and methodology you can audit BUILT ON RESEARCH Founded by a Wharton MBA student. Defaults grounded in: - U.S. Bureau of Labor Statistics - Consumer Expenditure Surveys - USDA Food Plans Cost Reports - Warren & Warren Tyagi (2005), "All Your Worth" - Thaler & Benartzi (2004), "Save More Tomorrow" - MIT Living Wage Calculator PRIVACY POSTURE We don't sell, rent, or broker your data. Ever. The numbers you enter stay on your device. No bank connection required. No account to create. NOT FINANCIAL ADVICE MoneyBadger Budget is an educational and budgeting tool, not a registered investment advisor. Our defaults are research-backed and transparent, but you (or a licensed advisor) make the final call. Questions? feedback@moneybadger.us ## Key features - Prescriptive budgeting based on income - Profession-specific categories - 50/30/20 framework - Automatic Debt Attack Mode - Future Self projections - Recommended account structure ## Frequently asked questions about MoneyBadger Budget ### What is MoneyBadger Budget? MoneyBadger Budget is a budgeting tool that helps you plan your spending by assigning specific dollar amounts to categories based on your income and profession. It aims to tell you where to put your money before you spend it. ### How does MoneyBadger Budget work? You select your profession, enter your take-home pay frequency and amount, and the app generates a full budget in seconds. It does not require a bank connection or an account. ### What makes MoneyBadger Budget different from other budgeting apps? Unlike apps that track past spending, MoneyBadger Budget is prescriptive, providing a clear dollar amount for each spending category upfront. It's also built with specific categories for essential workers' unique pay structures. ### Is MoneyBadger Budget secure? Yes, MoneyBadger Budget prioritizes privacy. The data you enter stays on your device, and the app does not sell, rent, or broker your information. No bank connection is required. ### What professions is MoneyBadger Budget built for? It's designed for essential workers such as firefighters, police officers, EMTs, nurses, teachers, active-duty military, veterans, and 911 dispatchers, especially those with overtime, union dues, or pensions. ### Does MoneyBadger Budget have ads? No, MoneyBadger Budget does not contain advertisements. It is a free application focused on providing budgeting insights without interruption. ### What is the pricing for MoneyBadger Budget? MoneyBadger Budget is currently available for free. There are no paid features or in-app purchases mentioned. ### How often is MoneyBadger Budget updated? The latest version, 1.2.1, was released on June 17, 2026, indicating recent development activity. This suggests the app is actively maintained. ## Version history (last 3 releases) ### 1.2.1 — 2026-06-17 Now the whole toolkit works right inside the app: build your plan from your paycheck and model your overtime, pension, and active-duty pay, even with no signal. No account needed. ### 1.1 — 2026-05-22 A top-to-bottom refresh: clearer language, a sharper look, new guides in the Library, and refined profession-specific budgeting. Same one-number simplicity. ### 1.0 — 2026-04-30 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-05.*