# Moneybase Invest — powered by CCTrader

> Low-cost investment platform with IBAN and card deposit features. (iPhone/iPad app by Calamatta Cuschieri & Co Ltd..)

- Source: https://appshunter.io/ios/app/moneybase-invest/id1019159956 (this page in markdown: same URL + `.md`)
- Developer: [Calamatta Cuschieri & Co Ltd.](https://appshunter.io/developer/1019159955)
- Category: Finance, Business
- Price: Free
- Rating: 3.70/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 41 MB
- Languages: American English
- Released: 2016-03-31
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/moneybase-invest/id1019159956/reviews.md

## What is Moneybase Invest?

We have evolved! CCTrader is now Moneybase Invest, forming part of a new Moneybase ecosystem that offers you much more than investing, yet honouring a legacy of providing a wide choice of investments at a low price via a user-friendly and feature rich platform.

We are delighted to offer you your own IBAN which allows you to receive money seamlessly plus improved card deposits. Watch out for a new separate Moneybase app available now in the app store with new functionality to benefit from.

## Key features

- Wide choice of investments
- Low cost
- User-friendly platform
- Feature-rich
- IBAN for money reception
- Improved card deposits

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/moneybase-invest/id1019159956/reviews.md

### 1/5 — 2FA is not great

*2020-04-24, version 3.0.1*

CCTrader went ahead and enabled two-factor authentication (2FA) via SMS, not as an opt-in security feature, but as a blocking mechanism for logging into your existing account.

1) SMS should not be used for 2FA if it can be avoided. It is relatively insecure and can be compromised with social engineering, MITM attacks, etc. There is plenty of literature available on this. One of the common ways hackers gain access to accounts is via SIM swaps.

2) If you are traveling and using a different SIM card, or if you cannot connect to a cell network, you are going to have a bad time.

3) If you permanently lose access to your phone number (e.g. change numbers without considering CCTrader first), you are going to have a bad time.

CCTrader should instead,

1) Provide opt-in 2FA support that supports multi-platform authenticator apps like Google Authenticator, Authy, etc. There should be a prompt and easy-to-follow set of instructions to enable it upon successful login. One-time passwords sent by email would also be better than SMS.

OR, even better,

2) Provide 2FA functionality, such as a code generator, directly in their own app (and allow enabling bypass with TouchID or other biometric ID), and associate your preferred *device* (not SIM card) to your account for any 2FA purpose.

A code generator in an app consists of a hash of a shared secret key (e.g. derived from device ID) with the current timestamp. Look into TOTP, RFC6238, RFC4226. I cannot think of a good reason a modern OTP / 2FA implementation should start with SMS when there is already a smartphone app available.

Immediate upgrade to 5 stars when this is improved or made opt-in.

===

The app is a web view. Waiting for the real thing!

I wouldn't normally have a ton of issues with this, but some things need to be tweaked. For example, 1) there is a delay when opening the menu; 2) when you navigate you get the spinner but the view doesn't change until loading is complete (the view should immediately change to some loading or null state); etc. Basic fundamental UI tweaks would make this much better & make it harder to realize that it's a web view.

--

edit: thanks for the response & roadmap tip!

**Developer response:** Thanks for the feedback, we'll pass this on to our UI team to see what they can do. 

In the meantime we welcome you to follow our public roadmap (https://trello.com/b/TOdBkXEv/cctrader-public-roadmap) to view and vote on future features which will be added to the platform.

## Frequently asked questions about Moneybase Invest

### What is Moneybase Invest?

Moneybase Invest is a finance platform that provides a wide choice of investments at a low price via a user-friendly and feature-rich interface. It has evolved from CCTrader and is part of a new Moneybase ecosystem.

### What new features does Moneybase Invest offer?

Moneybase Invest now offers users their own IBAN for seamless money reception and improved card deposits. A separate Moneybase app with new functionality is also available.

### Is Moneybase Invest free to use?

Yes, Moneybase Invest is available for free. The app is priced at 'Free' and does not list in-app purchases or subscription fees in its provided data.

### What devices is Moneybase Invest compatible with?

Moneybase Invest is compatible with a range of Apple devices including watch, iPhone, iPad, and iPod.

### How often is Moneybase Invest updated?

The latest version of Moneybase Invest is 3.12.0, which was last updated on November 25, 2023. This indicates a relatively frequent update cycle.

### What is the age rating for Moneybase Invest?

Moneybase Invest has an age rating of 4+, making it suitable for a broad audience.

### What are the security features of Moneybase Invest?

While specific security features are not detailed in the provided description, as a finance platform, it is expected to employ industry-standard security measures to protect user data and transactions.

### What types of investments can I make with Moneybase Invest?

The platform offers a wide choice of investments, though specific asset classes like stocks, ETFs, or cryptocurrencies are not explicitly detailed in the provided description.

## Version history (last 5 releases)

### 3.12.0 — 2023-11-25

Welcome to Moneybase :) With the new Moneybase Invest app, previously known as CCTrader, you can continue to make investments easily. You can now also make use of your new IBAN to receive money and we have also made card deposits much better!

What is more is that you can also install our new Moneybase app which allows you to send & receive bank transfers with your own IBAN, pay friends, get a physical or virtual card all in the same Moneybase ecosystem. Switch between both apps easily and watch out for our weekly updates, we are just getting started!

### 3.11.0 — 2023-08-24

Welcome to Moneybase :) With the new Moneybase Invest app, previously known as CCTrader, you can continue to make investments easily. You can now also make use of your new IBAN to receive money and we have also made card deposits much better!

What is more is that you can also install our new Moneybase app which allows you to send & receive bank transfers with your own IBAN, pay friends, get a physical or virtual card all in the same Moneybase ecosystem. Switch between both apps easily and watch out for our weekly updates, we are just getting started!
3,443

### 3.10.0 — 2023-07-13

Welcome to Moneybase :) With the new Moneybase Invest app, previously known as CCTrader, you can continue to make investments easily. You can now also make use of your new IBAN to receive money and we have also made card deposits much better!

What is more is that you can also install our new Moneybase app which allows you to send & receive bank transfers with your own IBAN, pay friends, get a physical or virtual card all in the same Moneybase ecosystem. Switch between both apps easily and watch out for our weekly updates, we are just getting started!

### 3.9.0 — 2022-12-29

Welcome to Moneybase :) With the new Moneybase Invest app, previously known as CCTrader, you can continue to make investments easily. You can now also make use of your new IBAN to receive money and we have also made card deposits much better!

What is more is that you can also install our new Moneybase app which allows you to send & receive bank transfers with your own IBAN, pay friends, get a physical or virtual card all in the same Moneybase ecosystem. Switch between both apps easily and watch out for our weekly updates, we are just getting started!

### 3.8.0 — 2022-04-28

Welcome to Moneybase :) With the new Moneybase Invest app, previously known as CCTrader, you can continue to make investments easily. You can now also make use of your new IBAN to receive money and we have also made card deposits much better!

What is more is that you can also install our new Moneybase app which allows you to send & receive bank transfers with your own IBAN, pay friends, get a physical or virtual card all in the same Moneybase ecosystem. Switch between both apps easily and watch out for our weekly updates, we are just getting started!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
