# MoneyCircle: Expense & Budget — Spending Tracker & No Buy

> Simple expense tracker with smart categorization and monthly financial reports. (iPhone/iPad app by Genau Factory.)

- Source: https://appshunter.io/ios/app/moneycircle-expense-and-budget/id1618265694 (this page in markdown: same URL + `.md`)
- Developer: [Genau Factory](https://appshunter.io/developer/1512838460)
- Category: Utilities, Finance
- Price: Free with in-app purchases
- Rating: 4.60/5 from 21 App Store ratings · 53 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 35 MB
- Languages: American English, German (Germany), Japanese, Korean, Brazilian Portuguese, European Spanish
- Released: 2022-04-28
- Data updated: 2026-08-31
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/moneycircle-expense-and-budget/id1618265694/reviews.md

## What is MoneyCircle?

Track your spending with clarity and control — meet MoneyCircle.

MoneyCircle makes it easy to understand where your money goes.
With clean design, smart categorization, and intuitive insights,
you’ll gain control of your finances and uncover new opportunities to save.

If you've tried other expense tracking apps but found them cluttered or overwhelming,
MoneyCircle offers a refreshing alternative — simple, beautiful, and focused on what matters: your spending habits.

Key Features
Smart Categorization
MoneyCircle automatically organizes your expenses by category,
based on the total spent in each area.

Fast & Easy Entry
Just type in a spending item — MoneyCircle suggests a category
by learning from your past entries.

Monthly Reports
See how your money flows with monthly summaries
including daily, weekly, and average spending.

Beautiful, Seamless Design
Enjoy a smooth, distraction-free experience optimized
for both iPhone and iPad.

MoneyCircle is free to use forever.
Upgrade to MoneyCircle Premium anytime to unlock additional features.
Subscriptions can be managed or canceled anytime in your iTunes account settings.
Please note: payments already charged are non-refundable.

Website: https://www.genaufactory.com/notecircle
Terms of Use: https://www.genaufactory.com/genau-terms-conditions
Privacy Policy: https://www.genaufactory.com/genau-data-privacy

## Key features

- Smart expense categorization
- Fast and easy manual entry
- Learning category suggestions
- Detailed monthly spending reports
- Clean and distraction-free design
- iPhone and iPad optimization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly | $24.99 | per year |
| Monthly | $3.99 | per month |
| All Access Core - Yearly | $24.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $59.99 | one-time |


## Recent user reviews (10 of 53)

All indexed reviews: https://appshunter.io/ios/app/moneycircle-expense-and-budget/id1618265694/reviews.md

### 5/5 — I love this app !

*2026-05-31*

So simple + easy to use and helps to spot bad spending patterns.

**Developer response:** Thank you for your review! We're delighted to hear that you find the app simple and easy to use, and that it's helping you identify spending patterns. We’ll continue working hard to provide an even better experience and help you manage your finances more effectively. 😊

### 1/5 — the app is keep crashing with ipados

*2026-05-03*

the app is keep crashing with ipados

**Developer response:** We’re sorry for the inconvenience. Thank you for sharing this issue with us. We’ll look into the cause and work hard to improve it as quickly as possible. If you can share more details through support@genaufactory.com, it would be a great help in identifying the problem.

### 5/5 — 최고의 가계부입니다!!

*2026-03-03*

리뷰 잘 안 쓰는데 이번에는 쓰고싶어서 남깁니다. 정말 직관적으로 얼마를 지출했는지 보여줘서 소비습관을 잡아가기에 좋고 후회되는 소비, 잘한 소비 카테고리가 있는것도 너무 마음에 듭니다!
무엇보다 아낀 지출 칸으로 어떤 것에 지출을 참았는지 알 수 있다는 점도 좋은 것 같아요!

**Developer response:** 리뷰 남겨주셔서 감사합니다! 리뷰를 잘 남기지 않는데도 이렇게 의견을 남겨주셔서 더욱 감사드립니다. 소비 흐름을 직관적으로 확인하고 소비 습관을 관리하는 데 도움이 되었다니 정말 큰 힘이 됩니다. 앞으로도 더 편리하고 좋은 서비스를 제공할 수 있도록 계속 노력하겠습니다. 감사합니다.

### 5/5 — Intuitive

*2026-01-11*

This app is beginner friendly and intuitive. It will make budgeting less daunting and fearful.

**Developer response:** Thank you so much for your review and for the great rating. We’re really glad to hear that you find the app intuitive and beginner friendly, and that it helps make budgeting feel less daunting.

We’ll continue to work hard to provide an even better experience. Thank you again for your support.

### 4/5 — Outstanding design, but lack a lot of features.

*2025-11-22, version 2.5.1*

The design of this app is simply of different level in terms of expense app. However, the app lack a lot of features. No multiple accounts, no balance adjustment which is unfortunate. Hopefully they can add more features.

### 5/5 — 고정지출 제외 금액 표시

*2025-10-05*

너무 잘쓰고 있는 어플입니다! 깔끔하고, 맥북이랑 호환성이 좋아서 편합니다. 추가로 고정지출을 제외한 금액을 볼 수 있으면 돈 관리에 더 좋을 것 같습니다!

**Developer response:** 리뷰 남겨주셔서 감사합니다.
말씀해주신 부분은 참고해서 개선해 나가도록 하겠습니다.
앞으로도 편리하게 사용하실 수 있도록 노력하겠습니다.

### 5/5 — its great

*2025-08-22, version 2.3.8*

love it

### 1/5 — Lifetime removed

*2025-03-07*

I finally got the funds to purchase a lifetime subscription, but it was removed. I don’t need another yearly subscription.

**Developer response:** Thanks for your feedback! We’re sorry the lifetime subscription wasn’t available when you wanted it. We’ve since made it available again — feel free to check it out now! Let us know if you need any help.

### 4/5 — 한국인 유저고 메일로도 문의 드렸습니다

*2025-01-22*

평생구매하였는데 맥에서 애플로그인이 안되네요. 컴퓨터를 껐다 켜야지 자동 실행으로 쓸수있고 접근가능합니다. 그리고 태그 기능이 뭔지 모르겠어요. 태그를 넣어도 반영이 안되고 수정하러 들어가면 태그 기입 부분은 사라져있어요, 저는 남편하고 제가 쓴 걸 태그로 분류할려고하는데요 이렇게 쓰는게 맍는건지,,, 암튼 리뷰보니 저만 그런게 아닌거 같은데 빨리 수정되었으면 좋겠구요. 하루 이틀 사용해보니 디자인이 맘에 듭니다.

### 3/5 — Nice Idea… Needs a bit more

*2024-10-01*

I love their products overall.  I use their Journal and Note Circle apps all the time and love them!  However this app is a bit tricky to decide where it fits into my life.  I love the simplicity of it, and I want to use it all the time; however in today’s world with multiple accounts, recurring transactions, etc. it makes it difficult to utilize a manual budget app such as this.  I used to use Buddy Budget which was a similar concept, it just got to be too laborious trying to enter in all transactions and keep up with everything.  Buddy Budget eventually added Plaid banking integration which makes perfect sense, but I’m not sure if that’s something Money Circle will do.  

Again, I love the app and the interface but I’m struggling to figure out where and how this can fit into my life; and unfortunately right now there’s just not enough time in the day to spend manually entering things into a budget app.  We’ll see where things go, but overall I think the company is great and the other apps they’ve developed really are outstanding and I highly recommend people try them out!

**Developer response:** Thank you so much for your thoughtful feedback and for being a loyal user of our apps! We understand the challenges of manually tracking a budget with multiple accounts and transactions, and we’ll keep your suggestions in mind as we continue to develop and improve our products. We’re thrilled to hear that you enjoy our other apps, and we appreciate your support and recommendation!

## Frequently asked questions about MoneyCircle

### What is MoneyCircle?

MoneyCircle is a personal finance app designed to help users track their expenses, understand their spending habits, and gain better control over their money through smart categorization and insightful reports.

### Is MoneyCircle free to use?

Yes, MoneyCircle is free to use forever. Users can also upgrade to MoneyCircle Premium for additional features through subscription plans.

### What are the subscription options for MoneyCircle Premium?

MoneyCircle offers monthly subscriptions for $3.99, yearly subscriptions for $19.99 with a 7-day free trial, and an All Access Core yearly plan for $24.99.

### Does MoneyCircle have ads?

No, MoneyCircle does not contain advertisements, providing a distraction-free user experience.

### On which devices can I use MoneyCircle?

MoneyCircle is available on Mac, iPhone, and iPad, offering a seamless experience across Apple devices.

### How often is MoneyCircle updated?

The latest version of MoneyCircle is 2.7.5, and it was last updated on April 2, 2026. Updates typically include new features and improvements.

### What is the age rating for MoneyCircle?

MoneyCircle has an age rating of 4+, making it suitable for a wide range of users.

### How does MoneyCircle's smart categorization work?

MoneyCircle automatically organizes your expenses by category based on the total amount spent in each area. It also learns from your past entries to suggest categories for new spending items.

## Version history (last 5 releases)

### 3.1.8 — 2026-08-30

Category Improvement

### 3.1.7 — 2026-08-19

Calendar View improvement

### 3.1.6 — 2026-08-10

Fixed Report related issues

### 3.1.5 — 2026-08-08

Category Improvement

### 3.1.4 — 2026-07-29

Fixed No Buy Challenge bugs

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## More apps by Genau Factory

- [DayCircle - Day counter](https://appshunter.io/ios/app/daycircle-day-counter/id1512838461)
- [NoteCircle: To-Do List](https://appshunter.io/ios/app/notecircle-to-do-list/id1528859917)
- [MoreDone: To Do,Habit,Calendar](https://appshunter.io/ios/app/moredone-to-dohabitcalendar/id1548530016)
- [BrainCircle - Brain Training](https://appshunter.io/ios/app/braincircle-brain-training/id1608674627)
- [VocaCircle: Vocabulary Builder](https://appshunter.io/ios/app/vocacircle-vocabulary-builder/id1613988730)

All apps by Genau Factory: https://appshunter.io/developer/1512838460

## Related topics

[genau factory](https://appshunter.io/ios/topics/genau-factory) · [genau](https://appshunter.io/ios/topics/genau)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*