# MoneyClimb: Debt Payoff Plan — Snowball Budget for Couples

> Snowball Budget for Couples (iPhone/iPad app by Liran Feder.)

- Source: https://appshunter.io/ios/app/moneyclimb-debt-payoff-plan/id6796043323 (this page in markdown: same URL + `.md`)
- Developer: [Liran Feder](https://appshunter.io/developer/1872634429)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 20 MB
- Languages: American English, Hebrew
- Released: 2026-08-25
- Data updated: 2026-10-29

## What is MoneyClimb?

MoneyClimb makes paying off debt feel like a climb worth finishing.
Scan any bank statement with AI, then review and import every row yourself.
Share one budget with your partner across two phones — zero-based budgeting with a debt-snowball payoff.

NEW: IMPORT YOUR ISRAELI CREDIT REPORT (Premium)
Scan the pages or import the PDF of your Israeli credit report. Your loans, credit cards, overdrafts, and mortgage appear on your Debts screen all at once, with your credit rating when the report includes one. You review every line before anything is saved, and the pages are never stored by MoneyClimb. The mortgage is tracked outside the payoff plan.

SCAN ANY STATEMENT (Premium)
Scan a bank or card statement or a receipt, or import a PDF, and AI reads the amounts for you. You review and confirm every row before anything is added — nothing imports on its own. Your first scan, up to 2 pages, is free.

ONE BUDGET FOR BOTH PARTNERS
Invite your partner so two phones stay on the exact same budget.

ZERO-BASED BUDGETING
Plan your whole income, category by category, until "left to assign" reaches zero. Simple categories show planned vs. spent with clear progress bars, and recurring bills and income apply automatically each month.

PAY OFF DEBT LIKE A CLIMB
List your debts, follow the snowball order, smallest balance first, and see your debt-free date. With Premium, a "what if" tool shows how an extra payment moves that date — so finishing feels close, and worth it.

NEW: SAVINGS AND INVESTMENTS
Track your savings, investment, pension, and education-fund accounts, and see them count toward the matching step of your journey.

LOG EXPENSES IN SECONDS
Add an expense in three taps or ask Siri, and a home-screen widget shows what is left to spend this month at a glance.

SEE THE WHOLE PICTURE
Monthly reports break down spending by category. Premium adds spending trends, debt progress, CSV export for any month, and a plain-language monthly AI review — your first review is free.

A CLEAR PATH, NOT A LECTURE
Behind the budget are seven simple steps, taken in order: start a small emergency fund, clear debt from smallest balance to largest, grow a full emergency fund, then invest, save, pay off your home, and give. The journey map is interactive: tap any step to see where you stand and what comes next.

STAY MOTIVATED
Badges and streaks make steady progress feel good, and Premium adds optional challenges.

MoneyClimb keeps your data in your own household. Manual entry means you are always in control.

SUBSCRIPTION
MoneyClimb Premium unlocks Smart Scan, credit-report import, the monthly AI review, spending trends and debt progress, CSV export, the "what if" tool, unlimited debts (the free plan includes up to 3 active debts), and challenges.
- Annual: $39.99 per year, with a 1-month free trial where available.
- Monthly: $6.99 per month, with a 7-day free trial where available.
Prices are in US dollars; Premium availability, prices, and free trials vary by country.
Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when you buy a subscription.

Terms of Use: https://moneyclimb.netlify.app/terms.html
Privacy Policy: https://moneyclimb.netlify.app/privacy.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| MoneyClimb Premium Monthly | $6.99 | per month |
| MoneyClimb Premium Annual | $39.99 | per year |


## Is MoneyClimb safe?

Not enough ratings yet to assess MoneyClimb.

## Is MoneyClimb legit?

MoneyClimb: Debt Payoff Plan appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for MoneyClimb is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1 — 2026-10-26

MoneyClimb 1.1
- Import your Israeli credit report (Premium): scan the pages or import the PDF, review every line, and your loans, credit cards, overdrafts, and mortgage appear on your Debts screen all at once. If the report includes a credit rating, it shows there too. The mortgage is tracked outside the payoff plan.
- Savings and investments: track your savings, investment, pension, and education-fund accounts, and see them count toward the matching step on your journey.
- The journey map is now interactive: tap any step to see where you stand and what comes next.
- Try the monthly AI review once, free.
- Smart Scan, credit-report import, and the monthly AI review now ask for your permission before they first send anything to our AI provider. You can change your choice anytime in More.
- Fixes and polish.
Thanks for climbing with us.

### 1.0 — 2026-08-25

No release notes.

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## More apps by Liran Feder

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- [Spoonli: Baby Sleep & Food Log](https://appshunter.io/ios/app/spoonli-baby-sleep-and-food-log/id6764368165)

All apps by Liran Feder: https://appshunter.io/developer/1872634429

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*