# MoneyCoach AI Budget Planner — Spending Manager, Bill Tracker > Personal finance tracker for budgeting, spending, and financial habit building. (iPhone/iPad app by MoneyCoach UG.) - Source: https://appshunter.io/ios/app/moneycoach-ai-budget-planner/id989642198 (this page in markdown: same URL + `.md`) - Developer: [MoneyCoach UG](https://appshunter.io/developer/1170891449) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 4.50/5 from 2,643 App Store ratings · 584 written reviews indexed - Age rating: 4+ - Requires: iOS 18.6 · 192 MB - Languages: American English, Arabic, Dutch, French (France), German (Germany), Italian, Japanese, Malay, Brazilian Portuguese, Russian and 5 more - Released: 2015-06-18 - Data updated: 2026-09-13 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/moneycoach-ai-budget-planner/id989642198/reviews.md ## What is MoneyCoach AI Budget Planner? MoneyCoach is a budget planner, money tracker and financial planner helping millions of people with their spending habits and finances. MoneyCoach creates healthy financial habits that reduce your financial stress, increase your financial knowledge, and develop your financial skills. Want it all? Get MoneyCoach Premium and unlock the full power of financial mindfulness from the beginning, including Individual Smart Budgets which will save you potentially up to $2.000 every year. APP FEATURES: √ Family Sync - Share your data with your wife, husband. partner or any other user using different Apple IDs √ Personalised Budgets - Smart budgets that will help you save money every month, personalized to your needs √ Smart Goals - Individual goals to work towards and develop your financial habits √ Real-time Net Worth - Track much money you have in total, in real-time, and the progression since you started using the MoneyCoach √ Credit Card Tracking - Manually add and manage your credit cards, set up reminders to pay them and more √ Widgets - Glance at your budgets & goals directly in the Home Screen √ Intuitive Reports - Track your progress and measure your financial improvements √ iPadOS Enhanced - iPad-specific enhancements make for a truly unique experience √ Mac Version - Sync your data via iCloud and use MoneyCoach on your Mac √ Apple Watch App - Your financial mindfulness is one glance away √ CSV Import - Import your data from any previous app or bank via CSV and start your journey towards money & happiness √ Data Sync - Sync your finances on your iPhone, iPad, Mac and Apple Watch √ Savings Accounts - Setup savings accounts and reduce your financial stress √ Siri Conversational Shortcuts - Ask Siri to add transactions quickly or about your financials √ Live & Custom Exchange Rates - Perfect for multi-currency accounts and people who travel a lot √ Ludicrous Speed - Just 2 seconds to enter a new transaction... that's Tesla fast √ Dark Mode - MoneyCoach looks stunning with true black background √ Context Menus - Get quick access to different actions via the context menus √ TouchID & FaceID - Safe, private, and secure √ Optimized for the latest iOS, iPadOS, macOS and watchOS devices √ And so much more… Financial mindfulness apps can be scary and you probably won't understand how helpful they can be immediately after you open them. MoneyCoach is here to do just that, help you create healthy financial habits, reduce your financial stress, and increase your financial knowledge. Download MoneyCoach today, and create healthy financial habits. ACCOLADES: "App Of The Day" - Featured on the App Store “Apps We Love” - Featured multiple times on the App Store by Apple Featured on Apple’s website Showcased on Apple’s WWDC21 Keynote Showcased on Apple’s WWDC20 Keynote “It’s the ideal app for those who want to have a better financial year.” – AppAdvice -------- MONEYCOACH PREMIUM: - Sync your data between all your Apple devices - Unlimited Personalised Budgets - Unlimited Accounts - Smart Goals - Multi-currency support - Advanced export to PDF and CSV - Receipt Photos - Priority Support - Savings Accounts - Advanced Filtering - Advanced Reports - Support our small team - And so much more… --------- Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited when the user purchases a subscription. Check our Terms - https://moneycoach.ai/terms-of-use/ EULA - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Family Sync - Personalized Budgets - Smart Goals - Real-time Net Worth - Credit Card Tracking - Widgets - Intuitive Reports ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Family | $14.99 | per month | | Individual | $49.99 | per year | | Individual | $6.99 | per month | | Individual | $49.99 | per year | | Individual | $49.99 | per year | | Individual | $4.99 | per 7 days | | Individual | $9.99 | per month | | Individual | $59.99 | per year | | Individual | $69.99 | per year | | Family | $7.99 | per month | | Individual | $49.99 | per year | | Family | $99.99 | per year | **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Lifetime Premium | $199.99 | one-time | ## What do users think of MoneyCoach AI Budget Planner? Overall sentiment: positive **Pros** - 👍 Easy to use - 🚀 Intuitive interface - 💡 Helpful budgeting features - 🤩 Great design and aesthetics - 🎨 Customizable options - ⚖️ Detailed transaction tracking - 📊 Useful charts and reports **Cons** - 🔒 Lack of bank account syncing - 💰 Expensive premium subscription - 🔓 Forced to use 'Sign in with Apple' - 🤔 Confusing setup process - 🐛 Syncing issues between devices - 🤯 Data loss after updates - 🙄 Excessive premium upselling **Commonly reported bugs** - Crashes when deleting transactions - Incorrect balance calculations - Widget not updating properly - Importing data issues **Most requested features** - Automatic bank account integration - More flexible budgeting options - Ability to edit recurring transactions - Stock/investment tracking capabilities - Improved iCloud/multi-device sync - Customizable categories and tags ## Recent user reviews (10 of 584) All indexed reviews: https://appshunter.io/ios/app/moneycoach-ai-budget-planner/id989642198/reviews.md ### 5/5 — Aldevanio Vieira da Silva *2026-09-05* Sim ### 3/5 — Premium Popups *2026-08-19* Update: Premium popups are still excessive & still annoying. I shouldn’t get a popup every time I open the app & every time I log my first transaction for the day. I get you’re trying to make money, but the free version has everything I need. Not everything needs subscriptions. It’s ridiculous. Original Review: I love this app. I’ve been using it for years, but the popups asking me to try the premium version is becoming excessive. I wish there was a way to say no forever because I don’t need anything besides the free version. ### 5/5 — Great *2026-08-16, version 11.4.6* Good ### 4/5 — Super Application *2026-08-08* Superbe application pour le suivi de ces comptes. Il manque un filtre par catégorie et sous catégories dans les transactions et l’application serait parfaite. Je recommande vivement l’appli 👌🏾 ### 5/5 — Best App *2026-07-19, version 11.4.5* #1 Application ### 5/5 — Very convenient app *2026-07-18, version 11.4.5* The interface is very user friendly and the reports are super useful without much knowledge of finance. Perfect for personal finances ### 5/5 — Excellent *2026-07-08, version 11.4.4* I love it, the best app, I’ve tried them all and this one has everything, it just lacks a banking connection to the United States and adds the ability to monitor my actions ### 5/5 — Franchement j’adore, j’ai acheté des version premium à 200 € et je regrette rien du tout *2026-07-08* Ça vaut vraiment le coup l’application est mise à jour régulièrement ça c’est une chose de positif. De plus on aime bien le fait de mettre une banque en ligne où nous gérer éventuellement. Ce qui est dommage c’est qu’il manque beaucoup de graphique facilement accessible autrement tous tes sympas là-dedans il y a juste un petit point à corriger c’est pour les objectifs. Cela crée des doublons. J’aurais aimé que les objectifs soient considérés à part et n’ont pas pris à partir des comptes. **Developer response:** Bonjour, merci pour vos compliments et pour avoir pris le temps de partager votre avis. Je comprends votre point de vue sur le prix, mais vous parlez d'un achat à vie. Optez pour l'abonnement et voyez si vous l'appréciez et si elle vous aide vraiment. Nous nous efforçons d'offrir une valeur exceptionnelle grâce aux fonctionnalités avancées de notre application. Soyez assuré que vos commentaires sont pris en compte lors de l'évaluation de nos offres. Nous espérons vous compter parmi nos utilisateurs et restons ouverts à vos suggestions pour mieux vous satisfaire. ### 5/5 — Aye *2026-07-01* Super salon **Developer response:** Thanks a lot ### 5/5 — p *2026-07-01, version 11.4.3* p ## Frequently asked questions about MoneyCoach AI Budget Planner ### What does MoneyCoach do? MoneyCoach is a comprehensive personal finance app designed to help users manage their spending, track bills, and build healthy financial habits. It aims to reduce financial stress, increase financial knowledge, and develop financial skills through features like personalized budgets and smart goals. ### What are the key features of MoneyCoach? Key features include Family Sync for sharing data with others, Personalized Budgets to help save money, Smart Goals for financial development, Real-time Net Worth tracking, Credit Card Tracking with payment reminders, and Intuitive Reports to monitor progress. It also offers widgets for quick glances at budgets and goals. ### How much does MoneyCoach cost? The app offers a free version with core functionalities. For enhanced features like syncing data across all Apple devices and unlimited personalized budgets, users can opt for MoneyCoach Premium, which is available through in-app purchases. ### What devices is MoneyCoach compatible with? MoneyCoach is optimized for the latest iOS, iPadOS, macOS, and watchOS devices. It offers seamless data syncing across iPhone, iPad, Mac, and Apple Watch, and includes iPadOS-specific enhancements and a dedicated Mac version. ### Can I import my existing financial data into MoneyCoach? Yes, MoneyCoach supports CSV Import, allowing you to import your data from any previous app or bank. This makes it easy to start your financial journey with the app without losing your historical data. ## Version history (last 5 releases) ### 12.0 — 2026-09-12 WHAT’S NEW MoneyCoach 12 is a major update, bringing intelligent transaction entry, deeper Siri integration, richer personalisation, and an interface designed for the latest Apple platforms. - MoneyCoach with Siri AI: Ask Siri about your spending, budgets, account activity, and savings goal progress. On supported systems, Siri can also take you directly to a specific account, budget, goal, or transaction. - All-New Quick Entry: Add transactions using your own words. Type or dictate an expense, income, transfer, or recurring payment, review the recognised details, and save. Quick Entry understands dates, amounts, accounts, categories, currencies, tags, and more. - A Perfect Fit for Your Finances: MoneyCoach now adapts more naturally to different window sizes, from compact views to expansive layouts across iPhone, iPad, and Mac. - Categories in Your Colours: Personalise category icons with custom colours and make your finances easier to recognise at a glance. - More Flexible Pay Cycles: Plan around the way you are actually paid, with improved support for fortnightly and twice-monthly schedules across your Overview and reports. - Celebrate Every Goal: Savings goals have a refreshed details experience, clearer progress information, and a new celebration when you reach your target. IMPROVEMENTS - Search your transactions through Siri and Shortcuts using text, account, or category filters. - Enjoy smoother navigation when opening accounts, budgets, goals, and transactions from Siri, Spotlight, widgets, and deep links. - Quick Entry is faster and more accurate when recognising spoken amounts, dates, currencies, transfers, and receipt totals. - Transaction creation and editing now provide clearer selections, validation, and save feedback. - Reports better preserve custom comparison ranges and salary-based reporting periods. - Budget, goal, and progress screens now work better across resizable layouts. - Bank connections have clearer status, consent, recovery, and completion information. - Improved Simplified Chinese support and polished user-facing text across all supported languages. - Refined animations when opening transaction and creation screens. - Improved transaction importing, syncing, account balances, and Apple Watch updates. FIXES - Fixed crashes that could occur when opening deleted transactions, editing mismatched categories, handling incomplete transfers, loading widgets, or recovering the database. - Fixed bank transaction duplication and removal inconsistencies. - Fixed CSV imports continuing after unreadable data or parsing failures. - Fixed account deletion and data reset interruptions that could prevent MoneyCoach from launching correctly. - Fixed edge cases affecting refunds, signed transaction amounts, cached balances, and currency conversion. - Improved overall stability, privacy, and performance throughout the app. ### 11.5.1 — 2026-09-05 MoneyCoach 11.5.1 is a focused reliability update. - Prevents crashes during launch and rare edge cases in transaction details, bulk editing, and transfer edits. - Keeps the sidebar and Upcoming Bills widget stable when icon data is unavailable. - Makes renewed bank-connection attempts more reliable. WHAT'S NEW Blazingly fast transaction search Meet our fastest transaction search yet. Search tens of thousands of transactions almost instantly—and leave ordinary banking apps in the dust. Smoother iPad Split View Accounts, Reports, Overview, and Transactions now keep the correct selection, filters, and navigation state as you move around the app. A more secure App Lock App Lock now covers the entire window, including open sheets, so your financial information stays hidden until you authenticate. IMPROVEMENTS - Improved Quick Entry so transactions stay in the exact category or subcategory you selected. - Improved translation coverage for bank-connection errors and renewal controls. FIXES - Fixed Quick Entry sometimes choosing a similarly named category or leaving Save disabled for a valid entry. - Fixed Quick Entry misreading numbers in a transaction name as the amount. - Fixed Transaction search becoming unresponsive with large transaction histories. - Fixed Reports not replacing an open account transaction detail in iPad Split View. - Fixed App Lock's system passcode fallback after too many failed Face ID attempts. - Fixed recurring income incorrectly appearing in the Fixed Costs report. - Fixed bank connections failing to resume after returning to MoneyCoach and unlocking the app. - Fixed the Lifetime badge in Settings not immediately reflecting an active lifetime purchase after updating. ### 11.5 — 2026-08-28 WHAT'S NEW Blazingly fast transaction search Meet our fastest transaction search yet. Search tens of thousands of transactions almost instantly—and leave ordinary banking apps in the dust. Smoother iPad Split View Accounts, Reports, Overview, and Transactions now keep the correct selection, filters, and navigation state as you move around the app. A more secure App Lock App Lock now covers the entire window, including open sheets, so your financial information stays hidden until you authenticate. IMPROVEMENTS - Improved Quick Entry so transactions stay in the exact category or subcategory you selected. - Improved translation coverage for bank-connection errors and renewal controls. FIXES - Fixed Quick Entry sometimes choosing a similarly named category or leaving Save disabled for a valid entry. - Fixed Quick Entry misreading numbers in a transaction name as the amount. - Fixed Transaction search becoming unresponsive with large transaction histories. - Fixed Reports not replacing an open account transaction detail in iPad Split View. - Fixed App Lock's system passcode fallback after too many failed Face ID attempts. - Fixed recurring income incorrectly appearing in the Fixed Costs report. - Fixed bank connections failing to resume after returning to MoneyCoach and unlocking the app. - Fixed the Lifetime badge in Settings not immediately reflecting an active lifetime purchase after updating. ### 11.4.6 — 2026-08-14 MoneyCoach 11.4.6 brings more personalization, faster everyday navigation, and improved reliability across transactions, reports, accounts, and bank connections. WHAT'S NEW - Added a large collection of searchable brand and category icons for accounts and categories. IMPROVEMENTS - Improved launch speed and responsiveness across settings, transactions, reports, and Overview. - Enhanced transaction search summaries with live updates, hidden-amount support, and clearer dark-mode presentation. - Improved account creation and editing so entered details and selected icons stay intact. - Expanded and standardized Simplified Chinese translations across MoneyCoach experiences. - Made connected-bank category changes and authorization recovery more reliable. FIXES - Fixed a crash that could affect some users when searching transactions. - Fixed the account summary card disappearing after closing transaction search. - Fixed search controls and promotional content remaining visible in the wrong state. - Fixed manually selected icons occasionally being replaced automatically. - Fixed premium access briefly appearing unavailable during launch transitions. - Fixed account-entry issues that could reset in-progress changes. - Fixed currency search dismissal during another screen transition. ### 11.4.5 — 2026-07-09 MoneyCoach 11.4.5 improves everyday account, transaction, widget, and Overview workflows. WHAT'S NEW - Renew bank connections directly from account lists and the Overview account card when action is needed. IMPROVEMENTS - Improved account and transaction menus so useful actions are available in more places. - Refined the Daily Limit card with a cleaner layout and clearer remaining amount. - Improved widget spacing and support for additional widget sizes. - Polished sidebar spacing and the premium card on larger screens. - Improved handling for temporary bank-provider outages and stalled syncs. - Made bank reconnects and renewals better at matching the right accounts. FIXES - Restored Edit Account in transaction-list menus when viewing a specific account. - Fixed transaction lists opened from reports so the right actions stay available. - Fixed extra divider spacing in Overview expired-connection cards. - Fixed dark-mode modal backgrounds in banking and transfer flows. ## Apps similar to MoneyCoach AI Budget Planner | App | Rating | Price | Category | | --- | --- | --- | --- | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,455) | Free | Finance | | [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.6 (6,243) | Free | Finance | | [Weekly: Budget Planner & Bills](https://appshunter.io/ios/app/weekly-budget-planner-and-bills/id1460038809) | 4.8 (3,704) | Free | Finance | | [Money Manager Expense & Budget](https://appshunter.io/ios/app/money-manager-expense-and-budget/id560481810) | 4.8 (19,186) | Free | Finance | | [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,632) | Free | Finance | | [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance | ## More apps by MoneyCoach UG - [IBAN Calculator by MoneyCoach](https://appshunter.io/ios/app/iban-calculator-by-moneycoach/id1017293567) - [AutoBuddy-Vehicle Fuel Consumption Cost Calculator](https://appshunter.io/ios/app/autobuddy-vehicle-fuel-consumption-cost-calculator/id1186225158) - [Bitcoin Ticker: 3D Live Widget](https://appshunter.io/ios/app/bitcoin-ticker-3d-live-widget/id1204742867) - [Riku](https://appshunter.io/ios/app/riku/id1262876845) - [TaxMeister](https://appshunter.io/ios/app/taxmeister/id1439734774) All apps by MoneyCoach UG: https://appshunter.io/developer/1170891449 ## Related topics [ai money manager](https://appshunter.io/ios/topics/ai-money-manager) · [allowance manager](https://appshunter.io/ios/topics/allowance-manager) · [money manager classic lite](https://appshunter.io/ios/topics/money-manager-classic-lite) · [amounts budget expense tracker](https://appshunter.io/ios/topics/amounts-budget-expense-tracker) · [engage smart spending](https://appshunter.io/ios/topics/engage-smart-spending) · [finanzas gratis](https://appshunter.io/ios/topics/finanzas-gratis) · [money planner monthly](https://appshunter.io/ios/topics/money-planner-monthly) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-13.*