# MoneyCoach: Budget Planner — Spending Manager, Bill Tracker

> Personal finance tracker for budgeting, spending, and financial habit building. (iPhone/iPad app by MoneyCoach UG.)

- Source: https://appshunter.io/ios/app/moneycoach-budget-planner/id989642198 (this page in markdown: same URL + `.md`)
- Developer: [MoneyCoach UG](https://appshunter.io/developer/1170891449)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.50/5 from 2,645 App Store ratings · 581 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 176 MB
- Languages: American English, Arabic, Dutch, French (France), German (Germany), Italian, Japanese, Malay, Brazilian Portuguese, Russian and 5 more
- Released: 2015-06-18
- Data updated: 2026-08-26
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/moneycoach-budget-planner/id989642198/reviews.md

## What is MoneyCoach?

MoneyCoach is a budget planner, money tracker and financial planner helping millions of people with their spending habits and finances. MoneyCoach creates healthy financial habits that reduce your financial stress, increase your financial knowledge, and develop your financial skills.

Want it all? Get MoneyCoach Premium and unlock the full power of financial mindfulness from the beginning, including Individual Smart Budgets which will save you potentially up to $2.000 every year.

APP FEATURES:

√  Family Sync - Share your data with your wife, husband. partner or any other user using different Apple IDs
√  Personalised Budgets - Smart budgets that will help you save money every month, personalized to your needs
√  Smart Goals - Individual goals to work towards and develop your financial habits
√  Real-time Net Worth - Track much money you have in total, in real-time, and the progression since you started using the MoneyCoach
√  Credit Card Tracking - Manually add and manage your credit cards, set up reminders to pay them and more
√  Widgets - Glance at your budgets & goals directly in the Home Screen
√  Intuitive Reports - Track your progress and measure your financial improvements
√  iPadOS Enhanced - iPad-specific enhancements make for a truly unique experience
√  Mac Version - Sync your data via iCloud and use MoneyCoach on your Mac
√  Apple Watch App - Your financial mindfulness is one glance away
√  CSV Import - Import your data from any previous app or bank via CSV and start your journey towards money & happiness
√  Data Sync - Sync your finances on your iPhone, iPad, Mac and Apple Watch
√  Savings Accounts - Setup savings accounts and reduce your financial stress
√  Siri Conversational Shortcuts - Ask Siri to add transactions quickly or about your financials
√  Live & Custom Exchange Rates - Perfect for multi-currency accounts and people who travel a lot
√  Ludicrous Speed - Just 2 seconds to enter a new transaction... that's Tesla fast
√  Dark Mode - MoneyCoach looks stunning with true black background
√  Context Menus - Get quick access to different actions via the context menus
√  TouchID & FaceID - Safe, private, and secure
√  Optimized for the latest iOS, iPadOS, macOS and watchOS devices
√  And so much more…

Financial mindfulness apps can be scary and you probably won't understand how helpful they can be immediately after you open them. 

MoneyCoach is here to do just that, help you create healthy financial habits, reduce your financial stress, and increase your financial knowledge.

Download MoneyCoach today, and create healthy financial habits.

ACCOLADES:

"App Of The Day" - Featured on the App Store
“Apps We Love” - Featured multiple times on the App Store by Apple
Featured on Apple’s website 
Showcased on Apple’s WWDC21 Keynote
Showcased on Apple’s WWDC20 Keynote
“It’s the ideal app for those who want to have a better financial year.” – AppAdvice 


--------

MONEYCOACH PREMIUM:

- Sync your data between all your Apple devices
- Unlimited Personalised Budgets
- Unlimited Accounts
- Smart Goals
- Multi-currency support
- Advanced export to PDF and CSV
- Receipt Photos
- Priority Support
- Savings Accounts
- Advanced Filtering
- Advanced Reports
- Support our small team
- And so much more…

---------
Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited when the user purchases a subscription.
Check our Terms - https://moneycoach.ai/terms-of-use/
EULA - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Family Sync
- Personalized Budgets
- Smart Goals
- Real-time Net Worth
- Credit Card Tracking
- Widgets
- Intuitive Reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Family | $14.99 | per month |
| Individual | $49.99 | per year |
| Individual | $6.99 | per month |
| Individual | $49.99 | per year |
| Individual | $49.99 | per year |
| Individual | $4.99 | per 7 days |
| Individual | $9.99 | per month |
| Individual | $59.99 | per year |
| Individual | $69.99 | per year |
| Family | $7.99 | per month |
| Individual | $49.99 | per year |
| Family | $99.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $199.99 | one-time |


## What do users think of MoneyCoach?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Intuitive interface
- 💡 Helpful budgeting features
- 🤩 Great design and aesthetics
- 🎨 Customizable options
- ⚖️ Detailed transaction tracking
- 📊 Useful charts and reports

**Cons**

- 🔒 Lack of bank account syncing
- 💰 Expensive premium subscription
- 🔓 Forced to use 'Sign in with Apple'
- 🤔 Confusing setup process
- 🐛 Syncing issues between devices
- 🤯 Data loss after updates
- 🙄 Excessive premium upselling

**Commonly reported bugs**

- Crashes when deleting transactions
- Incorrect balance calculations
- Widget not updating properly
- Importing data issues

**Most requested features**

- Automatic bank account integration
- More flexible budgeting options
- Ability to edit recurring transactions
- Stock/investment tracking capabilities
- Improved iCloud/multi-device sync
- Customizable categories and tags

## Recent user reviews (10 of 581)

All indexed reviews: https://appshunter.io/ios/app/moneycoach-budget-planner/id989642198/reviews.md

### 4/5 — Super Application

*2026-08-08*

Superbe application pour le suivi de ces comptes. Il manque un filtre par catégorie et sous catégories dans les transactions et l’application serait parfaite. Je recommande vivement l’appli 👌🏾

### 5/5 — Best App

*2026-07-19, version 11.4.5*

#1 Application

### 5/5 — Very convenient app

*2026-07-18, version 11.4.5*

The interface is very user friendly and the reports are super useful without much knowledge of finance. Perfect for personal finances

### 5/5 — Excellent

*2026-07-08, version 11.4.4*

I love it, the best app, I’ve tried them all and this one has everything, it just lacks a banking connection to the United States and adds the ability to monitor my actions

### 5/5 — Franchement j’adore, j’ai acheté des version premium à 200 € et je regrette rien du tout

*2026-07-08*

Ça vaut vraiment le coup l’application est mise à jour régulièrement ça c’est une chose de positif. De plus on aime bien le fait de mettre une banque en ligne où nous gérer éventuellement. Ce qui est dommage c’est qu’il manque beaucoup de graphique facilement accessible autrement tous tes sympas là-dedans il y a juste un petit point à corriger c’est pour les objectifs. Cela crée des doublons. J’aurais aimé que les objectifs soient considérés à part et n’ont pas pris à partir des comptes.

**Developer response:** Bonjour, merci pour vos compliments et pour avoir pris le temps de partager votre avis. Je comprends votre point de vue sur le prix, mais vous parlez d'un achat à vie. Optez pour l'abonnement et voyez si vous l'appréciez et si elle vous aide vraiment.  Nous nous efforçons d'offrir une valeur exceptionnelle grâce aux fonctionnalités avancées de notre application. Soyez assuré que vos commentaires sont pris en compte lors de l'évaluation de nos offres. Nous espérons vous compter parmi nos utilisateurs et restons ouverts à vos suggestions pour mieux vous satisfaire.

### 5/5 — Aye

*2026-07-01*

Super salon

**Developer response:** Thanks a lot

### 5/5 — p

*2026-07-01, version 11.4.3*

p

### 5/5 — Helpful

*2026-06-29, version 11.4.3*

Helping for tackling where money is going but wish they had support for US bank accounts

### 2/5 — Does Not Sync

*2026-06-25, version 11.4.2*

I really liked it at first but it doesn’t sync properly across my devices so I just use it on my phone. The settings for Sync are the same across all devices but the amounts on iPad and Mac are not synced with my phone and each show difference balances. Very frustrating.

### 1/5 — Shame

*2026-06-13, version 11.4.2*

I really loved the look of this app and couldn’t wait to use it. Got my free subscription then found out I couldn’t add my bank accounts as I’m in the UK! Gutted. It would’ve rivalled the Emma App if if those in UK could use it!

## Frequently asked questions about MoneyCoach

### What does MoneyCoach do?

MoneyCoach is a comprehensive personal finance app designed to help users manage their spending, track bills, and build healthy financial habits. It aims to reduce financial stress, increase financial knowledge, and develop financial skills through features like personalized budgets and smart goals.

### What are the key features of MoneyCoach?

Key features include Family Sync for sharing data with others, Personalized Budgets to help save money, Smart Goals for financial development, Real-time Net Worth tracking, Credit Card Tracking with payment reminders, and Intuitive Reports to monitor progress. It also offers widgets for quick glances at budgets and goals.

### How much does MoneyCoach cost?

The app offers a free version with core functionalities. For enhanced features like syncing data across all Apple devices and unlimited personalized budgets, users can opt for MoneyCoach Premium, which is available through in-app purchases.

### What devices is MoneyCoach compatible with?

MoneyCoach is optimized for the latest iOS, iPadOS, macOS, and watchOS devices. It offers seamless data syncing across iPhone, iPad, Mac, and Apple Watch, and includes iPadOS-specific enhancements and a dedicated Mac version.

### Can I import my existing financial data into MoneyCoach?

Yes, MoneyCoach supports CSV Import, allowing you to import your data from any previous app or bank. This makes it easy to start your financial journey with the app without losing your historical data.

## Version history (last 5 releases)

### 11.4.6 — 2026-08-14

MoneyCoach 11.4.6 brings more personalization, faster everyday navigation, and improved reliability across transactions, reports, accounts, and bank connections.

WHAT'S NEW

- Added a large collection of searchable brand and category icons for accounts and categories.

IMPROVEMENTS

- Improved launch speed and responsiveness across settings, transactions, reports, and Overview.
- Enhanced transaction search summaries with live updates, hidden-amount support, and clearer dark-mode presentation.
- Improved account creation and editing so entered details and selected icons stay intact.
- Expanded and standardized Simplified Chinese translations across MoneyCoach experiences.
- Made connected-bank category changes and authorization recovery more reliable.

FIXES

- Fixed a crash that could affect some users when searching transactions.
- Fixed the account summary card disappearing after closing transaction search.
- Fixed search controls and promotional content remaining visible in the wrong state.
- Fixed manually selected icons occasionally being replaced automatically.
- Fixed premium access briefly appearing unavailable during launch transitions.
- Fixed account-entry issues that could reset in-progress changes.
- Fixed currency search dismissal during another screen transition.

### 11.4.5 — 2026-07-09

MoneyCoach 11.4.5 improves everyday account, transaction, widget, and Overview workflows.

WHAT'S NEW

- Renew bank connections directly from account lists and the Overview account card when action is needed.

IMPROVEMENTS

- Improved account and transaction menus so useful actions are available in more places.
- Refined the Daily Limit card with a cleaner layout and clearer remaining amount.
- Improved widget spacing and support for additional widget sizes.
- Polished sidebar spacing and the premium card on larger screens.
- Improved handling for temporary bank-provider outages and stalled syncs.
- Made bank reconnects and renewals better at matching the right accounts.

FIXES

- Restored Edit Account in transaction-list menus when viewing a specific account.
- Fixed transaction lists opened from reports so the right actions stay available.
- Fixed extra divider spacing in Overview expired-connection cards.
- Fixed dark-mode modal backgrounds in banking and transfer flows.

### 11.4.4 — 2026-07-05

This update focuses on more reliable bank connections and a smoother day to day experience.

- Bank account refreshes are more reliable, so balances and transactions are less likely to look out of date.
- Clearer reconnect prompts when a bank connection needs attention.
- Search is back in account transaction lists.
- New categories and subcategories are selected automatically after you create them.
- The Daily Limit card is clearer and easier to scan.
- Fixed reconnect issues that could create duplicate linked accounts.
- Updated wording and translations across the app.

### 11.4.3 — 2026-06-29

WHAT'S NEW

Smarter connected-bank syncing
MoneyCoach now syncs connected-bank transactions more reliably, keeping pending, booked, and updated activity in step.

Pending transaction filter
Added a filter to review transactions that have not fully settled yet.

Daily limit overview
Added a redesigned daily limit card with clearer status and more polished controls.

MoneyCoach AI Access on Mac
Added a new Mac-only sidebar entry for MoneyCoach AI, giving eligible users a clearer way to set up read-only AI access to their MoneyCoach data.

Goal Currencies
New goals can now use a dedicated currency, so saving targets are easier to set up when the goal is not in your main app currency.

IMPROVEMENTS

- Bank setup now explains transaction history limits more clearly when a bank cannot import older activity.
- Improved online banking refresh and renewal reliability, including clearer errors and better handling for updated transaction data.
- Improved budget details with daily budget information, clearer overspent copy, localized category names, and refreshed details after transaction edits.
- Improved Goal Coach with clearer guidance and quick insight cards for progress, timing, and next steps.
- Refined goal, net worth, budget, and upcoming bills widgets with more consistent typography, backgrounds, spacing, and dark mode presentation.
- Improved credit card details navigation after payments, transaction edits, and billing cycle drill-downs.
- Improved CSV import, quick entry, and amount parsing.
- Improved Mac Catalyst and visionOS screens.
- New installs now use a refreshed deep blue default accent color.

FIXES

- Fixed duplicate imports that could happen immediately after connecting a bank.
- Fixed connected-bank sync edge cases involving inactive, pending, and settled replacement transactions.
- Fixed automatic What's New presentation so it does not appear during a brand-new user's first local app session.
- Fixed transaction categorization so income and expense categories stay aligned with the transaction type.
- Fixed category repair behavior for older or cached transactions with mismatched category types.
- Fixed goal list refresh and edit flows so created, edited, reordered, and archived goals update more reliably.
- Fixed goal end-date handling so selected dates stay valid.
- Fixed custom goal currencies in widgets.
- Fixed budget period, daily limit, and daily message behavior in several edge cases.

### 11.4.2 — 2026-06-09

## What’s New

- Account editing now updates save states and credit card reminders more immediately.
- Transaction search now runs when tap the submit button, not on every keystroke.
- Wallet/App Intent amount parsing now handles more decimal separators correctly.

- Budget widgets now match the app more reliably, including totals, currency precision.
- Budgets got several fixes for classic expense counts, duplicate suggestions, delete confirmations, and detail screens.
- Online banking is smoother, with cleaner account headers and more reliable synced category handling.

If MoneyCoach helps, please consider leaving a quick rating or review.

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## More apps by MoneyCoach UG

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All apps by MoneyCoach UG: https://appshunter.io/developer/1170891449

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
