# Moneyfold: Expense Tracker — Private Budget & Bill Planner

> Private iPhone app for budgeting, expense tracking, and subscription management. (iPhone/iPad app by Pavle Pejic.)

- Source: https://appshunter.io/ios/app/moneyfold-expense-tracker/id6794666886 (this page in markdown: same URL + `.md`)
- Developer: [Pavle Pejic](https://appshunter.io/developer/6794666888)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.0 · 11 MB
- Languages: American English, Hindi
- Released: 2026-08-02
- Data updated: 2026-10-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/moneyfold-expense-tracker/id6794666886/reviews.md

## What is Moneyfold?

Moneyfold shows how much is safe to spend after bills, subscriptions, and upcoming expenses—without connecting your bank.

NO BANK CONNECTION REQUIRED
Track your finances privately without sharing bank credentials or creating an account. Your financial information stays on your device.

BUDGET CYCLES AND CALENDAR
Plan each budget cycle, see what remains available, and view recorded transactions and upcoming recurring items in a clear calendar.

INCOME, EXPENSES, AND SUBSCRIPTIONS
Record expenses, income, transfers, and balance adjustments. Keep subscriptions and recurring expenses together, see upcoming renewal dates, and review monthly or yearly totals for each currency.

RECEIPTS AND HISTORY
Moneyfold Plus can capture and attach receipt images. Search transaction history and use statistics to understand recurring spending patterns.

MONEYFOLD PLUS
Moneyfold Plus includes iCloud sync, the full statistics set with PDF export, goals, receipt attachments, and Budget and category widgets.

Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel subscriptions in your Apple Account settings.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://moneyfold-support.pavlepejic.chatgpt.site/privacy

## Key features

- Expense tracking
- Monthly budgeting
- Subscription management
- Financial calendar
- Private data handling
- Receipt scanning
- iCloud sync

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/moneyfold-expense-tracker/id6794666886/reviews.md

### 5/5 — Best app ever

*2026-08-11*

Does exactly what's expected

## Frequently asked questions about Moneyfold

### Does Moneyfold have ads?

No, Moneyfold is designed to be private and does not include advertisements or tracking.

### How much does Moneyfold cost?

Moneyfold is available for free, with optional in-app purchases for additional features or content.

### What devices does Moneyfold support?

Moneyfold is compatible with iPhone and iPad devices.

### Is Moneyfold secure?

Yes, Moneyfold is private by design, requiring no account, no bank connection, and the developer does not collect your financial data.

### How often is Moneyfold updated?

The latest version, 2.0.1, was released on August 16, 2026, indicating regular updates to the application.

### What is the age rating for Moneyfold?

Moneyfold has an age rating of 4+, making it suitable for a wide range of users.

### Can I sync my data with Moneyfold?

Yes, Moneyfold includes iCloud sync to keep your financial data consistent across your devices.

### Does Moneyfold connect to my bank?

No, Moneyfold is built for users who want a clear financial record without giving access to their bank account; it does not connect to banks.

## Version history (last 5 releases)

### 2.0.2 — 2026-09-24

- Preview Moneyfold with a ready-made sample budget.
- Reach your safe-to-spend amount faster with a simpler setup.
- Improved onboarding and a clearer Moneyfold Plus experience.
- Better regional defaults and reliability improvements.

### 2.0.1 — 2026-08-16

Moneyfold 2.0.1 makes everyday money management clearer and less intrusive:

• New budget cycles now ask whether you want to keep your current budget or set a new amount.
• Daily calendar views show spending and income separately, so incoming money no longer hides what you spent.
• Recurring items can now repeat daily — useful for expenses such as daily advertising budgets.
• The Plus offer appears once, after initial setup, instead of interrupting the start of onboarding.
• Attached receipt photos can now be removed with a single tap.
• Plus plans now show the monthly option first, while Lifetime clearly explains that it also supports Moneyfold’s continued development.

This update also includes smaller fixes and refinements throughout the app.

### 2.0 — 2026-08-11

Moneyfold 2.0 is a complete rebuild — same private, offline ledger, a fresh design throughout.

- Home, Budget, Statistics and Calendar redesigned
- Budget now splits into Flexible, Committed and Intention, with carry-over from the cycle before
- Subscriptions get a 30-day timeline and an honest yearly total, per currency
- Quick Entry (beta): describe or dictate a transaction and confirm the draft, entirely on-device
- Receipt scanning, goals, and iCloud sync for those on Plus

As always: no bank links, no account, no ads, and every currency stays its own — never converted, never summed.

### 1.0.1 — 2026-08-05

• Home Screen Quick Actions and Siri shortcuts — add an expense, add income,
  or open your subscriptions without opening the app first.
• A searchable currency picker, with correct decimal handling per currency.
• Subscriptions are now grouped by billing cadence, each with its own total.
• The Home calendar collapses to just this week, and stays how you left it.
• Transactions: amounts now line up in one column, the month selector is
  centered, and the monthly summary no longer cuts off long numbers.
• Subtle press feedback on rows, clearer loading states, and steadier
  spacing throughout.

### 1.0 — 2026-08-02

No release notes.

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## More apps by Pavle Pejic

- [BebaFeed — Baby Tracker](https://appshunter.io/ios/app/bebafeed-baby-tracker/id6798668756)
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All apps by Pavle Pejic: https://appshunter.io/developer/6794666888

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-01.*