# Moneyfy: SIP, MF, ELSS & Loans — Loans, Stocks, FD, ELSS & SIPs

> All-in-one app for investing, loans, and financial management. (iPhone/iPad app by TATA CAPITAL FINANCIAL SERVICES LIMITED.)

- Source: https://appshunter.io/ios/app/moneyfy-sip-mf-elss-and-loans/id1479549912 (this page in markdown: same URL + `.md`)
- Developer: [TATA CAPITAL FINANCIAL SERVICES LIMITED](https://appshunter.io/developer/992081019)
- Category: Finance
- Price: Free
- Rating: 4.00/5 from 5 App Store ratings · 25 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 96 MB
- Languages: American English
- Released: 2020-03-04
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/moneyfy-sip-mf-elss-and-loans/id1479549912/reviews.md

## What is Moneyfy?

Simplify investing with Moneyfy. Tata Capital’s Moneyfy App has a simple interface and secure data, making Moneyfy one of the best investment apps. Whether you’re making a one-time investment or a Systematic Investment Plan (SIP), enjoy a hassle-free 100% digital interface with just a few taps.
 
Fed up with complicated online investment apps? Moneyfy is here to make your life easier. No more confusing jargon – we've made it a super simple investment app for you.
 
Overview
Moneyfy by Tata Capital is your complete online investment app. Invest in Mutual funds and SIPs that match your risk tolerance and financial needs. Moneyfy lets you compare, assess, and track performance for hand-picked schemes. Also, never miss a due date and pay bills on the go!
 
● Want to make your money grow? 
Explore a curated selection of top-performing mutual funds (backed by Morning Star & Value Research ratings) & invest with confidence. You can also diversify by investing in corporate FDs & stocks.
 
Moneyfy offers goal-based tools to help beginners maximise returns. Start investing in MF’s and SIPs with expert guidance on the Moneyfy App.
 
You can invest in all types of mutual funds and SIPs, such as:
- Equity funds
- Hybrid funds
- Debt funds
- ELSS Mf
 
● SIPs on your mind? Here’s the ultimate mutual fund and SIP app.
Easily manage MFs and SIPs from a single dashboard. Systematic withdrawal lets you earn frequently. If you haven't tried the SIP calculator yet, do so now and customise your investments to long-term goals.
 
-Why Moneyfy?
Over 1,000,000+ Users Trust Moneyfy.
Moneyfy offers comparison & scanner tools, auto-pay, & a portfolio dashboard to start your investing journey.
• Responsive and intuitive UI
• Beginner-friendly
• Manage all your finances on a single platform - lumpsum investments, loans, credit cards, MF’s, SIPs, Fixed deposits, and more.
• View, modify, and manage your portfolio- anytime, anywhere!
• Your financial details are safe with us
• Customer support for all your queries
 
- Need a loan? 
No worries. Moneyfy simplifies credit applications. Forget the tough process of paperwork & long approval times! Get quick online credit with flexible eligibility & low interest rates. Through this app, you can avail:
● Instant online loans
● Personal loan
● Home loan
● Business loan
 
Download the app now and take control of your financial future. With just a few taps, you can start your journey towards financial freedom!
 
Personal Loans:
Tenures from 61 days to 84 months
Attractive Interest Rates from 10.99% to 85% APR (Annual Percentage Rate)
Use the EMI calculator to simplify your EMI payments.
Example of repayment calculation for a personal loan:
Amount - Rs. 5 Lakhs
Tenure - 2 Years
Interest Rate - 14%
Processing Fee - 2%
Monthly EMI = Rs. 24,006
Total repayment (Principal + Interest + Fees) = Rs. 5,86,155
 
NBFC Partners:
Tata Capital Limited
Whizdm Finance Private Limited (Moneyview)
Bhanix Finance and Investment Limited (CASHe)
Earlysalary Services Private Limited (Fibe)
Krazybee Services Private Limited (Kreditbee)
Loantap Credit Products Private Limited (LoanTap)
Mpokket Financial Services Private Limited (mPokket)
 
AMC partners:
Tata Mutual fund
ICICI Prudential Mutual fund
Quant Mutual fund
HDFC Mutual fund
Axis mutual fund
PPFAS Mutual fund
Mirae Mutual fund
SBI mutual fund
Kotak Mutual fund
Motilal Oswal Mutual fund
 
Have queries?
Visit: https://www.tatacapital.com/moneyfy
 
Mutual Fund and SIP Investments are Subject to Market Risks. Please read all scheme-related documents carefully before investing.
 
Office Address:
11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013.

## Key features

- Invest in mutual funds and SIPs
- Compare and track investment performance
- Apply for personal, home, and business loans
- Manage FDs and stocks
- Goal-based investment tools
- Portfolio dashboard
- Bill payments

## Recent user reviews (10 of 25)

All indexed reviews: https://appshunter.io/ios/app/moneyfy-sip-mf-elss-and-loans/id1479549912/reviews.md

### 5/5 — Moneyfy - Keep Loving More

*2025-03-20*

Glad to see that there are all kinds of investment options , MF and now loans being added in one platform. Good to see lot of Usability added , great user experience and kudos to Tata Capital team! Keep giving us more and we love you more !

**Developer response:** Hi Santhosh, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — Easy to use

*2024-04-03*

Moneyfy is an convenient way to keep your money safe and it is a top notch financial app that makes starting sips easier. It's easier to set up and track investments with its friendly interface the budget tracking feature is excellent and helps to budget your money more efficiently and effectively

**Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — Extremely helpful

*2024-04-03*

Moneyfy’s expense categorization feature has helped me gain a better understanding of my spending habits. Being able to see exactly where my money is going each month has empowered me to make smarter financial decisions.

**Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — Nice

*2024-03-31*

I appreciate how responsive Moneyfy’s development team is to user feedback. It’s clear that they’re committed to continuously improving the app and adding new features based on user suggestions. It’s refreshing to see a company that truly listens to its customers.

**Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — App review

*2024-03-30*

Moneyfy has simplified my financial life! I love how it brings all my accounts together in one place, giving me a comprehensive view of my finances. The goal tracking feature has motivated me to save more and achieve my financial goals faster. Highly recommend!

**Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — Five stars well deserved!

*2024-03-28*

Moneyfy is more than just a finance app—it’s a financial coach in your pocket. Its intuitive interface, personalized recommendations, and powerful budgeting tools have helped me achieve my financial goals faster than I ever thought possible. Moneyfy gets five stars from me!

**Developer response:** Hi Hansika, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — Def recommended

*2024-03-28*

Moneyfy has made managing my finances a pleasure rather than a chore. Its sleek design and intuitive features have made it easy for me to stay on top of my spending and savings goals. I recommend Moneyfy to anyone looking to improve their financial health.

**Developer response:** Hi Vidushi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — Very happy with the app so far

*2024-03-28*

Moneyfy has been a game-changer for me and my family. Its ability to sync accounts and track spending in real-time has helped us stay on budget and prioritize our financial goals. We're grateful for Moneyfy's role in helping us achieve financial stability.

**Developer response:** Hi Kritika, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — Review

*2024-03-07*

Tata capital moneyfy is good and trustable app.I would recommend everyone to use this app. A very amazing app with great features and very beginner friendly, I would recommend it to everyone who is interested in doing any kind of investment and want to know about even people from the older generation can use it effectively, the virtual assistant is amazing as well, with great and to the point responses.

**Developer response:** Hi Aditi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

### 5/5 — User friendly

*2024-03-03*

User-friendly interface makes navigating this app a breeze. Simple design and intuitive controls make it easy for anyone to use. Say goodbye to confusion with this effortlessly accessible app.

**Developer response:** Hi Vardaan, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again!

## Frequently asked questions about Moneyfy

### What does Moneyfy do?

Moneyfy is a comprehensive financial app that simplifies investing and loan applications. You can invest in mutual funds, SIPs, stocks, and fixed deposits, and also apply for personal, home, and business loans through a single platform.

### What are the key investment features?

Key investment features include the ability to invest in various types of mutual funds (equity, hybrid, debt, ELSS) and SIPs, compare and track scheme performance, use goal-based tools, and manage your portfolio from a single dashboard. It also offers tools like a SIP calculator.

### What types of loans can I apply for?

You can apply for instant online personal loans, home loans, and business loans. The app aims to simplify the credit application process with flexible eligibility and competitive interest rates.

### Is Moneyfy free to use?

Yes, the application is free to download and use. The description does not mention any subscription fees or in-app purchases for core functionalities.

### Who is Moneyfy for?

Moneyfy is designed for individuals who want a user-friendly and secure platform to manage their investments and financial needs, including beginners looking to start investing or those needing quick access to loans.

## Version history (last 5 releases)

### 1.0.93 — 2025-10-31

We have enhanced the app for a smoother, faster experience. Bugs have been fixed to improve stability and ensure everything runs seamlessly. Enjoy a more reliable and efficient Moneyfy experience with this update!

### 1.0.92 — 2025-09-04

We have enhanced the app for a smoother, faster experience. Bugs have been fixed to improve stability and ensure everything runs seamlessly. Enjoy a more reliable and efficient Moneyfy experience with this update!

### 1.0.91 — 2025-08-01

We have enhanced the app for a smoother, faster experience. Bugs have been fixed to improve stability and ensure everything runs seamlessly. Enjoy a more reliable and efficient Moneyfy experience with this update!

### 1.0.90 — 2025-06-02

Enjoy improved security and smoother transactions across the platform.
Our loan application process is now faster and more efficient, powered by strategic loan partners.
 
We’ve also made changes to our KYC process as per the latest regulations—making it quicker and easier for you.

### 1.0.89 — 2025-03-24

Seamless on-boarding and superior user experience

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All apps by TATA CAPITAL FINANCIAL SERVICES LIMITED: https://appshunter.io/developer/992081019

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*
