# Moneyfy: SIP, MF, ELSS & Loans — user reviews > 25 indexed App Store user reviews of Moneyfy by TATA CAPITAL FINANCIAL SERVICES LIMITED, rated 4.00/5 from 5 ratings. - Source: https://appshunter.io/ios/app/moneyfy-sip-mf-elss-and-loans/id1479549912/reviews - App overview in markdown: https://appshunter.io/ios/app/moneyfy-sip-mf-elss-and-loans/id1479549912.md - Rating breakdown: 5★ 3 · 4★ 1 · 3★ 0 · 2★ 0 · 1★ 1 ## Newest reviews (13 of 25) ### 5/5 — Honest *2024-03-02* The app's user-friendly interface simplifies budgeting, and the investment tracking tools offer a comprehensive overview of my portfolio. The educational resources are a bonus, providing valuable insights into smart financial planning. Moneyfy has truly empowered me to take control of my money and build a secure financial future. **Developer response:** Hi Divyansh, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Very useful *2024-02-18* Very user friendly app for people looking to invest into SIPs or in general. It gives a lot of investment options, and the best part is the investments can be customised as per our requirement. Definitely recommend to check it out! **Developer response:** Hi Samina, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Easy to use *2024-01-23* Moneyfy is an convenient way to keep your money safe and it is a top notch financial app that makes starting sips easier. It’s easier to set up and track investments with its friendly interface the budget tracking feature is excellent and helps to budget your money more efficiently and effectively **Developer response:** Hi Urvi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Great app for beginner as well as intermediate investors!! *2023-09-28* Really easy to learn and use ### 5/5 — Review *2023-09-27* This app is a game-changer, offering seamless access to team insurance benefits, empowering our workforce. It simplifies health insurance management, keeping us covered and stress-free. With life insurance options, it ensures our family's future security. Plus, it provides expert guidance to grow money through the best mutual funds, enhancing our financial well-being. Highly recommended! **Developer response:** Hi Dilraj, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Amazing Experience *2023-09-24* Moneyfy app is a comprehensive financial tool that allows users to easily manage their investments and insurance needs, offering features like term, health, and life insurance, as well as the ability to grow money through the best mutual funds. Its goal-based investment tools, including an SIP calculator, make planning and starting SIPs online a breeze. **Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Simple and user friendly *2023-07-22* Monefy is an extremely convenient way for all your financial needs. Its an extremely easy process to get approved for loans and credit cards, or to calculate investments. It is also a great deal helpful when it comes to motor or home insurance 👍🏼👍🏼👍🏼 **Developer response:** Hi Kabir, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Great app *2023-07-22* The Moneyfy app is a one-stop solution for all my financial needs. I can invest in various products, buy insurance, get loans and credit cards, and save tax with this app. The app is easy to use, secure and helpful. It also has calculators and a portfolio tracker. I love the Moneyfy app and its services. **Developer response:** Hi Abhinav, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Review *2023-07-22* the user interface is the best i have seen so far also the app have each and every type of loan for eg travel personal etc i will suggest it to everone also has tools like emi calculator and other related online services **Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — SIP *2023-07-20* Monefy is a top-notch financial app that makes starting SIPs a breeze. With its user-friendly interface, it's easy to set up and track investments. The budget tracking feature is excellent, ensuring you stay on top of your finances. Overall, a highly recommended app for those looking to manage their finances and start SIPs efficiently. **Developer response:** Hi Deepak, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Feedback *2022-08-09* the user interface is the best i have seen so far also the app have each and every type of loan for eg travel personal etc i will suggest it to everone also has tools like emi calculator and other related online services ### 5/5 — Great & helpful! *2022-06-15* I’m a really indecisive person but this app has really helped me make solid decisions quickly. Would definitely recommend **Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Awesome and user friendly App!! *2021-08-04* The interface of this app is very nice. It has a great look and feel, very easy to navigate and use. I got accustomed to moneyfy app after just a few uses. **Developer response:** Hi Pragati, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ## Most critical reviews (10 lowest-rated) ### 1/5 — Why expense ratio is more in Moneyfy in comparison with Zerodha / Upstox? *2021-12-31* My name is Rama Naidu Kolasani and I’m part of TATA Group. TATA Group is well know for Trust. If anybody feels that I gave false feedback then you can compare my feedback with other brokerage platforms. In fact, I would like to give zero rating. I gave one start rating as TATA Capital MoneyFy is looting investors by charging more expense ratio (approx. 5 times more). 1. Why expense ratio is more in Moneyfy in comparison with Zerodha / Upstox? 2. Why are you looting investors by charging more expense ratio? For example, let’s consider TATA Digital India Fund. Expense ratio: A. Moneyfy - 2.02% B. Upstox (Backed by Mr. Ratan TATA Sir) - 0.41% C. Zerodha (Coin) - 0.41% Until Moneyfy stops looting investors with too much expense ratio, Moneyfy won’t grow as like other brokerage platforms. Trust is important here. **Developer response:** Hi KOLASANI RAMA NAIDU, As per our internal update, we understand that your issue is resolved and the solution was satisfactory. Please do reach out at moneyfycare@tatacapital.com or call us at 18602661996 for any queries or future assistance. Always! Happy to help. ### 1/5 — Beware of commissions this app charges *2021-07-24* I was very disappointed looking at the funds which this app is offering. It’s offering mostly Regular funds and not many direct plans. Regular funds comes with brokerage commissions which you will be paying to this app every month. In long run it will sum to be crore and in many cases lakh. I would rather continue with zerodha coin app which gives commission less purchase option. Anyone looking to invest via this app please do our own due diligence. **Developer response:** Hi winterisover, we're so sorry to hear that and would love to sort this out for you. Please drop us an email with your contact details at moneyfycare@tatacapital.com. We will have our Customer Care Executives get in touch with you at the earliest to provide you with a solution. Thank you! ### 5/5 — Moneyfy - Keep Loving More *2025-03-20* Glad to see that there are all kinds of investment options , MF and now loans being added in one platform. Good to see lot of Usability added , great user experience and kudos to Tata Capital team! Keep giving us more and we love you more ! **Developer response:** Hi Santhosh, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Easy to use *2024-04-03* Moneyfy is an convenient way to keep your money safe and it is a top notch financial app that makes starting sips easier. It's easier to set up and track investments with its friendly interface the budget tracking feature is excellent and helps to budget your money more efficiently and effectively **Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Extremely helpful *2024-04-03* Moneyfy’s expense categorization feature has helped me gain a better understanding of my spending habits. Being able to see exactly where my money is going each month has empowered me to make smarter financial decisions. **Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Nice *2024-03-31* I appreciate how responsive Moneyfy’s development team is to user feedback. It’s clear that they’re committed to continuously improving the app and adding new features based on user suggestions. It’s refreshing to see a company that truly listens to its customers. **Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — App review *2024-03-30* Moneyfy has simplified my financial life! I love how it brings all my accounts together in one place, giving me a comprehensive view of my finances. The goal tracking feature has motivated me to save more and achieve my financial goals faster. Highly recommend! **Developer response:** Hi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Five stars well deserved! *2024-03-28* Moneyfy is more than just a finance app—it’s a financial coach in your pocket. Its intuitive interface, personalized recommendations, and powerful budgeting tools have helped me achieve my financial goals faster than I ever thought possible. Moneyfy gets five stars from me! **Developer response:** Hi Hansika, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Def recommended *2024-03-28* Moneyfy has made managing my finances a pleasure rather than a chore. Its sleek design and intuitive features have made it easy for me to stay on top of my spending and savings goals. I recommend Moneyfy to anyone looking to improve their financial health. **Developer response:** Hi Vidushi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — Very happy with the app so far *2024-03-28* Moneyfy has been a game-changer for me and my family. Its ability to sync accounts and track spending in real-time has helped us stay on budget and prioritize our financial goals. We're grateful for Moneyfy's role in helping us achieve financial stability. **Developer response:** Hi Kritika, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ## Most praised reviews (2 highest-rated) ### 5/5 — Review *2024-03-07* Tata capital moneyfy is good and trustable app.I would recommend everyone to use this app. A very amazing app with great features and very beginner friendly, I would recommend it to everyone who is interested in doing any kind of investment and want to know about even people from the older generation can use it effectively, the virtual assistant is amazing as well, with great and to the point responses. **Developer response:** Hi Aditi, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! ### 5/5 — User friendly *2024-03-03* User-friendly interface makes navigating this app a breeze. Simple design and intuitive controls make it easy for anyone to use. Say goodbye to confusion with this effortlessly accessible app. **Developer response:** Hi Vardaan, we're so glad to see you loving the Moneyfy experience! As we try to develop and grow, feel free to spread the word & get your friends and family to join the Moneyfy crew. Thanks again! --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*