# MoneyKu: AI Expense Tracker — Household Budget Planner

> AI expense tracker, budget planner, and shared finance organizer with OCR and sync. (iPhone/iPad app by Jacky Wijaya.)

- Source: https://appshunter.io/ios/app/moneyku-ai-expense-tracker/id6752487484 (this page in markdown: same URL + `.md`)
- Developer: [Jacky Wijaya](https://appshunter.io/developer/1839438774)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 128 MB
- Languages: American English, Arabic, Bangla, Danish, Dutch, Filipino, French (France), German (Germany), Gujarati, Hausa and 25 more
- Released: 2025-10-23
- Data updated: 2026-08-30
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/moneyku-ai-expense-tracker/id6752487484/reviews.md

## What is MoneyKu?

MoneyKu is an AI-powered expense tracker, money manager, and household budget planner built for real everyday spending. Log expenses by chat, voice, receipt scan, email receipt import, share extension, or iOS Shortcuts, then keep your budgets, wallets, savings goals, and shared finances organized in one offline-first app.

Track personal finance on your terms. Use MoneyKu for daily expenses, family spending, split bills with roommates, or a shared ledger with a partner. It works fully offline and syncs across devices when you are back online.

AUTOMATIC LOGGING
- AI chat assistant records transactions and answers spending questions
- Voice input lets you speak a transaction
- Receipt scanner with OCR extracts details from receipt photos
- Forward email receipts to your unique MoneyKu address for automatic extraction
- Share receipts, images, and PDFs from other apps into MoneyKu
- Use iOS Shortcuts to automate entries

BUDGETS, WALLETS & GOALS
- Track income and expenses with calendar view, search, and filters
- Organize cash, bank, and e-wallet balances with multiple wallets
- Move money between wallets, including cross-currency transfers with a transfer exchange rate and optional fee
- Create recurring transactions with schedules and optional reminders
- Set category budgets, monitor progress, and get alerts
- Build savings goals with presets, custom goals, and milestones
- Use pre-built categories or create your own

SHARED MONEY MADE CLEAR
- Create split bill groups, divide expenses, track balances, and settle up
- Include ghost members who do not have the app
- Invite others to co-manage a shared ledger
- Review activity history and react to shared updates

INSIGHTS & REPORTS
- View daily, weekly, monthly, and yearly spending breakdowns
- Compare income and expenses with dashboard charts
- Get AI insights with monthly summaries, trends, and tips
- Export your data as CSV, spreadsheet, or PDF

PERSONALIZED FOR YOUR ROUTINE
- Choose from 34 color themes and light, dark, or system appearance
- Pick a cat avatar and background
- Add home-screen widgets with live balance
- Secure MoneyKu with a 6-digit PIN, Face ID, Touch ID, and auto-lock
- Use MoneyKu in 35 languages
- Unlock achievements and use referrals

AI chat and email receipt import include monthly free limits, with higher limits and unlimited AI chat and insights on Premium.

MoneyKu helps you replace scattered notes and manual spreadsheets with a simple budget tracker, receipt scanner, bill organizer, and finance tracker for personal and shared money.

Privacy Policy: https://www.moneyku.com/privacy-policy
Terms of Use: https://www.moneyku.com/terms-of-service

## Key features

- AI expense logging via chat and voice
- Receipt scanning with OCR
- Email receipt import
- Shared finances and split bills
- Budgeting and savings goals
- Offline-first operation with sync
- Detailed spending insights and reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| MoneyKu VIP Annual | $19.99 | per year |
| MoneyKu VIP Monthly | $2.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| MoneyKu VIP Lifetime | $59.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/moneyku-ai-expense-tracker/id6752487484/reviews.md

### 5/5 — Génial, parfait ia performance

*2026-02-02*

Je recommande vivement cette application enfin facile d’ajouter ses comptes par la voix et grâce à Alia tout est parfait. C’est absolument génial et Dieu sait que j’en ai acheté des applications pour suivre mon budget. Celui-là c’est le top du top.

**Developer response:** Merci beaucoup pour votre retour, ça nous fait super plaisir 🙏
Ravis que l’ajout par la voix et Alia vous plaisent autant — c’est exactement le but 💛
N’hésitez pas si vous avez des idées pour améliorer encore l’app !

## Frequently asked questions about MoneyKu

### What is MoneyKu?

MoneyKu is an AI-powered expense tracker designed to help you manage personal and shared finances. It allows you to log expenses through various methods like chat, voice, receipt scanning, and email import, while also organizing budgets, wallets, and savings goals.

### How does MoneyKu handle shared finances?

MoneyKu enables you to create split bill groups, divide expenses, track balances, and settle up with others. You can even include 'ghost members' who don't have the app installed and invite others to co-manage a shared ledger.

### What are the AI features in MoneyKu?

MoneyKu features an AI chat assistant that records transactions and answers spending questions. It also provides AI insights with monthly summaries, trends, and tips to help you understand your financial habits better.

### Can I use MoneyKu offline?

Yes, MoneyKu is an offline-first app, meaning it functions fully without an internet connection. It syncs your data across devices once you are back online.

### What are the subscription options for MoneyKu?

MoneyKu offers a VIP subscription with monthly ($2.99/P1M) and annual ($19.99/P1Y) plans. The annual plan includes a 7-day free trial.

### Is MoneyKu suitable for all ages?

MoneyKu has an age rating of 4+, making it accessible for a wide range of users. It is designed to be user-friendly for managing everyday spending.

### How often is MoneyKu updated?

The latest version of MoneyKu is 1.27.0, and it was last updated on June 11, 2026. This indicates a commitment to regular updates and improvements.

### What languages does MoneyKu support?

MoneyKu is available in 35 languages, making it a globally accessible tool for users from diverse linguistic backgrounds.

## Version history (last 5 releases)

### 1.29.1 — 2026-08-13

What's New in MoneyKu

Scan a stack of receipts
Scan several receipts in one go, then review them one by one.

Your wallets, your order
Drag wallets into the order you want, and choose whether transfers show on Home.

Open "Others" and "Unknown"
Tap them in Insights to see exactly which transactions are inside.

Fixes
Filters work again, editing a transaction shows the right amount, and typing in Chinese, Japanese and Korean no longer resets.

### 1.29.0 — 2026-08-08

What's New in MoneyKu

**Wallet exports**
Export selected wallets to CSV or Excel, now with a Wallet column.

**Profile overview**
See usage stats and a total summary directly in your profile.

**Smarter transactions**
New entries use your active wallet, and same-currency transfers no longer show exchange rates.

**Interface polish**
Feedback and support screens are easier to navigate.

### 1.28.0 — 2026-07-06

What's New in MoneyKu

**Home Screen Widgets**
Put Balance, Balance & Expense, and Month Flow widgets on your home screen.

**Help & Support, Built In**
Message our team, add a screenshot, and follow replies in the app.

**Custom Amount Colors**
Pick your own colors for income and expenses.

**Reset & Account Controls**
Clear transactions, reset your data, or delete your account.

### 1.27.0 — 2026-06-11

What's New in MoneyKu

**Redesigned Add Transaction**
A cleaner entry screen — amount, category, wallet, date, notes and merchant all in one place.

**Pick Your Layout**
Add transactions as a grid, list, or the new simple form. Choose it in Customize.

**Calculator Built In**
Do quick math in the amount field — type 50,000 + 12,000 and see the total instantly.

### 1.26.0 — 2026-05-24

What's New in MoneyKu

**Home Screen**
Your feed now combines transactions, shared bills, and pending updates chronologically.

**Splits & Settlements**
You can now split recurring transactions and auto-create matching transactions for settlements.

**Shared Wallets**
Shared accounts now clearly display wallet owners and let you bulk-edit ownership.

**More Languages**
Added full support for Traditional and Simplified Chinese.

## Apps similar to MoneyKu

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [WantToDollar - Expense Tracker](https://appshunter.io/ios/app/wanttodollar-expense-tracker/id6752592781) | — | Free | Finance |
| [Budget & Money Manager AI](https://appshunter.io/ios/app/budget-and-money-manager-ai/id6741738414) | — | Free | Finance |
| [Kiki - Money Expense Tracker](https://appshunter.io/ios/app/kiki-money-expense-tracker/id6748467316) | — | Free | Finance |
| [Exspendse: AI Expense Tracker](https://appshunter.io/ios/app/exspendse-ai-expense-tracker/id6756155741) | — | Free | Finance |
| [Expense Manager รายรับรายจ่าย](https://appshunter.io/ios/app/expense-manager/id6760251796) | — | Free | Finance |
| [Duit: Personal Expense Tracker](https://appshunter.io/ios/app/duit-personal-expense-tracker/id6752782415) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*