# MoneyLens AI: Budget Planner — AI Budget · No Bank Login > AI-powered financial analysis from statements and screenshots, no bank login needed. (iPhone/iPad app by Fma Enterprises.) - Source: https://appshunter.io/ios/app/moneylens-ai-budget-planner/id6794596561 (this page in markdown: same URL + `.md`) - Developer: [Fma Enterprises](https://appshunter.io/developer/1847793897) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 35 MB - Languages: American English - Released: 2026-09-11 - Data updated: 2026-11-06 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/moneylens-ai-budget-planner/id6794596561/reviews.md ## What is MoneyLens AI? MoneyLens AI turns your bank statements and screenshots into a clear picture of your money — without connecting your bank account. Upload a PDF statement or screenshot and let AI organize your transactions, understand your spending, and surface useful insights. SEE YOUR SPENDING • Automatically organize your transactions • See spending by category • Understand monthly spending trends • Build and manage your budget TRACK YOUR CREDIT CARDS • Track card balances and payments • Monitor minimum payments • Keep track of payment due dates • Stay ahead of upcoming bills UNDERSTAND YOUR WEALTH • Track your net worth • View assets and liabilities • Track loans and debt • Understand your financial progress over time ASK AI ABOUT YOUR MONEY Ask questions about your spending, budget, cards, debt, and financial trends. Get answers and insights that help you better understand where your money is going. SHARE WITH YOUR HOUSEHOLD Invite your partner and manage your household finances together. NO BANK LOGIN REQUIRED You don't need to give MoneyLens your bank username or password. Upload the statements or screenshots you choose to analyze and keep control of what you share. YOUR MONEY. YOUR LENS. Use MoneyLens AI across iPhone, Android, and web with the same account. FREE Track your spending Create budgets Upload statements Track net worth Manage cards Household sharing MONEYLENS PRO Advanced AI insights AI chat AI alerts Advanced analysis Additional imports/features ## Key features - AI transaction organization - Spending categorization - Budget building and management - Credit card tracking - Net worth calculation - Household financial sharing - AI financial insights ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | MoneyLens Pro | $12.99 | per month | ## Is MoneyLens AI safe? Not enough ratings yet to assess MoneyLens AI. ## Is MoneyLens AI legit? MoneyLens AI: Budget Planner appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for MoneyLens AI is 65 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/moneylens-ai-budget-planner/id6794596561/reviews.md ### 5/5 — Great privacy first app for budgeting! *2026-09-30* Love that one didn’t need to connect with third party service and give credentials. ### 5/5 — Simple and Actually Useful *2026-09-25* Clean design, easy to use, and I don’t have to manually enter every transaction. I uploaded my statement and was able to understand my spending much faster. Definitely a useful finance app. ## Frequently asked questions about MoneyLens AI ### What is MoneyLens AI? MoneyLens AI is a finance app that uses artificial intelligence to analyze your bank statements and screenshots, helping you understand your spending, manage budgets, and track your net worth without needing to connect your bank account. ### How does MoneyLens AI work without bank login? You can upload PDF statements or screenshots of your financial data directly to the app. The AI then processes this information to organize transactions and provide insights, ensuring your bank credentials remain private. ### What are the features of the free version of MoneyLens AI? The free version allows you to track spending, create budgets, upload statements, monitor your net worth, manage credit cards, and share finances with your household. It offers core functionalities for basic financial overview. ### What does MoneyLens Pro offer? MoneyLens Pro unlocks advanced features such as advanced AI insights, an AI chat assistant for financial queries, AI alerts for important financial events, and additional import capabilities. It provides deeper analysis and proactive financial management. ### How much does MoneyLens Pro cost? MoneyLens Pro is available via subscription at $12.99 per month. This plan provides access to all the advanced features designed for more in-depth financial management and AI-driven assistance. ### Is MoneyLens AI safe to use? Yes, MoneyLens AI is designed with security in mind, especially by not requiring bank logins. You control which statements and screenshots you upload, keeping your sensitive banking information private and secure. ### What devices does MoneyLens AI support? MoneyLens AI is available across iPhone, iPad, and iPod devices. You can use the same account to manage your finances on multiple Apple devices, ensuring continuity. ### How often is MoneyLens AI updated? The app was last updated on September 19, 2026, with version 1.1. This indicates a recent update, suggesting ongoing development and support for the application. ## Version history (last 3 releases) ### 1.2.0 — 2026-10-07 What’s New in MoneyLens AI New onboarding experience We’ve added new onboarding pages to help you get started with MoneyLens AI and understand how it can simplify your budgeting and finances. iOS improvements Fixed several iOS issues and made improvements for a smoother, more reliable experience. Thanks for using MoneyLens AI! ### 1.1 — 2026-09-19 Welcome to MoneyLens AI! Track your spending, budgets, cards, net worth, and more — without connecting your bank account. Upload a statement or screenshot and let AI organize your finances. ### 1.0 — 2026-09-11 No release notes. ## Apps similar to MoneyLens AI | App | Rating | Price | Category | | --- | --- | --- | --- | | [Owed.today](https://appshunter.io/ios/app/owedtoday/id6792718821) | — | Free | Finance | | [Cadence Money: Budget Tracker](https://appshunter.io/ios/app/cadence-money-budget-tracker/id6759767290) | — | Free | Finance | | [LiveSpend: Card Spend Tracker](https://appshunter.io/ios/app/livespend-card-spend-tracker/id6768413245) | — | Free | Finance | | [Debt Payoff: Debity](https://appshunter.io/ios/app/debt-payoff-debity/id6755724921) | — | Free | Finance | | [Ginkgo MIC Deal Tracker](https://appshunter.io/ios/app/ginkgo-mic-deal-tracker/id1556099489) | — | Free | Finance | | [Alterna Bank Mobile Banking](https://appshunter.io/ios/app/alterna-bank-mobile-banking/id6443500605) | — | Free | Finance | ## More apps by Fma Enterprises - [CommonLight](https://appshunter.io/ios/app/commonlight/id6754307637) - [ScriptCam](https://appshunter.io/ios/app/scriptcam/id6764427378) All apps by Fma Enterprises: https://appshunter.io/developer/1847793897 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-06.*