# MoneyMind > AI-powered voice accounting app with visual charts and budget management. (iPhone/iPad app by 永 缪.) - Source: https://appshunter.io/ios/app/moneymind/id6761840826 (this page in markdown: same URL + `.md`) - Developer: [永 缪](https://appshunter.io/developer/1891717067) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.0 · 12 MB - Languages: American English, Japanese, Chinese (Simplified, China) - Released: 2026-04-14 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/moneymind/id6761840826/reviews.md ## What is MoneyMind? MoneyMind - 智能语音记账助手 让记账变得简单有趣！MoneyMind 是一款智能语音记账应用，帮助你轻松管理个人财务。 【核心功能】 智能语音识别 • 说话即可记账，解放双手 • 支持自然语言输入（如"昨天买面包花了15块"） • AI 自动识别时间、金额和类别 可视化图表 • 饼图、柱状图、趋势图多维度展示 • 消费分类一目了然 • 点击分类查看详细记录 预算管理 • 设置月度总预算和分类预算 • 超支自动提醒 • 实时预算占比显示 智能分类 • 100+ 类别关键词库 • 自动归类交易 • 支持自定义分类预算 隐私优先 • 所有数据本地存储 • 不上传到云端 • 数据完全由你掌控 【适合人群】 • 想要轻松记账的你 • 需要控制支出的你 • 希望了解消费习惯的你 【特色亮点】 • 语音识别准确，识别速度快 • 界面简洁美观，操作流畅 • 数据隐私安全，本地存储 • 完全免费，无广告 下载 MoneyMind，开启智能记账新体验! ## Key features - Intelligent voice recognition for effortless accounting - Automatic expense categorization with AI - Visual spending charts and trend analysis - Customizable budget setting and alerts - Local data storage for enhanced privacy ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | MoneyMind Pro 永久版 | $2.99 | one-time | ## Frequently asked questions about MoneyMind ### How does MoneyMind's voice recognition work? MoneyMind uses AI to understand natural language input for accounting. You can simply speak expenses like 'yesterday I spent 15 yuan on bread,' and the app will automatically identify the time, amount, and category. ### What kind of financial data does MoneyMind track? MoneyMind tracks your income and expenses, categorizing them automatically. It offers over 100 category keywords and allows for custom budget creation for both overall spending and specific categories. ### How does MoneyMind help with budgeting? You can set monthly overall budgets and specific budgets for different categories within MoneyMind. The app provides real-time budget percentage displays and sends automatic reminders if you exceed your budget. ### Is my financial data secure with MoneyMind? Yes, MoneyMind prioritizes privacy by storing all your data locally on your device. It does not upload any information to the cloud, ensuring your data is completely under your control. ### What devices does MoneyMind support? MoneyMind is available for iPhone and iPad devices, making it accessible for Apple users to manage their finances on the go. ### How often is MoneyMind updated? The latest version of MoneyMind is 2.1, and it was last updated on July 22, 2026. This indicates a commitment to ongoing development and improvements. ### What is the user rating for MoneyMind? MoneyMind has received a perfect rating of 5.0 stars from 1 rating. This suggests a highly positive initial user experience. ### Does MoneyMind have ads? No, MoneyMind does not contain advertisements. As a free application, it focuses on providing a clean user experience without interruptions. ## Version history (last 4 releases) ### 2.1 — 2026-07-22 本次更新，记账像聊天一样简单： · 聊天记账：把消费发给 AI，自动拆单入账，还会贴心回复你 · 语音记账升级：按住说话，AI 智能语音识别，准确率大幅提升 · 自动记账中心：截屏/语音/文字三种快捷指令一键安装，轻敲手机背面即可记账 · iCloud 同步：多设备数据自动同步 · 新增 English / 日本語 界面 · 权限管理、密码锁（Face ID）、更换应用图标 · AI 开箱即用，无需注册模型账号或填写 API Key 早期用户可永久免费解锁 Pro，感谢支持！ ### 2.0.1 — 2026-07-11 本次更新： • 修复语音记账中"赚了/挣了"等收入表述被误判为支出的问题 • 修复首页右上角 + 和设置按钮可能无响应的问题 • 首页最近记录现在可以直接点击进入编辑 • Apple Watch 记账现在会同步显示你输入的条目名称 • 全新「每日理财箴言」：120 条理财智慧每日轮换，四个月不重复 ### 2.0 — 2026-07-10 MoneyMind 2.0 全面焕新： • 全新界面设计：渐变卡片、悬浮底栏、深色模式全面适配 • 计算器式快捷键盘：支持加减连算，「再记」连续记账 • 一句话语音记账：长按麦克风，自动识别日期、分类、金额 • Apple Watch 手表 App：抬腕即记，金额键盘 + 语音双模式 • 桌面小组件：主屏查看结余与预算，点按即可记账 • Siri 与快捷指令支持 • 定期账单：房租、订阅、工资到期自动入账 • CSV 导出/导入、iCloud 备份恢复，换机不丢数据 • 每日记账提醒、预算超支提醒 • 新手教学引导，上手更快 • 纯本地存储，不联网、不上传，无广告无账号 ### 1.0 — 2026-04-15 No release notes. ## More apps by 永 缪 - [功德木鱼Pro](https://appshunter.io/ios/app/pro/id6799338376) - [Touchlight - Rainbow Smoke](https://appshunter.io/ios/app/touchlight-rainbow-smoke/id6800181497) - [SlimeASMR: Relaxing Slime Toy](https://appshunter.io/ios/app/slimeasmr-relaxing-slime-toy/id6800961792) All apps by 永 缪: https://appshunter.io/developer/1891717067 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*