# MoneyPal: AI Budget Tracker — AI Budget & Expense Tracker

> AI Budget & Expense Tracker (iPhone/iPad app by Kuei-Hsien Chen.)

- Source: https://appshunter.io/ios/app/moneypal-ai-budget-tracker/id6761644401 (this page in markdown: same URL + `.md`)
- Developer: [Kuei-Hsien Chen](https://appshunter.io/developer/1861043599)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 36 MB
- Languages: American English
- Released: 2026-06-13
- Data updated: 2026-08-28
- User reviews in markdown: https://appshunter.io/ios/app/moneypal-ai-budget-tracker/id6761644401/reviews.md

## What is MoneyPal?

MoneyPal is an AI-powered budgeting and expense tracking app that helps you record income and spending, understand your financial picture, and make everyday money decisions with more confidence.

CORE FEATURES

Smart Ledger
Quickly record income and expenses, organize transactions by category, and see where your money goes.

Budget Management
Set monthly budgets and track your progress so you can spot overspending before it happens.

Financial Analysis
Use clear charts to explore cash flow, spending trends, and category breakdowns, helping you make better-informed decisions.

AI Finance Coach
Ask questions in natural language, create transaction drafts, and receive guidance based on your finances. Text and voice input make everyday money management faster.

Recurring Transactions
Plan weekly or monthly income and expenses, then manage scheduled transactions in one place.

MoneyPal Pro
Expand your AI Finance Coach access and unlock additional premium features.

WHY MONEYPAL?
- Simple, intuitive money tracking
- AI-assisted transaction drafts that you review before saving
- Easy sign-in with Apple or Google
- Designed with security and privacy in mind

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| MoneyPal Pro Yearly | $49.99 | per year |
| MoneyPal Pro Monthly | $4.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| 200 Finance Coach Points | $8.99 | one-time |
| 330 Finance Coach Points | $11.99 | one-time |
| 600 Finance Coach Points | $19.99 | one-time |
| 100 Finance Coach Points | $4.99 | one-time |



## Version history (last 5 releases)

### 1.6.0 — 2026-08-24

- Added guided setup across Ledger, Analytics, and Budget.
- Added category and monthly budget setup to the guided flow.
- Completed email password recovery with an in-app password update screen.
- Improved locale-aware language, currency, and recurring transaction displays.

### 1.5.2 — 2026-08-12

- Added confirmation before points are used for additional Finance Coach messages.
- Added an optional per-account preference for future point use.
- Improved the readability of longer category names in Analytics.
- Improved localized duplicate-category feedback in Settings.
- Expanded support for English, Japanese, Korean, and Vietnamese.

### 1.5.1 — 2026-08-11

- Made Ledger, Budget, and Analytics amount displays clearer and easier to scan.
- Improved Ledger totals so large values stay readable on smaller screens.
- Made recurring transaction execution notices easier to understand.
- Simplified unexpected connection-error messages for a safer retry experience.

### 1.5.0 — 2026-08-06

- Added recurring transaction plans for weekly and monthly income or expenses.
- Manage, edit, or remove scheduled transactions from Settings.
- Improved Finance Coach guidance and AI-assisted transaction drafts.
- Improved overall finance workflow reliability.

### 1.4.0 — 2026-07-27

- Improved Finance Coach follow-up suggestions based on the current conversation context.
- Added confirmation feedback when transactions are saved.
- Refined Ledger, Analytics, and Budget interactions.
- Improved reliability across AI and finance workflows.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*