# MoneyPlan$ (Financial Planner) — Budgeting, Finance, Credit > Personal finance planner for budgeting, savings, credit improvement, and debt management. (iPhone/iPad app by MoneyPlan.) - Source: https://appshunter.io/ios/app/moneyplan-financial-planner/id1508113576 (this page in markdown: same URL + `.md`) - Developer: [MoneyPlan](https://appshunter.io/developer/1508113575) - Category: Finance - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 11.0 · 26 MB - Languages: American English - Released: 2020-08-10 - Data updated: 2026-06-22 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/moneyplan-financial-planner/id1508113576/reviews.md ## What is MoneyPlan$ (Financial Planner)? MoneyPlan$—Budget, Tailored Financial Advice, Credit Card Risk Mitigation MoneyPlan$ users increase their monthly savings, improve their credit score, and advance their budgeting techniques. KEY FEATURES UNIQUE TO MONEYPLAN: 50-70/10/20 Budgeting Rule: Money Plans automatically divides your after-tax income to allocate up to 70% to spend on your needs, 10% on credit card payment acceleration and 20% for savings Tailored Financial Advice: Get access to customized advice and guidance to help you prioritize, make spending decisions, paydown debt and credit faster, and learn financial discipline. Credit Cards Risk Mitigation: Get total control of your credit cards: control your credit card usage and choose to accelerate either the credit card balance payment or your savings goals realization. Write a Cheque: The Write a Cheque feature helps account for cheque transactions before the cheque is posted to your account. It shows how your cheque spending affects your budget and savings ahead of time. Emergency Fund Management: Record, manage and keep track of your emergency fund usage Cash Needs Fund: A monthly amount scheduled in the budget categories to cover future debit card cash withdrawal needs and keep a balanced budget. Utility Bills Variance Fund: For utility accounts not enrolled in budget-billing, MoneyPlan will cover the gap with the utility bill variance budget category; the fund will help keep a balanced budget should a bill comes higher than planned. Money Score: Measure how well you’re staying on track with your recurring budget and spending. Innovative Reporting: Detailed, innovative spending and trend reports unique to MoneyPlan, help you measure progress and improve. Financial Advice Easy to Interpret: MoneyPlan uses color coding and dollar amounts to guide your spending and savings behaviors One-time setup: Setup your budget and forget it. Flexible Subscription Plan: Decide how long you want MoneyPlan to accompany you in your savings journey: you can choose between 3 to 18 months subscription plan. OTHER KEY FEATURES: Bank Synching: The app will import your transactions to provide you with up-to-date financial advice. Goal Tracking: Set unlimited funding goals and see when you'll be able to reach them. On the Go: Real time access to financial advice to make good spending decisions wherever you are. HOW TO USE MONEYPLAN: 1- Plan ahead: Before you go shopping, fill up your gas tank, dine out, make a payment on a credit card, or send money to a friend, check your MoneyPlan app to know just how much you can spend. 2- Open the app: Depending on what you’re planning to do, open the app to the related page: Transactions, Credit Re-Payment or Budgeting. 3- Read the advice customized for you: Based on your budget and financial information, MoneyPlan uses color coding and dollar amounts to guide your spending and savings behaviors. 4- Act on the advice: To benefit from the MoneyPlan$ app, you will need to conform your spending and saving behaviors to the MoneyPlan advice tailored around your budgetary goals. 5- Be MoneyPlan-disciplined: Resist the temptation to spend outside MoneyPlan$ guidance. Always consult the app before spending and read and act on the advice tailored for you. 6- Save money: Follow all of these steps and watch your savings grow and your financial goals materialize. 7- Readjust: When life changes, make adjustment to your budget and financial information and follow the first 6 steps to keep saving. Download our app for free and sign up for our $5 monthly subscription. FIRST 2 MONTHS FREE. CANCEL ANYTIME. SUBSCRIPTION DETAILS: MoneyPlan$ offers flexible subscription plans from 3 to 18 months. CANCEL OR RESET PLAN ANYTIME. Plan is not auto renewable. Payment is charged at the beginning of each period for the duration of the plan. ## Key features - Automated 50-70/10/20 budgeting - Tailored financial advice - Credit card risk mitigation - Emergency fund management - Innovative spending reports - Bank account syncing - Goal tracking ## Frequently asked questions about MoneyPlan$ (Financial Planner) ### What is the MoneyPlan$ budgeting rule? MoneyPlan$ uses the 50-70/10/20 budgeting rule, automatically dividing your after-tax income to allocate up to 70% for needs, 10% for credit card payment acceleration, and 20% for savings. ### Does MoneyPlan$ offer personalized financial advice? Yes, MoneyPlan$ provides tailored financial advice to help users prioritize spending, accelerate debt repayment, and learn financial discipline. This advice is presented using color coding and dollar amounts for easy interpretation. ### How does MoneyPlan$ help with credit cards? MoneyPlan$ offers credit card risk mitigation by allowing users to control credit card usage and choose to accelerate either balance payments or savings goals. It also helps account for cheque transactions before they are posted. ### Can MoneyPlan$ sync with my bank accounts? Yes, MoneyPlan$ supports bank syncing, which imports your transactions to provide you with up-to-date financial advice and a clear overview of your spending. ### What kind of reports does MoneyPlan$ provide? MoneyPlan$ offers detailed and innovative spending and trend reports to help users measure their progress and identify areas for improvement in their financial habits. ### What are the subscription options for MoneyPlan$? MoneyPlan$ offers flexible subscription plans ranging from 3 to 18 months, allowing users to choose the duration that best suits their savings journey. ### Is MoneyPlan$ available on Android devices? Based on the provided data, MoneyPlan$ is currently supported on iPhone and iPod. Information regarding Android compatibility is not available. ### How often is MoneyPlan$ updated? The latest version of MoneyPlan$ is 0.0.20, and it was last updated on July 16, 2021. This indicates a release cadence of approximately once a year or less frequently. ## Version history (last 5 releases) ### 0.0.20 — 2021-07-16 App Description updated ### 0.0.19 — 2021-07-12 Store listing ### 0.0.18 — 2021-02-15 Bug fixes ### 0.0.15 — 2020-12-29 bug fix ### 0.0.14 — 2020-10-20 Bug fixes. ## Apps similar to MoneyPlan$ (Financial Planner) | App | Rating | Price | Category | | --- | --- | --- | --- | | [Pocket Plan App](https://appshunter.io/ios/app/pocket-plan-app/id1586643059) | 5.0 (2) | Free | Finance | | [The Card by Seneca Women](https://appshunter.io/ios/app/the-card-by-seneca-women/id1553041903) | 5.0 (1) | Free | Finance | | [FundRebel](https://appshunter.io/ios/app/fundrebel/id1639516935) | 4.5 (8) | Free | Finance | | [Openvest](https://appshunter.io/ios/app/openvest/id1614610706) | 4.8 (23) | Free | Finance | | [CCPU Health](https://appshunter.io/ios/app/ccpu-health/id1666994898) | 4.9 (93) | Free | Finance | | [MyMoneyGoals](https://appshunter.io/ios/app/mymoneygoals/id1556323277) | 4.9 (19) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-22.*