# Moneyscope: Budget & Finance — Financial wellness app

> Smart financial wellness app for budgeting, saving, tracking, and investing. (iPhone/iPad app by Ubicross LLC.)

- Source: https://appshunter.io/ios/app/moneyscope-budget-and-finance/id6444339152 (this page in markdown: same URL + `.md`)
- Developer: [Ubicross LLC](https://appshunter.io/developer/1483941323)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.50/5 from 4 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.4 · 74 MB
- Languages: English
- Released: 2023-08-24
- Data updated: 2026-07-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/moneyscope-budget-and-finance/id6444339152/reviews.md

## What is Moneyscope?

Achieve financial independence with our smart financial wellness app. Take control of your monthly spending, plan for a bright future, and start saving intelligently with Moneyscope. Get personalized recommendations from our AI tools on how you spend, track, and invest your money. Expect notifications like “Saving $50 on snacks here and there to pay off your loan 2 months earlier.” Here's why it's the only app you need:

Key Features:

• 360° Financial Snapshot
Gain insights like never before with our comprehensive overview page. Effortlessly track your cash flow, expenses, spending trends, and the performance of your savings, debts, and investments, all beautifully presented in one place.

• Share and Collaborate
Forge financial harmony by seamlessly sharing your budgets with your partners. Collaborative finance management has never been this easy – work together towards your goals.

• Empower Your Budget with 50/30/20 Rule
Ever heard of the 50/30/20 rule? Moneyscope goes the extra mile with its built-in "Category Type" parameter, aligning your budget with this rule of thumb. Each spending transaction is smartly categorized as MUST, NEED, or WANT, effortlessly guiding you towards balanced spending.

• Effortless Loan Management
Navigate debt reduction like a pro. Our dedicated Loan Management section keeps you on top of upcoming payments, providing a clear overview of all your loans' performance on a single, easy-to-access page.

• Budgeting Made Brilliant
The more you use Moneyscope, the smarter it gets. Our intelligent tools analyze your financial patterns to offer effective recommendations and monthly budget adjustments, ensuring your financial success.

• Real-time Net Worth Insights
Your net worth, your financial compass. Moneyscope not only delivers your real-time net worth but also compares it to past months, giving you a clear picture of your financial progress.

You Can Use Moneyscope 30 Days Free, After Monthly or Annual Subscriptions Available

Subscription Details
• Payment will be charged to your Apple account at confirmation of purchase
• Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
• Your account will be charged for renewal within 24-hours prior to the end of the current period. 
• Auto-renewal may be turned off at any time by going to your settings in the App Store after purchase. 
• Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.

Terms of Use: 
https://moneyscope.ai/terms

## Key features

- 360° Financial Snapshot
- Collaborative Budget Sharing
- 50/30/20 Rule Budgeting
- Loan Management
- Intelligent Budgeting Recommendations
- Real-time Net Worth Tracking

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Subscription | $39.99 | per year |
| Monthly Subscription | $5.99 | per month |


## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/moneyscope-budget-and-finance/id6444339152/reviews.md

### 3/5 — Good app but too expensive

*2025-08-05*

I wish there was an option to buy a lifetime subscription like other competitors. Paying 8/month for a budget app is not budget friendly.

### 5/5 — Fantastic Budgeting Tool

*2024-06-06*

This app is a game-changer for managing my finances! The UI is super clean and intuitive, making it easy to keep track of my budget. It’s packed with all the features I need without being overwhelming. Highly recommend to anyone looking to get their finances in order

## Frequently asked questions about Moneyscope

### What is Moneyscope?

Moneyscope is a financial wellness app designed to help users manage their spending, plan for the future, and save intelligently. It provides personalized AI recommendations for tracking, spending, and investing.

### How does Moneyscope help with budgeting?

Moneyscope offers intelligent budgeting tools that analyze your financial patterns to provide effective recommendations and monthly budget adjustments. It also supports the 50/30/20 rule by categorizing transactions as MUST, NEED, or WANT.

### Can I share my budget with someone using Moneyscope?

Yes, Moneyscope allows you to seamlessly share your budgets with partners for collaborative finance management, making it easier to work together towards shared financial goals.

### Does Moneyscope offer a free trial?

Yes, you can use Moneyscope for 30 days free. After the trial, monthly or annual subscriptions are available.

### What are the subscription costs for Moneyscope?

Moneyscope offers a Monthly Subscription for $5.99 and a Yearly Subscription for $39.99. Payments are charged to your Apple account upon purchase confirmation.

### How do I cancel my Moneyscope subscription?

Subscription auto-renewal can be turned off at least 24 hours before the end of the current period by going to your settings in the App Store after purchase.

### Is Moneyscope available on Android?

Based on the provided data, Moneyscope is supported on iPhone and iPod. Information regarding Android availability is not specified.

### How often is Moneyscope updated?

The latest version, 2.2.0, was released on March 5, 2026, indicating regular updates to the application. This ensures new features and improvements are consistently delivered.

## Version history (last 5 releases)

### 3.0.0 — 2026-07-28

We’ve refreshed the app to make managing your finances feel smoother and more intuitive.
- Faster, more natural navigation throughout the app
- Refined tabs, screen transitions, and back gestures
- More consistent screen layouts and controls
- Improved subscription status and management
- Stability improvements and bug fixes

### 2.2.0 — 2026-03-05

Privyet! – Full Russian language support is now available. Switch languages in settings to enjoy a localized experience.
Share the Wealth – Introducing our new Referral Program! Invite friends to join Moneyscope and track your referral stats directly in the app.
UI & Performance Polish – We’ve smoothed out the interface and fixed various bugs to make your financial tracking even more seamless.

### 2.1.0 — 2026-02-19

Custom Date Filters: Select any date range for your transaction list, replacing the previously fixed "Today" and "This Month" options.
Localization: Improved international support with geo-detection and better formatting.
Smoother Performance: Faster translations and core database upgrades for better stability.
Bug Fixes: Improved recurring transaction logic and fixed input issues on the Goal screen.

### 2.0.2 — 2026-02-09

- Armenian: We are officially supporting Armenian! A huge welcome to our Armenian-speaking community.
- UI Glow-up: We’ve polished the interface to make sure every pixel is in its right place.
- Bug Exorcism: Those annoying little glitches? Gone. We’ve tightened the bolts for a smoother ride.

### 2.0.0 — 2025-12-08

We’ve been working hard on a massive under-the-hood update!

We focused entirely on performance and stability, rebuilding key parts of the app for a faster, smoother experience.

Performance Boost: We’ve optimized the core engine so everything feels snappier.
Major Bug Sweep: We’ve squashed dozens of bugs for better reliability.
Modernized Tech: Updated internal systems to support the latest devices and prepare for future features.

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## More apps by Ubicross LLC

- [Ubimarket](https://appshunter.io/ios/app/ubimarket/id1483941324)
- [Araqich Sales Manager](https://appshunter.io/ios/app/araqich-sales-manager/id1491920537)
- [Ubitours](https://appshunter.io/ios/app/ubitours/id1514751199)
- [Delivery Manager](https://appshunter.io/ios/app/delivery-manager/id1529881858)
- [Araqich Analytics](https://appshunter.io/ios/app/araqich-analytics/id1609453680)

All apps by Ubicross LLC: https://appshunter.io/developer/1483941323

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-29.*