# MoneyTalk: Budget & Expenses — Expense & Budget Tracker

> Expense & Budget Tracker (iPhone/iPad app by Alhamda Adisoka Bimantara.)

- Source: https://appshunter.io/ios/app/moneytalk-budget-and-expenses/id6778995811 (this page in markdown: same URL + `.md`)
- Developer: [Alhamda Adisoka Bimantara](https://appshunter.io/developer/1895342347)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 57 MB
- Languages: American English
- Released: 2026-06-17
- Data updated: 2026-08-02
- User reviews in markdown: https://appshunter.io/ios/app/moneytalk-budget-and-expenses/id6778995811/reviews.md

## What is MoneyTalk?

MoneyTalk is a premium personal finance app designed to help you record transactions faster, manage your budget with more discipline, and understand your cash flow with greater clarity.

Record Transactions with Your Voice
No need to type long transaction details. Simply speak naturally, such as:
“Coffee, five dollars.”
“Monthly salary, three thousand dollars.”
“Paid internet bill, fifty dollars.”

MoneyTalk helps convert your voice into organized financial records. Manual transaction entry is also available whenever you need more control.

Build Better Monthly Budgets
Create structured monthly budgets and monitor how your money is being spent. Set spending limits for specific categories or payment methods and see how much of your budget has already been used.

Understand Your Financial Activity
Get clear summaries and detailed reports that help you understand your financial habits. Review your income, expenses, balance, cash flow, monthly comparisons, and category-based spending insights.

Key Features
Fast transaction logging using voice input
Manual income and expense entry
Monthly budget planning
Budgets by category and payment method
Income, expense, and balance summaries
Complete transaction history
Search and transaction filters
Cash flow reports
Monthly financial comparisons
Spending insights by category
Reminder notifications
Export transactions to CSV or Excel
Export financial reports to PDF
Google Drive and iCloud backup
Home screen widget for quick access
Multiple wallets with balance tracking
Transfers between wallets
Wallet balance correction
Six-digit PIN protection
Optional amount privacy mode
Custom categories and wallets
Custom colors and uploaded images
Dark mode and customizable app colors
Multi-language and multi-currency support

Supported Languages : English, Bahasa Indonesia, Bahasa Melayu, Italiano, Español (México), Português (Brasil), Türkçe, हिन्दी, Русский, العربية, ไทย, Tiếng Việt, 日本語, 한국어, and 中文 (简体).

MoneyTalk is built for people who want a finance app that feels modern, fast, private, and highly detailed.

It is more than an expense tracker. MoneyTalk helps you develop healthier financial habits through structured budgeting, clear financial insights, and efficient voice-based transaction logging.

Subscription Information:
MoneyTalk may offer auto-renewable subscriptions. Pricing and duration are shown in the app before purchase.

Terms of Use: https://moneytalk.my.id/terms
Privacy Policy: https://moneytalk.my.id/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium - Monthly | $4.99 | per month |
| Premium - Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium - Lifetime | $9.99 | one-time |



## Version history (last 5 releases)

### 2.3.2 — 2026-07-15

Bug fixes and performance improvements

### 2.2.2 — 2026-07-11

What’s New

Payment Methods are now Wallets, complete with balance, income, expense and transfer tracking.
Added six-digit PIN security.
Categories and Wallets can now be customised with a name, colour and photo.
Improved transaction reports with clearer period summaries.
Export transaction reports to PDF.
Correct Wallet balances when needed.
Added an option to hide or censor transaction amounts.
The transaction button position can now be changed in Settings.
Bug fixes and performance improvements.

Please back up your data before updating to prevent data loss.

### 1.1.0 — 2026-06-19

Add new custom categories feature

### 1.0.4 — 2026-06-17

Improvements and bug fixes

### 1.0 — 2026-06-17

No release notes.

## More apps by Alhamda Adisoka Bimantara

- [GlowApp - Skincare Routine](https://appshunter.io/ios/app/glowapp-skincare-routine/id6763496334)
- [Truth or Dare: Spin the Wheel](https://appshunter.io/ios/app/truth-or-dare-spin-the-wheel/id6763577744)
- [Dreamer: Goals & Savings Track](https://appshunter.io/ios/app/dreamer-goals-and-savings-track/id6763746528)
- [Viralin: AI Viral Booster](https://appshunter.io/ios/app/viralin-ai-viral-booster/id6766027264)
- [Bakso Bounce: Meatball Arcade](https://appshunter.io/ios/app/bakso-bounce-meatball-arcade/id6788769456)

All apps by Alhamda Adisoka Bimantara: https://appshunter.io/developer/1895342347

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*