# MoneyTO Money Transfer — Send money to 80 countries

> International money transfer service with broad country coverage and low fees. (iPhone/iPad app by MoneyTO Ltd.)

- Source: https://appshunter.io/ios/app/moneyto-money-transfer/id1418940675 (this page in markdown: same URL + `.md`)
- Developer: [MoneyTO Ltd](https://appshunter.io/developer/1418940674)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 15.0 · 148 MB
- Languages: American English, Armenian, Filipino, French (France), Georgian, Kyrgyz, Nepali, European Portuguese, Romanian, Russian and 3 more
- Released: 2018-08-29
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/moneyto-money-transfer/id1418940675/reviews.md

## What is MoneyTO Money Transfer?

MoneyTO helps to send money transfers to Moldova, Nepal, Georgia, Pakistan, Armenia, Kyrgyzstan, Kazakhstan, Uzbekistan, Nigeria, with 0% commission.

Trimiteți transferuri de bani în Moldova

Send money to Nigeria

Send money to Pakistan

HOW LONG DOES THE TRANSFER TAKE?
The money can arrive in MINUTES, but this is subject to the payment method used and the destination point, therefore under certain circumstances there may be some delay. We provide a FREE option of monitoring the status of your transaction so that you are always aware if the transfer is in transit or already delivered.
We collect the money in GB pounds and pay out in local currency, but in some countries, it is possible to choose whether you would prefer local or any other currency. For more information, please refer to our web page MoneyTO or contact the support centre.
SUPPORTED COUNTRIES AND CURRENCIES:
Send Money to: Moldova (MDL, EUR, USD), Andorra (EUR), Argentina (ARS), Armenia (AMD, EUR, USD), Australia (EUR), Austria (EUR), Azerbaijan (EUR), Bangladesh (EUR), Belgium (EUR), Benin (EUR), Bhutan (EUR), Bolivia (USD), Bosnia and Herzegovina (EUR), Brazil (BRL), Chile (CLP), China (EUR), Colombia (COP), Costa Rica (CRC), Croatia (EUR), Cyprus (EUR), Czech Republic (EUR), Denmark (EUR), Dominican Republic (EUR), Ecuador (EUR), Estonia (EUR), Finland (EUR), France (EUR), Georgia (GEL, USD, EUR), Germany (EUR), Greece (EUR), Guatemala (GTQ), Honduras (HNL), Hungary (EUR), Iceland (EUR), Ireland (EUR), Israel (EUR), Italy (EUR), Kazakhstan (USD, EUR), Kyrgyzstan (USD, EUR), Latvia (EUR), Liechtenstein (EUR), Lithuania (EUR) , Luxembourg (EUR), Macedonia (EUR), Malta (EUR), Mexico (EUR), Mongolia (EUR), Montenegro (EUR), Morocco (EUR), Nepal (NPR), Netherlands (EUR), New Zealand(EUR), Nigeria (NGN, USD), Nicaragua (USD), Norway (EUR), Pakistan (PKR), Paraguay (PYG), Peru (USD), Philippines (EUR), Poland (EUR), Portugal (EUR), Puerto Rico (EUR), Romania (RON, EUR, GBP), Serbia (EUR), Slovakia (EUR), Slovenia (EUR), Spain (EUR), Sri Lanka (EUR), Switzerland (EUR), Tajikistan (EUR), Thailand (EUR), Tunisia (EUR), Turkey (EUR), Turkmenistan (EUR), United Arab Emirates (EUR), Uruguay (USD), Uzbekistan (USD,EUR),Vatican City (EUR).
WHY CHOOSE MoneyTO?
- Regulated by the FCA and the HMRC - MoneyTO Ltd is registered in England and Wales, No: 05108236. MoneyTO Ltd is regulated by the UK Financial Conduct Authority (FCA) as an authorised payment institution, No: 537811. MoneyTO Ltd is supervised by HMRC, No: XTML00000103733
- Enhanced security - We use 3D Secure Protection, Mastercard SecureCode, and the PCI DSS
- Limitless transfers – Send the amount you want the way you want. Subject to AML regulations and compliance.
- Prefer to talk to a human We’re here for you – with sensational one-to-one support.
- Multiple Payment Options: Debit card, Credit card, Online bank transfer.
- Multiple Payout Options: Cash pick up, Bank deposit, Card replenishment, Wallets.
- You can send money 24/7 using our mobile app or our website www.moneyto.co.uk.

Do you have questions about our services? Contact us at help@moneyto.co.uk or call us +44 (0) 2032912628

## Key features

- Send money to 80+ countries
- 0% commission on select transfers
- Fast transfer times (minutes)
- Free transaction status monitoring
- Multiple payment and payout options
- Regulated by FCA and HMRC
- Enhanced security features

## What do users think of MoneyTO Money Transfer?

Overall sentiment: mixed

**Pros**

- 🚀 Fast transfers
- 👍 Easy to use
- ✅ Smooth experience
- 💰 Good exchange rates
- 0️⃣ No hidden charges
- 💬 Helpful customer support
- 🌍 Supports multiple countries (Pakistan, Colombia, Russia, Latvia, Lithuania, Germany, Moldova)
- 💯 Reliable service
- ⏱️ Transfers in minutes
- 💡 Useful when banks are closed
- 🗣️ Multilingual support

**Cons**

- ❌ Money never arrived
- 😞 No clear answers from support
- 🚫 Refused refunds
- 🐛 App instability and bugs
- 🔄 Frequent re-registration required
- 💳 Intrusive requests for bank statements
- ❌ App doesn't open on iPhone
- 📍 Cannot select specific areas for transfer to America

**Commonly reported bugs**

- App fails to recognize PIN/Face ID
- Issues with inserting payment details
- App doesn't open on iPhone 12
- Transfer to America lacks area selection

**Most requested features**

- Fix app instability and bugs
- Improve customer service response and resolution
- Ensure transfers reach the recipient
- Allow selection of specific areas for transfers to America
- Address iPhone app not opening issue

## Recent user reviews (10 of 61)

All indexed reviews: https://appshunter.io/ios/app/moneyto-money-transfer/id1418940675/reviews.md

### 1/5 — No money

*2026-05-21, version 2.2.3*

Terrible experience trying to send money to Colombia. They took the payment, and after several days of waiting for the transfer to go through, I called to get an update. They said they needed to speak with their “partners.” I called again the next day, and there was still no update. They kept saying they were waiting for a response from their partners. I then tried to cancel the transfer, but they refused to refund my money.

### 1/5 — Money never arrived — very disappointed

*2025-10-28, version 2.2.0*

I sent money through this app, but it never reached the recipient. I tried contacting support multiple times and received no clear answers or resolution. It’s frustrating and unacceptable, especially for a money transfer service that should be reliable. I would not recommend this app until they fix their customer service and ensure transfers actually go through.

### 5/5 — Great experience of using the app

*2025-03-14, version 1.12.5*

I've been using MoneyTO to send money to Pakistan, and it's been a
smooth experience. The transfers are fast, the exchange rates are good,
and there are no hidden charges. Their customer support is also really
helpful, especially in Urdu, which makes things even easier.

### 5/5 — Review

*2024-12-30, version 1.12.4*

ایہہ ایپ باقی  ایپس نالوں بوہت ودھیا اے جو میں آزمائیاں۔ استعمال کرن وچ بوہت سوکھی، ریٹ چنگا تے ٹرانسفر عام طور تے کچھ منٹاں وچ مکمل ہو جاندا اے۔ ہن تک، مینوں کسٹمر سپورٹ نال رابطہ کرن دی لوڑ نہیں پئی کیوں کہ مینوں ہن تک کوئی مسئلہ نئیں ہویا۔ میں ایہ ایپ ضرور استعمال کرن دا مشورہ دوا گا۔

### 1/5 — Bugs bugs & more bugs

*2024-12-11, version 1.12.4*

An unstable app with multiple issues both at registration & further use. Every 24 hours it fails to recognise both the PIN & Face ID require the user to re-register. Going to payments it has issues with inserting payment details. And finally when all issues are overcome the exchange rates are lower than competitors. Sorry guys you need to do much better.

### 5/5 — I am proud of the Moneyto company and recommend it with confidence

*2024-07-03, version 1.12.1*

I am proud of the Moneyto company and recommend it with confidence

### 5/5 — Good experience

*2024-07-03, version 1.12.1*

Great services

### 5/5 — Great

*2024-07-03, version 1.12.1*

Great service, fast and easy

### 1/5 — Too intrusive

*2023-01-31, version 1.11.0*

After doing the identity check, bank account number, etc they requested my bank statement. I don’t feel comfortable sharing it. It’s my private information

### 2/5 — Not opening

*2021-08-12, version 1.9.18*

Hi 

I have downloaded this app on my ipone12 promax but app doesn’t open. When you click, it just stays the same. Any problem???

## Frequently asked questions about MoneyTO Money Transfer

### What does MoneyTO do?

MoneyTO is a service that allows you to send money transfers to over 80 countries worldwide. It aims to provide fast and secure international money transfers with competitive fees.

### How fast are the money transfers?

Money can arrive in minutes, though this depends on the payment method and destination. The app offers free monitoring to track your transaction's status while it's in transit or upon delivery.

### Is MoneyTO safe to use?

Yes, the service is regulated by the FCA and HMRC in the UK, ensuring a secure and compliant platform. It also utilizes enhanced security measures like 3D Secure Protection and Mastercard SecureCode.

### What countries can I send money to?

You can send money to a wide range of countries including Moldova, Nepal, Georgia, Pakistan, Armenia, Kyrgyzstan, Kazakhstan, Uzbekistan, Nigeria, and many others across Europe, Asia, Africa, and the Americas.

### What are the fees for sending money?

The app advertises 0% commission on transfers to certain countries. For other destinations, fees may apply, and it's advisable to check the specific details for your chosen transfer route.

## Version history (last 5 releases)

### 2.2.6 — 2026-08-27

We’ve made MoneyTO even easier and smoother to use.
• General improvements and bug fixes – small changes behind the scenes to improve your overall MoneyTO experience.
Enjoying MoneyTO? We’d really appreciate it if you could leave us a review and share your experience.

### 2.2.5 — 2026-06-15

This update brings faster payments and more convenient ways to send money.
• MIA Instant Payments to Businesses in Moldova are now live. You can now send money transfers directly to Moldovan businesses and organisations using their IBAN.
• You can now pay for your money transfer using Apple Pay.
• We’ve made general improvements to keep the app running smoothly.
Update now and send money with MoneyTO more easily than ever.

### 2.2.3 — 2026-03-10

You can now view and download your full transfer history directly in the app. We’ve also improved the interface to make it simpler and more intuitive.

### 2.2.2 — 2026-02-03

We’ve introduced a refreshed interface that makes it easier to see which currencies you can send money to in each country.
Redesigned to align with the new iOS 26 visual style.

### 2.2.1 — 2025-12-02

You can now send EUR money transfers to bank accounts in Moldova.
This update also includes performance improvements and minor fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*