# MoneyTrack: Expense Tracker — Ad-free, Auto-track, Budget

> Ad-free, AI-powered expense tracker with cross-platform sync and budgeting. (iPhone/iPad app by 昱春 唐.)

- Source: https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373 (this page in markdown: same URL + `.md`)
- Developer: [昱春 唐](https://appshunter.io/developer/1454984065)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 4.90/5 from 392 App Store ratings · 257 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 70 MB
- Languages: American English, Japanese, Chinese (Simplified, China), Chinese (Traditional, Hong Kong SAR China)
- Released: 2019-09-08
- Data updated: 2026-09-06
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews.md

## What is MoneyTrack?

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions.

More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance.

【Features】

No launch ads, no ads, no financial products

【Functions】

- Quick entry: A simple workflow for recording transactions quickly;
- AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording;
- Category management: Supports main categories and subcategories, with custom categories added as needed;
- Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts;
- Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand;
- Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios;
- Shared ledgers: Invite family members or a partner to record together in the same ledger;
- Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary;
- Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending;
- Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones;
- Free export: Export transactions at any time, including transaction images to Excel;
- Free import: Import transactions from Alipay, WeChat, and many other platforms;
- Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process;
- Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds.
- Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions
- Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management.
- Search: Find transactions by amount, time, ledger, tag, category, and other criteria;
- Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion;
- Widgets: A variety of home screen widgets makes recording more convenient;
- Quick launch mode: Open the app and enter the transaction flow automatically;
- Calendar view: View each day’s data summary clearly on a calendar;
- Privacy first: Protect data with facial authentication or a passcode to prevent access by others;

【Help and Feedback】

User guide: https://docs.qianjiapp.com
Feedback: Submit it through the “Feedback” page in the app.

## Key features

- Ad-free experience
- AI auto-tracking and categorization
- Cross-platform sync (iOS, Android, Desktop)
- Budget control and monitoring
- Asset and debt management
- Shared ledgers for household finances
- Multi-currency support

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $19.99 | one-time |
| Annual | $6.00 | one-time |
| Lifetime | $19.95 | one-time |
| Monthly | $0.99 | one-time |


## What do users think of MoneyTrack?

Overall sentiment: positive

**Pros**

- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money

**Cons**

- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting

**Commonly reported bugs**

- Unable to input numbers in notes
- App crashes on high refresh rate devices

**Most requested features**

- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features

## Recent user reviews (10 of 257)

All indexed reviews: https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews.md

### 5/5 — Great App

*2026-08-21, version 4.5.2*

Just what I need

### 5/5 — 好用好用太好用了

*2026-08-18*

特别适合我这种手动记账的，每笔账单都会写的很清楚，已经用了2000多天了，今天来给个真实评价，真的很好用

### 5/5 — Excellent

*2026-08-06, version 4.5.1*

Excellent work!

### 5/5 — 好用

*2026-07-30, version 4.5.0*

简单好用，版本不断更新， 适合日常财务记录。

### 5/5 — 用了三年了

*2026-07-30*

免费版的用了三年，没问题感恩
除了中间记录消失过几个月

### 5/5 — good

*2026-07-20*

ive been used this for over 7yrs its reeeally guud

### 4/5 — 更新建议

*2026-07-16, version 4.4.9*

希望在“支出”那一栏多一个“养老”选项。

### 5/5 — Goodgoodde

*2026-07-16*

买了永久会员，也算是一直在用

### 5/5 — 用过最好用的记账软件！

*2026-07-14, version 4.4.9*

来来回回换了很多 这个最好用！没有花里胡哨的东西 就是记账！支持多种货币！国内外来回跑 一个软件全能记！喜欢 强烈推荐

### 5/5 — 超级喜欢💕

*2026-07-09, version 4.4.9*

很好用的记账软件，简洁清晰～希望越做越好哦💕

## Frequently asked questions about MoneyTrack

### What does MoneyTrack do?

MoneyTrack is a lightweight and professional expense tracker designed to provide a pure, ad-free bookkeeping experience. It helps users gain insights into their spending habits through clear data visualization, manage budgets, track assets and debts, and sync financial data across multiple platforms.

### What are the key features of MoneyTrack?

Key features include an ad-free experience, AI-powered auto-tracking and categorization of expenses, true cross-platform sync for iOS, Android, and desktop, comprehensive asset and debt management, budget control, shared ledgers for household finances, and multi-currency support.

### Is MoneyTrack free to use?

The app offers a freemium model. While core expense tracking and budgeting features are available for free, there may be advanced features or a Pro Desktop Version that require a purchase or subscription for full functionality.

### What devices is MoneyTrack compatible with?

MoneyTrack supports true cross-platform synchronization, meaning it is available on iPhone and iPad, other mobile platforms (likely Android), and a dedicated Pro Desktop Version for Mac and PC. Your Cloud Ledger syncs in real-time across all these devices.

### How does the AI auto-tracking feature work?

The AI auto-tracking feature is deeply integrated with iOS Shortcuts and utilizes Smart AI Algorithms to automatically categorize your spending with high precision. This allows you to track expenses with a single tap, often without even opening the app, making bookkeeping a seamless habit.

## Version history (last 5 releases)

### 4.5.2 — 2026-08-11

New: Fully optimized accessibility experience for more convenient bookkeeping for visually impaired users
Fix: Home ledger display mode not working
Fix: Asset management and multi-currency switches not working
Fix: Widget not refreshing in time
Improve: Some detail adjustments
Improve: Improved multi-currency select-all logic during reimbursement

### 4.5.1 — 2026-08-01

New: Redesigned home page interface
Fix: Category filter not taking effect immediately
Fix: Auto Record notification still showing after being closed
Fix: Abnormal amount format in exported XLSX bills
Fix: Apple ID not displayed on login screen in Dark Mode
Fix: Auto Record still prompts for transfer after asset management is disabled
Fix: Auto Record prone to failure in overseas regions
Fix: Auto Record log displays AI error messages
Improve: UI detail adjustments
Improve: Search page loading lag
Improve: Optimized home page pull-to-refresh position
Improve: Feedback system video upload improvement

### 4.5.0 — 2026-07-17

New：Brand new UI design
New：Redesigned saving plan
New：Brand new ledger migration operation
New：Consistent interface with mobile when tablet is in portrait mode
New：Images can be inserted into Excel files when exporting bills
New：Bill image album mode (access by tapping the number of images at the top of the statistics/search page)
Fix：Lab page cannot be scrolled on small screens
Fix：Error occurs when entering budget management under 'All Time' on the home page
Fix：Bills recorded when logged out display abnormally after syncing
Fix：Widgets do not refresh after batch deleting and batch modifying bills
Improve：Images are squeezed during bill preview
Improve：Optimize the interaction of the billing page on ultra-small screens
Improve：Credit cards support clearing the set limit
Improve：Optimize UI details of category selection on the bill submission page
Improve：Long press on the single item statistics page supports entering batch operations
Improve：Optimize the visual style and layout of the recurring bill repeat selector

### 4.4.9 — 2026-06-12

This is a minor update aimed at resolving some reported anomalies and details. For the UI revamp, please join our TestFlight public beta to experience it. Thank you~
Fix: Fix some reported issues
Optimize: Optimize the handling of book migration

### 4.4.8 — 2026-05-28

Fixed some reported issues

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All apps by 昱春 唐: https://appshunter.io/developer/1454984065

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-06.*