# MoneyTrails: Portfolio Tracker — Investments, Dividends & Debt

> Investments, Dividends & Debt (iPhone/iPad app by 都 李.)

- Source: https://appshunter.io/ios/app/moneytrails-portfolio-tracker/id6747053469 (this page in markdown: same URL + `.md`)
- Developer: [都 李](https://appshunter.io/developer/1819509047)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 73 MB
- Languages: American English
- Released: 2025-12-01
- Data updated: 2026-09-23
- User reviews in markdown: https://appshunter.io/ios/app/moneytrails-portfolio-tracker/id6747053469/reviews.md

## What is MoneyTrails?

Track investments, understand your real returns, and manage your financial life with confidence. MoneyTrails brings portfolios, dividends, debt, and insurance into one private, focused app.

INVESTMENT TRACKING
- Record deposits, withdrawals, and transfers
- Manage multiple accounts and currencies
- Review detailed transaction history
- See your entire portfolio in one place

RETURN ANALYSIS
- Measure performance with the Modified Dietz method
- Compare annual returns across accounts
- Benchmark against major market indexes
- Explore clear asset and return charts
- Understand portfolio allocation at a glance

DEBT MANAGEMENT
- Track mortgages, auto loans, and other debt
- Compare equal principal and equal payment plans
- Simulate early repayments and interest savings
- Review complete repayment schedules
- Track principal, interest, and remaining balances

DIVIDEND PORTFOLIOS
- Set annual dividend income goals
- Record buys, sells, splits, and dividend payments
- Estimate the next 12 months of income from TTM data
- Track received dividends and goal progress
- See how each holding contributes to income
- Search stocks across US, Hong Kong, and China markets

INSURANCE ORGANIZER
- Keep family policies together
- Store premiums, coverage, and renewal details
- Set reminders before a policy renews
- Filter policies by family member

BUILT FOR PRIVACY
Your financial records stay on your device. No account is required, and your investment, debt, dividend, and insurance data is never uploaded to our servers. Core features remain available offline.

WHY MONEYTRAILS
Cash flow timing can make ordinary portfolio calculations misleading. MoneyTrails uses the Modified Dietz method to give you a clearer picture of performance across accounts and currencies.

Take control of your investments with a tool designed to be professional, private, and easy to use.

Privacy Policy: https://www.moneytrails.app/legal
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly Plan | $17.99 | per year |
| Monthly Plan | $2.99 | per month |
| Quarterly Plan | $5.99 | per 3 months |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Access | $49.99 | one-time |



## Version history (last 5 releases)

### 2.2.0 — 2026-09-14

Improved return calculations for investment and consolidated accounts, with more consistent annualized returns and charts. Improved currency conversion when historical rates are unavailable and clearer displays when return data is insufficient.

### 2.1.6 — 2026-09-01

Improved dividend calculations for more accurate portfolio income tracking.

### 2.1.4 — 2026-05-25

1. 图表样式和体验优化
2. 稳定性优化

### 2.1.2 — 2026-03-07

稳定性和用户体验优化

### 2.1.1 — 2026-03-02

稳定性提升和bug fix

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## More apps by 都 李

- [MoatWell](https://appshunter.io/ios/app/moatwell/id6758533925)

All apps by 都 李: https://appshunter.io/developer/1819509047

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-23.*