# MoneyWatch: Budget & Finance — Track Expenses, Savings, Bills

> Privacy-focused personal finance tracker for iOS devices. (iPhone/iPad app by Babylyn To.)

- Source: https://appshunter.io/ios/app/moneywatch-budget-and-finance/id1593524945 (this page in markdown: same URL + `.md`)
- Developer: [Babylyn To](https://appshunter.io/developer/1593336740)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.43/5 from 7 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 71 MB
- Languages: English, French, German, Hindi, Russian, Chinese, Turkish, Ukrainian
- Released: 2021-12-11
- Data updated: 2026-07-08
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/moneywatch-budget-and-finance/id1593524945/reviews.md

## What is MoneyWatch?

Take control of your finances with MoneyWatch - the elegant, privacy-focused money management app designed for iOS, iPadOS, and watchOS.

MoneyWatch helps you track expenses, manage budgets, and gain insights into your spending habits—all with your privacy protected through on-device data storage and optional iCloud sync.

Key Features:

Track Your Finances
• Record income, expenses, and transfers with ease
• Organize transactions by custom categories
• Attach notes and details to every transaction
• View pending and completed transactions

Multiple Account Support
• Manage unlimited checking, savings, and credit card accounts
• Track balances across all your accounts
• Transfer funds between accounts seamlessly
• View account histories and detailed insights

Smart Budgeting
• Create custom budgets for any time period
• Track spending against budget goals in real-time
• Organize budgets by categories
• Monitor active and ended budgets

Privacy & Security
• Passcode protection with biometric authentication (Face ID, Touch ID, Optic ID)
• Your data stays on your device
• Optional iCloud sync to keep data in sync across all your devices
• Export and import your data anytime

Cross-Platform Experience
• Native iOS and iPadOS app with optimized interfaces
• Apple Watch companion app for quick transaction entry
• Seamless sync across all your Apple devices

Data Management
• Import transactions from CSV files
• Export your data for backup or analysis
• Complete backup and restore functionality
• File sharing support for easy data transfer

Thoughtful Design
• Clean, intuitive interface
• Customizable categories with icons
• Support for multiple currencies
• Dark mode support
• Adaptive layouts for iPhone, iPad, and Mac

Powerful Search & Filtering
• Quickly find any transaction
• Filter by date, category, account, or type
• Dedicated search tab for instant access

Customizable Experience
• Personalize your tab bar layout
• Choose your preferred default currency
• Customize categories to match your lifestyle
• Adjustable settings for your workflow

MoneyWatch Plus
Upgrade to MoneyWatch Plus for additional features and to support continued development.

Why Choose MoneyWatch?

Unlike cloud-based finance apps that require sending your sensitive financial data to third-party servers, MoneyWatch keeps your information private and secure on your device. With optional iCloud sync, you maintain full control over your data while enjoying the convenience of multi-device access.

MoneyWatch is perfect for individuals who want a simple yet powerful way to understand where their money goes each month without compromising their privacy.

Need help or have suggestions?
• Email us: moneywatchsupport@icloud.com
• Privacy Policy: https://mb-apps.weebly.com/moneywatch.html
• Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Track income, expenses, and transfers
- Manage multiple accounts
- Create custom budgets
- On-device data storage
- Optional iCloud sync
- Apple Watch companion app
- Import/export data

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| MoneyWatch+ (1 Month) | $1.99 | per month |
| MoneyWatch+ (1 Year) | $17.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| MoneyWatch+ (Lifetime) | $34.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/moneywatch-budget-and-finance/id1593524945/reviews.md

### 5/5 — Great app for money tracking

*2022-12-31, version 3.0.0*

I have been using this app since 2017. Gets the job done and it is free (Only has ads). Highly recommended.

## Frequently asked questions about MoneyWatch

### Does MoneyWatch have ads?

Yes, MoneyWatch contains advertisements. As a free app with optional in-app purchases, advertisements are part of the user experience.

### What are the subscription options for MoneyWatch Plus?

MoneyWatch Plus offers a monthly subscription for $1.99 or an annual subscription for $17.99. Both plans include a 7-day free trial.

### How secure is my financial data with MoneyWatch?

MoneyWatch prioritizes privacy with on-device data storage and offers optional iCloud sync. It also supports passcode protection with biometric authentication like Face ID and Touch ID for enhanced security.

### Can I use MoneyWatch on my Apple Watch?

Yes, MoneyWatch provides an Apple Watch companion app. This allows for quick transaction entry directly from your wrist, enhancing convenience.

### How often is MoneyWatch updated?

The latest version of MoneyWatch is 3.10.1, last updated on December 8, 2025. Updates typically occur to introduce new features, improve performance, and ensure compatibility.

### What devices does MoneyWatch support?

MoneyWatch is designed for Apple devices, including iPhone, iPad, and Apple Watch. It offers optimized interfaces and seamless syncing across these platforms.

### Can I import my financial data into MoneyWatch?

Yes, MoneyWatch allows you to import transactions from CSV files. This feature facilitates easy data migration and integration with your existing financial records.

### What is the age rating for MoneyWatch?

MoneyWatch has an age rating of 4+. This indicates it is suitable for a wide range of users, including younger individuals, due to its straightforward and non-sensitive content.

## Version history (last 5 releases)

### 3.11.0 — 2026-06-22

We've made it easier to find, export, and reuse your transactions.

Filter exactly what you want
Filter by an entire category group or drill down to a single subcategory. Quickly search within your categories and accounts, and see every active filter at a glance with a cleaner, redesigned summary.

Hide the filter when you don't need it
A new toggle (right next to Group By and Sort By) lets you collapse the filter bar for a simpler, tidier list.

Export exactly what you see
Exporting now matches your current filter and search — so you get just the transactions you're looking at, with a clear summary of what's included before you export.

Duplicate to any date
Copying a transaction now lets you pick the date and time for the new entry, instead of reusing the original's.

More minor fixes & enhancements

Thanks for using MoneyWatch! Got feedback? We'd love to hear from you.

### 3.10.1 — 2025-12-08

*Minor bug fixes.

### 3.10.0 — 2025-11-23

*Added Vision Pro support.
*Minor bug fixes.

### 3.9.1 — 2025-11-11

*More bug fixes and optimizations.

### 3.9.0 — 2025-11-03

*iOS 26/iPadOS26/watchOS 26 support.
*Bug fixes and optimizations.

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## More apps by Babylyn To

- [yourWeight: Weight Tracker](https://appshunter.io/ios/app/yourweight-weight-tracker/id1056998170)

All apps by Babylyn To: https://appshunter.io/developer/1593336740

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*
