# MoneyWellth — Budget, Spending & Credit > AI-powered budgeting, subscription tracking, and financial account management app. (iPhone/iPad app by MoneyWellth LLC.) - Source: https://appshunter.io/ios/app/moneywellth/id1606298004 (this page in markdown: same URL + `.md`) - Developer: [MoneyWellth LLC](https://appshunter.io/developer/1606298006) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 4 App Store ratings · 10 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 98 MB - Languages: American English - Released: 2022-01-22 - Data updated: 2026-08-25 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/moneywellth/id1606298004/reviews.md ## What is MoneyWellth? MoneyWellth is a FREE personal finance and budgeting app designed to help you understand your money, manage your spending, and make smarter financial decisions. Bring your financial life together in one place with powerful tools for budgeting, spending insights, subscription tracking, credit utilization, net worth, account management, financial education, and more. Budgeting Made Easy Create a personalized monthly budget based on your finances and goals. Track spending by category, set limits, monitor your progress, and make adjustments along the way to stay in control of your money. Track & Understand Your Spending See where your money is going with automatically categorized transactions and easy-to-understand spending insights. Identify your top spending categories, uncover spending patterns, and find opportunities to cut back and save more. Credit Utilization & Optimization Understand how you're using your available credit across connected credit cards. Track credit utilization by card and across your accounts, identify high utilization, and get insights that can help you make more informed decisions about your credit score. Because credit utilization is one of the most important factor in your credit score, MoneyWellth helps you understand where you stand and identify opportunities to optimize your credit usage over time. Manage Subscriptions & Recurring Expenses Keep track of recurring expenses and subscriptions in one place. Quickly identify services you may no longer use, understand how recurring charges affect your budget, and find opportunities to reduce unnecessary spending. All Your Financial Accounts in One Place Connect and track checking, savings, credit cards, loans, investments, and more. Get a clearer view of your balances, debt, spending, savings, and net worth—all from one app. Financial Insights That Help You Take Action MoneyWellth turns your financial information into useful insights. From spending and budgeting to credit utilization and recurring expenses, quickly see where you may have opportunities to improve your financial picture. Personal Finance Education Build your financial knowledge with videos, articles, calculators, and educational resources covering topics that matter to your financial life. Learn at your own pace and gain the knowledge to make more informed financial decisions. Why MoneyWellth? All-in-one budgeting and personal finance app Customizable monthly budgets Automatic transaction categorization Spending and cash flow insights Credit utilization tracking and optimization insights Subscription and recurring expense tracking Net worth and account tracking Personal finance education and tools Easy-to-use experience for every financial background Secure technology designed to help protect your financial information Your money. Your goals. Your complete financial picture—all in one place. Download MoneyWellth and start building a clearer, more confident financial future. ## Key features - AI-powered budgeting - Subscription management - Expense tracking - Net worth overview - Personal finance education - Bank-level encryption ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | MONEYWELLTH MONTHLY | $8.99 | per month | | MONEYWELLTH ANNUAL | $84.99 | per year | ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/moneywellth/id1606298004/reviews.md ### 5/5 — Great budgeting app *2025-09-14* I have been using the free version of this app for months now and have loved it. It was hard to find a good free app. I recommend for people looking for an easy free budgeting option ### 5/5 — Excellent App for Budgeting *2024-08-11* I use MoneyWellth through my employer and it’s excellent to track my budget and connect all of my accounts. ### 5/5 — Great Budgeting App *2024-03-10* Use it everyday, excellent for budgeting. ### 5/5 — Amazing!!!! *2024-03-03* Looking forward! Can't wait to see! ### 5/5 — Excellent for budgeting! *2024-02-26* Excellent for budgeting expenses. ### 5/5 — This app really helped me *2023-03-28* I can honestly say this app had a huge impact on my ability to get out of debt. It’s budgeting feature is 10X better than the last budget app I used ### 5/5 — Excellent account integration *2023-03-28* I love using this app to see all of my accounts in once place. I can easily link my bank accounts and track my spending with ease. This app has made managing my finances so much easier. I highly recommend using this app, connecting your accounts and master tracking and budgeting. ### 5/5 — Excellent App for Budgeting *2023-03-28* I use MoneyWellth through my employer and it’s excellent to track my budget and connect all of my accounts. ### 5/5 — Perfect for budgeting *2022-10-04* Very easy to use. Has been very helpful for budgeting. ### 4/5 — Pretty great idea. More people should use this *2022-02-19, version 1.2* I think this app is a great idea compared to most standard budgeting apps. I like the educational aspect of it. I know they are working on some new features and updates… excited for the next release. Well done ## Frequently asked questions about MoneyWellth ### What is MoneyWellth? MoneyWellth is a free, AI-powered budgeting app designed to help users manage their finances. It offers features for budgeting, subscription tracking, expense monitoring, and consolidating financial accounts. ### How does MoneyWellth help with budgeting? MoneyWellth allows you to automatically create customizable budgets tailored to your financial goals. It helps you set spending limits, track expenses in real-time, and make adjustments on the go to prevent overspending. ### Can MoneyWellth track my subscriptions? Yes, MoneyWellth helps you monitor and manage all your subscriptions in one place. You'll receive reminders for upcoming payments and can easily identify unused services for potential cancellation. ### Is MoneyWellth secure? MoneyWellth prioritizes security with bank-level encryption to protect your financial data. It is designed to ensure the safety and privacy of your connected accounts and personal information. ### What financial accounts can I connect to MoneyWellth? You can connect and track various financial accounts, including checking, savings, credit cards, loans, and investments. This provides a comprehensive overview of your financial health and net worth. ### Does MoneyWellth offer personal finance education? Yes, MoneyWellth includes an extensive library of educational content such as videos, articles, and calculators. This resource helps users learn about personal finance topics at their own pace to make informed decisions. ### What are the subscription plans for MoneyWellth? MoneyWellth offers a monthly subscription for $8.99 with a 7-day free trial, and an annual subscription for $84.99 with a 7-day free trial. These plans unlock premium features and content. ### How often is MoneyWellth updated? MoneyWellth was last updated on March 30, 2026, indicating regular updates. The app also features regularly updated personal finance content to keep users informed. ## Version history (last 5 releases) ### 2.2.286 — 2026-08-18 Performance improvements and bug fixes ### 2.2.285 — 2026-08-06 Performance improvements and bug fixes ### 2.2.281 — 2026-07-16 Performance improvements and bug fixes ### 2.2.279 — 2026-07-02 Performance improvements and bug fixes ### 2.2.277 — 2026-06-22 Performance improvements and bug fixes ## Apps similar to MoneyWellth | App | Rating | Price | Category | | --- | --- | --- | --- | | [Finmatex-Simple Budget Planner](https://appshunter.io/ios/app/finmatex-simple-budget-planner/id1529432691) | 3.7 (3) | Free | Finance | | [Envelope Budget - Kualia](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367) | 4.6 (46) | Free | Finance | | [Moneyscope: Budget & Finance](https://appshunter.io/ios/app/moneyscope-budget-and-finance/id6444339152) | 4.5 (4) | Free | Finance | | [Budget Even: Build Savings](https://appshunter.io/ios/app/budget-even-build-savings/id1582227222) | 5.0 (8) | Free | Finance | | [Omnify Benefits](https://appshunter.io/ios/app/omnify-benefits/id1071556922) | 4.5 (587) | Free | Finance | | [LPSCU Mobile Banking](https://appshunter.io/ios/app/lpscu-mobile-banking/id1461180408) | 3.3 (3) | Free | Finance | ## More apps by MoneyWellth LLC - [MoneyWellth Learning+](https://appshunter.io/ios/app/moneywellth-learning-plus/id6736364674) All apps by MoneyWellth LLC: https://appshunter.io/developer/1606298006 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*