# MoneyWiz 2026 Personal Finance — Personal Accounting Software

> Comprehensive personal finance management for accounts, investments, and crypto. (iPhone/iPad app by SILVERWIZ LLC.)

- Source: https://appshunter.io/ios/app/moneywiz-2026-personal-finance/id1511185140 (this page in markdown: same URL + `.md`)
- Developer: [SILVERWIZ LLC](https://appshunter.io/developer/1138361839)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.60/5 from 2,142 App Store ratings · 669 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 98 MB
- Languages: Russian, Belarusian, Bulgarian, American English, Hungarian, Dutch, Indonesian, European Spanish, Italian, Catalan and 13 more
- Released: 2020-08-16
- Data updated: 2026-08-29
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/moneywiz-2026-personal-finance/id1511185140/reviews.md

## What is MoneyWiz 2026 Personal Finance?

Organize your day to day accounts, loans, savings, investments and even crypto in a convenient and secure way with MoneyWiz. MoneyWiz is the only personal finance app that can help you manage every aspect of your finances. 

AT A GLANCE
+ Tracking for bank and credit accounts, loans and debts, budgets and goals, bills and subscriptions, investments and crypto;
+ Automatic download of new transactions through direct connections to your banks;
+ Cloud backup and automatic sync across your iPhones, iPads and Macs;
+ Advanced import features, so you can quickly move your data from other apps;
+ Military grade data security with 256bit end-to-end encryption;
+ Extensive tutorials and built-in support chat with a real humans!


[ GET 1 WEEK FREE TRIAL ]
Check our extensive features today!


CONNECTED BANK ACCOUNTS
+ 40,000 banks in 55 countries via 4 data providers
+ Apple Wallet integration
+ Automatic detection of Transfers and Refunds
+ Automatic categorization with AI and learning
+ Get notifications for every new transaction

MANUAL ACCOUNTS
+ Track manually if connected bank accounts is not for you
+ Complete control over your transaction entry form
+ Post transactions in connected accounts too
+ Import OFX, QIF, CSV and MT940

ALL ACCOUNTS
+ Group accounts any way you want
+ Bulk edit 
+ Reconcile against bank statements
+ Custom account icons
+ Multi-currency support with automatic refresh of currency rates
+ Archive old accounts

INVESTMENTS
+ Support for all your stock market investments, including stocks, options, bonds and more
+ Unmatched support for Crypto and Forex investments for a personal finance app
+ Handling for investments pre-IPO and pre-ICO

BUDGETS & GOALS
+ Versatile budgeting tools for various styles, including envelope budgeting
+ Group budgets anyway you want
+ Real time progress indicators 

BILLS & SUBSCRIPTIONS
+ Get alerted when it's time to pay or get paid
+ Never forget a payment again
+ Tap on the calendar for instant Forecast based on your scheduled payments

REPORTS
+ Analyze your money with 30+ reports
+ Save reports for easy access in the future
+ Group reports any way you want
+ Export reports to PDF, CSV or print them

WEEKLY IMPROVEMENTS
Check out our version history and road map. 
We deliver new improvements weekly, based on your feedback. 

SUBSCRIPTION
We do not impose a limit on the number of accounts, budgets, regular or scheduled transactions you can create in MoneyWiz for free. However, you will need a subscription to enable certain features:
+ Premium subscription ($4.99/month or $49.99/year) enables bank sync and multi-device sync with a MoneyWiz Cloud account
+ Standard subscription ($19.99/year) enables multi-device sync with a MoneyWiz Cloud account

Your subscriptions will automatically renew each month (or year, depending on plan) and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings.

LINKS
Roadmap: https://wiz.money/roadmap
Privacy Policy: https://wiz.money/privacy/
Terms of Use: https://wiz.money/toc

## Key features

- Account tracking (bank, loan, investment, crypto)
- Automatic transaction downloads
- Cloud backup and multi-device sync
- Investment and crypto support
- Budgeting and goal setting
- Bill and subscription alerts
- 30+ financial reports

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium - 1 Month | $5.99 | per month |
| Premium - 1 Year | $59.99 | per year |
| Standard - 1 Year | $29.99 | per year |


## Chart rankings

- #150 in Top Grossing · Finance (US App Store)

## What do users think of MoneyWiz 2026 Personal Finance?

Overall sentiment: positive

**Pros**

- 🚀 Seamless syncing across devices
- 👍 Intuitive and user-friendly interface
- 💰 Great value for the price
- 🔒 Secure and private data handling
- 🤖 Reliable automatic transaction downloads
- 📊 Powerful reporting and analytics
- 🧠 Excellent customer support

**Cons**

- 🐛 Occasional sync and connectivity issues
- 🕰️ Slow transaction import and reconciliation
- 🤔 Confusing budgeting and categorization
- 📈 Inaccurate investment and stock tracking
- 🔍 Lacking customization and personalization options
- 💸 Subscription model not suitable for all users

**Commonly reported bugs**

- Duplicate transactions and incorrect balances
- Crashes and freezes on certain devices
- Inconsistent data sync between mobile and desktop

**Most requested features**

- Improved mortgage and loan management
- Custom transaction split functionality
- Expanded reporting and forecasting capabilities
- Apple Watch app integration
- Simplified onboarding and setup process

## Recent user reviews (10 of 669)

All indexed reviews: https://appshunter.io/ios/app/moneywiz-2026-personal-finance/id1511185140/reviews.md

### 1/5 — Ehemals beste Finanz App, aber…

*2026-08-19*

Aus der ehemals besten Finanz App ist seit der Umstellung des Syncs auf iCloud nur noch Schrott geworden. Der Sync klappt überhaupt nicht mehr, einige Einträge werden doppelt angezeigt, andere dafür gar nicht. Die ganzen Summen stimmen hinten und vorne nicht mehr. Es herrscht ein heilloses Durcheinander. Ich werde mein langjähriges Abo wohl kündigen. Leider nicht mehr zu empfehlen diese App.

### 5/5 — Migration and help - A result

*2026-08-15, version 2026.32.1*

I’m just a simple user, managing our home accounts and like others had to move from MS Money.
Now, years later, I have migrated from the Legacy software to the Cloud system.
It was not smooth and threw up some hiccups - but this is the point of this review - the mark of the developer / company has been that ‘we’ have gone through every step, quite slowly and patiently (particularly on their part, with me having limited IT skills) and have overcome all of the little glitches.
It is to their complement that the Support backed up their department title with true actions.

### 3/5 — Starting over

*2026-08-09, version 2026.28.3*

Upon further review the other apps out there just aren’t as good. They are also charging the same amount of money. I will re-review in a couple days.

### 1/5 — No Investment Capital Gains/Losses Reporting

*2026-08-06, version 2026.28.3*

I purchased MoneyWiz 2026 tonight. I have been using Quicken for 20 years.  I hoped that MoneyWiz could solve some of the accuracy issues in my Investment Brokerage account synchronization.  Specifically I am looking for Capital Gains/Losses reporting. I actively trade and have many buy/sell transactions. The MoneyWiz product does NOT do any Capital Gains Reporting.  I am very disappointed.

### 2/5 — Crashes like nobody’s business

*2026-08-05, version 2026.28.3*

Not impressed

### 5/5 — Rating requests

*2026-08-05, version 2026.28.3*

This is an awesome app and I’ve used it a long time.

### 5/5 — Using for many years

*2026-08-04, version 2026.28.3*

I’ve been using MoneyWiz for close to 10 years now and honestly it’s the best money management app I’ve ever used.

### 5/5 — Great customer service

*2026-08-04, version 2026.28.3*

Had a small problem when using MoneyWiz. Sent an email to them and within a few minutes got a response . The easy fix they suggested worked . So glad to be using MoneyWiz

### 1/5 — Don’t believe the hype

*2026-08-03, version 2026.28.3*

This is one of those app that looks really promising when you see how many positive reviews it has, but notice that most of them are from 3+ years ago. 

For me it fell over a t the first hurdle, not allowing me to connect to a my bank account. When through the whole verification process several times with the same result. Nothing despite a success message. 

Frankly if finances are your concern save your money with this kind of software and just set up a spread sheet in Apple Numbers for free. Sure you will have to do some manual entry but this whole syncing thing never truly works.

### 5/5 — Longtime user

*2026-08-01, version 2026.28.3*

I’ve been using this software for years and am so impressed with it still. The technical support over the years has been second to none, fast and very helpful. Thank you and keep up the good work.

## Frequently asked questions about MoneyWiz 2026 Personal Finance

### What does MoneyWiz 2026 do?

MoneyWiz 2026 is a personal finance application designed to help you organize and manage all your financial accounts. This includes day-to-day accounts, loans, savings, investments, and even cryptocurrency, all within a secure and convenient platform.

### What are the key features of MoneyWiz 2026?

Key features include tracking for bank accounts, loans, budgets, bills, subscriptions, investments, and crypto. It offers automatic transaction downloads from over 40,000 banks, cloud backup and sync across devices, advanced import options, and military-grade data security. You also get budgeting tools, bill alerts, and over 30 financial reports.

### How much does MoneyWiz 2026 cost?

The app offers a free version with no limits on accounts or transactions. However, certain features like bank sync and multi-device sync require a subscription. There are two subscription tiers: Standard ($19.99/year) for multi-device sync, and Premium ($4.99/month or $49.99/year) for bank sync and multi-device sync.

### What devices is MoneyWiz 2026 compatible with?

The application is designed for use across multiple Apple devices, including iPhones, iPads, and Macs. Cloud backup and sync features allow for seamless data management across these platforms.

### Can I use MoneyWiz 2026 to track my cryptocurrency investments?

Yes, MoneyWiz 2026 provides unmatched support for crypto investments, alongside stocks, options, and bonds. It can handle investments pre-ICO and offers features to manage your digital asset portfolio within the same application as your traditional finances.

## Version history (last 5 releases)

### 2026.34.1 — 2026-08-21

* Bug fixes
* Ability to upload a custom image to be an account icon (syncs via iCloud)

### 2026.33.1 — 2026-08-17

Bug fixes

### 2026.32.1 — 2026-08-10

Bug fixes

### 2026.28.3 — 2026-07-16

* iCloud Sharing - if you are using iCloud Sync in MoneyWiz you can now share your databases with other iCloud users (requires Premium subscription)
* Set automatic image resizing for synced images in Settings / iCloud Sync
* Privacy Mode - instantly hide all numbers in MoneyWiz through a button in the Accounts and Budgets section. Useful for when using MoneyWiz in public.
* Much improved error handling for online accounts
* PIN cool-off timer after 3 wrong attempts, increasing after each consecutive attempt, to discourage PIN brute forcing attempts
* PIN is now per database for iCloud Sync customers - if you have multiple databases, each can have its own PIN code
* Improved performance in crypto & investment accounts
* Fixed an issue where online banking accounts would self-disconnect sometimes
* Various other bug fixes

### 2026.28.2 — 2026-07-15

* iCloud Sharing - if you are using iCloud Sync in MoneyWiz you can now share your databases with other iCloud users (requires Premium subscription)
* Set automatic image resizing for synced images in Settings / iCloud Sync
* Privacy Mode - instantly hide all numbers in MoneyWiz through a button in the Accounts and Budgets section. Useful for when using MoneyWiz in public.
* Much improved error handling for online accounts
* PIN cool-off timer after 3 wrong attempts, increasing after each consecutive attempt, to discourage PIN brute forcing attempts
* PIN is now per database for iCloud Sync customers - if you have multiple databases, each can have its own PIN code
* Improved performance in crypto & investment accounts
* Fixed an issue where online banking accounts would self-disconnect sometimes
* Various other bug fixes

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## More apps by SILVERWIZ LLC

- [MileWiz 2022 - Car Mileage Log](https://appshunter.io/ios/app/milewiz-2022-car-mileage-log/id896425956)
- [MileWiz Enterprise](https://appshunter.io/ios/app/milewiz-enterprise/id1138361840)

All apps by SILVERWIZ LLC: https://appshunter.io/developer/1138361839

## Related topics

[personal finance managing](https://appshunter.io/ios/topics/personal-finance-managing) · [moneywiz](https://appshunter.io/ios/topics/moneywiz) · [moneywiz 2026 personal finance](https://appshunter.io/ios/topics/moneywiz-2026-personal-finance)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*
