# MoneyWiz 3 - Personal Finance — expense, budget & bill tracker > Comprehensive personal finance manager with bank sync, budgeting, and investment tracking. (iPhone/iPad app by SilverWiz Ltd.) - Source: https://appshunter.io/ios/app/moneywiz-3-personal-finance/id1004710719 (this page in markdown: same URL + `.md`) - Developer: [SilverWiz Ltd](https://appshunter.io/developer/380335247) - Category: Finance, Travel - Price: Free - Rating: 4.66/5 from 1,496 App Store ratings · 50 written reviews indexed - Age rating: 4+ - Requires: iOS 12.0 · 89 MB - Languages: Belarusian, Bulgarian, Catalan, Czech, Dutch, English, French, German, Hungarian, Indonesian and 13 more - Released: 2015-07-15 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/moneywiz-3-personal-finance/id1004710719/reviews.md ## What is MoneyWiz 3? Manage everything about your money from a single app. Sync with banks or manage accounts manually. Available for all major platforms and syncs between all of your devices automatically. FEATURES HIGHLIGHT: • worldwide online banking support with automatic transaction categorization and access to over 18,000 banks in over 70 countries, • crypto, forex and stock trading investment accounts with automatic trades sync, • cross-platform sync with native apps for your desktop and mobile, • manual transaction entry & bank statement import for those who prefer to do manual bookkeeping, • powerful budgets, transaction scheduling, financial forecasts and reporting, • translated into more than 20 languages, support for all world currencies, multi-level custom categories, and so much more with over 600 features! MoneyWiz is often referred to as the “go-to” application by our customers. Tired of comparing finance applications? Exporting data from one app to another to find the perfect one? Trusted by hundreds of thousands of customers, MoneyWiz truly is the final destination for everyone seeking to organize their finances. Launch it, grab a beverage of your choice and start actually enjoying working with your finances! HOT OFF THE PRESS! CRYPTO SUPPORT! Our latest release includes support for forex and crypto-currencies. MoneyWiz is now the first finance-management application to fully support crypto-currencies trading on top of an already powerful feature set. You’re now able to see your entire portfolio, latest prices and your current net worth - all in one beautifully organized workspace! SO HOW EXACTLY DO WE MAKE FINANCE MANAGEMENT EXCITING AND ENJOYABLE? YOUR DATA COMES TO YOU! With the Online Banking feature you don’t need to enter data manually (but you can!). Just connect to one of the thousands of banks we support and relax while MoneyWiz downloads and automatically categorizes transactions from your checking, credit card, savings, investment, forex and crypto accounts! On top of that, MoneyWiz uses proprietary AI algorithms to learn from your changes, so the more you use it the better auto-categorization becomes! Not a fan of automatic online sync? Need to transfer data from another app? We’ve got you covered! You can still enter manual transactions with ease as well as import your transactions in form of CSV, QIF, OFX, QFX and MT940 files! CROSS-DEVICE SYNC THAT WORKS You can use our amazing SYNCbits syncing service to ensure that you have your data with you at all times, on all devices! It allows for offline use too, and automatically detects internet connection to sync any changes made while offline. YOUR DATA STAYS YOURS We pride ourselves in our privacy-oriented approach. Any use of online services is optional but if you do decide to use them, rest assured that your data is protected with the best safeguards and encryption methods available. Just take a look at our Privacy Policy! Your local data also can be locked down with a PIN code (supported by fingerprint or facial authentication). DEDICATED SUPPORT TEAM Our support team is one of the most frequently mentioned compliments customers leave in the application reviews - and we couldn’t be prouder! SUBSCRIPTION & PRIVACY NOTICE To enable all features, you need to purchase MoneyWiz. We offer two options: * MoneyWiz Premium - subscription that enables everything on all devices. Costs $49.99/year or $4.99/month. * MoneyWiz Standard - one time payment. Sold separately for each platform (pricing varies). Enables SYNCbits (cross-device sync) but NOT online banking. Your subscriptions will automatically renew each month (or year, depending on plan) and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Privacy Policy: https://wiz.money/support/privacy-policy/ Terms of Use: https://wiz.money/support/terms-of-service/ ## Key features - Worldwide online banking support - Automatic transaction categorization - Crypto, forex, and stock investment tracking - Cross-platform sync - Manual transaction entry and import - Powerful budgeting and financial forecasting - Support for over 20 languages and all world currencies ## What do users think of MoneyWiz 3? Overall sentiment: positive **Pros** - 🚀 Robust, feature-rich app - 👍 Excellent customer support - 🚀 Seamless syncing between devices - 👍 Comprehensive financial tracking - 👍 Intuitive and user-friendly interface - 🚀 Detailed reporting and analysis **Cons** - 🐛 Sync issues and unreliable connectivity - 💰 Expensive subscription model - 🔍 Dated or cluttered user interface - 🔍 Lack of customization options - 🔍 Suboptimal mobile user experience **Commonly reported bugs** - Recurring login and credential issues - Inconsistent app behavior across platforms - Incorrect or misleading transaction forecasting **Most requested features** - Improved mobile transaction entry and management - Customizable widgets and home screen integration - Enhanced budgeting and forecasting capabilities - Streamlined account reconciliation process - Expanded reporting and data visualization options ## Recent user reviews (10 of 50) All indexed reviews: https://appshunter.io/ios/app/moneywiz-3-personal-finance/id1004710719/reviews.md ### 4/5 — Robust, but UI is a bit dated. No widgets *2022-10-26, version 3.8.6* Former paid MoneyWiz user, came back to see how development has progressed. Was surprised to see they’ve switched to a subscription model, quite an expensive one too. Secondly, it’s still too slow to input transactions on-the-go via mobile phone. There hasn’t been enough attention to mobile user UX needs. Most of my daily purchases are split across categories, grocery store, online etc.. will have groceries + pets + clothing in one receipt.. Yet there’s still no way to turn that on as my default. Lack of widgets is painful - apple have introduced amazing widget functionality over the past 2 years, this app still has Zero widget ability. That’s just a daily productivity deal-killer for me. PROS: still one of the best FX handling apps. But it’s no longer the only one.. Pros: the reports are fabulous- great for detailed analysis. ### 3/5 — Long time user. *2021-01-15, version 3.8.5* I’ve used this app for years and absolutely love it. But having updated to MoneyWiz 3 because the new iOS update didn’t play nice with MoneyWiz 2, I feel like the developers are really reaching here. I under understand your employees have to eat but forcing a paid subscription just in order to switch to dark theme or to change the icon is a bit ridiculous. And not to mention Syncbits no longer works on the free version. I’m for real just want to say to heck with it and find another app. I just don’t use the other features like syncing with my bank to justify the price. I know my business and input really doesn’t matter compared to the many who do pay the price but I just needed to vent a little. ### 1/5 — Disappointed *2020-12-21, version 3.8.3* I purchased MoneyWiz and have been using it since 2014. With the release of iOS 14 my MoneyWiz 2 started crashing after every transaction. So I updated to MoneyWiz 3. To my surprise they now want to charge me a subscription to back up to synbits? No thank you! I’ll look for something else before I pay a monthly fee. People that have been using you all these years should be grandfathered but as usual no loyalty to customers. You’re software got popular from us long time users via recommendations. ### 5/5 — Outstanding support *2020-12-16, version 3.8.3* Long time user of MoneyWiz 2 and 3. As of late the application keeps crashing when I switch away from MoneyWiz 3 to another app, and then back to MoneyWiz 3 while entering transactions. Sent crash logs to support along with a video, reinstalled the app but to no avail. After weeks of communications back and forth, I believe the issue has been resolved. A quick reset of Syncbits by support and a software update, which may or may not be related to the issue, and we’re back in business. ### 5/5 — I give MoneyWiz 👍🏼👍🏼 *2020-09-21, version 3.7.9* I’ve found the MoneyWiz App by far superior to their leading competitors. Quick-fast transaction navigation, easy pairing with other devices. If you experience an issue, tech support response are within minutes. Not 24 to 48 hours like some competitors. That said, I’m patiently waiting for your check printing edition. ### 5/5 — Well... *2020-04-18, version 3.7.5* UPDATE: They did respond to my emails and were great helping me! Thank you! I liked using this app! It was great until I decided to purchase the month to month subscription. Soon after I did the system logged me off and I couldn’t log back in. I kept getting “invalid credentials” and when I tried to reset the password I got “you entered the wrong information.” Mind you all the information was correct! I tried contacting the developers and no answer. I’d really like my $4.99 back. I realized that using it without a subscription was better. **Developer response:** Hi, We reply to every email we receive...can you please re-send it to hello@wiz.money if you haven't received a response from us by now? ### 4/5 — Great App...could use a few improvements *2020-03-24, version 3.7.4* This is really a great app and worth the annual fee, really good details and reports. I love it. The biggest improvement I wish they could fix is the automatic categorizing for repeat transactions. For instance, WalMart, my app, after more than a year of use should be able to know that WalMart transactions is not in the category of debt payment, or taxes, or electric bill. My internet company, RTC, should know that this is a internet bill by now, not grocery or eating out. If these could be learned, and automatically categorize into the most recently used category this app would be 💯 ### 2/5 — Export .qif *2020-03-15, version 3.7.2* Update 2: An exported CSV file is not a specific financial file type, but rather just a plain text spreadsheet file that can contain anything. That makes importing a CSV file more complicated and error prone. Importing a CSV file can only be done one account at a time and it is required that the account is already setup in the program prior to being able to import transactions. Also, split transactions cannot be imported from a CSV file. Update 1: As you said on April 13, 2015 “Re: QIF Export from MoneyWiz 2 Indeed this is something we are considering to add in the future updates of MoneyWiz 2 :) Can't tell you when exactly it will be ready as currently we are focused on fixing bugs, and improving stability and performance.” Original: I'm sorry. I will not use this product until you implement export to a .qif file. You promised it, and you haven't delivered. ### 2/5 — A lot of sync issues *2020-03-02, version 3.7.2* I’ve been a happy MoneyWiz customer since i think 2015, but since moving over to version 3 I’ve had nothing but problems with my account reliably syncing between my devices. I would say at least once a month my iPad and Mac just stop syncing with my phone and it either takes a lot of trial and error on my part or an eventual support email where they have to reset my syncbits account. I’m very hesitant to move because I have to much historical data here that will likely be hard to properly import into a new system, but I’m about at the breaking point. If it were free that would be one thing, but I feel like I’m paying $50/yr for mediocrity. ### 4/5 — Love! *2020-01-12, version 3.6.5* I was a longtime PocketMoney user but after latest update rendered it useless to me I came to MoneyWiz after trying many others. Even though I do everything manually, I prefer MW3 over MW2 because of the cleaner interface & expanded options. And even tho I was so very sad to leave PM, I must say that I absolutely LOVE the automatic syncing between devices so that I always know my balances. Another feature that is very handy is the un/cleared red/green dot so that if you want to periodically compare your manual entries against the bank’s between monthly reconciliations to make sure you didn’t miss something, you simply tap the red dot to “check off” the entry & it turns to green so that you know you match the bank (or whatever you’re checking against). The only thing I truly miss from PM is the ability to do a monthly reconciliation using the beginning/ending balances from my bank statements. Apparently this is a feature available only on the desktop version and my reason for only 4 stars (if possible I would have given 4.5). Otherwise it’s great! ## Frequently asked questions about MoneyWiz 3 ### What does this finance app do? This app helps you manage all aspects of your money from a single platform. It offers features like automatic transaction categorization by connecting to thousands of banks globally, manual data entry, investment tracking for crypto, forex, and stocks, powerful budgeting tools, and financial forecasting. ### How does the app handle bank connections and data? The app supports worldwide online banking with automatic transaction categorization, accessing over 18,000 banks in more than 70 countries. If you prefer not to use online sync, you can also enter transactions manually or import them from CSV, QIF, OFX, QFX, and MT940 files. ### Is this app free to use? Based on the provided information, the app is listed with a 'free' monetization model and does not indicate in-app purchases or ads. Therefore, it appears to be a free application. ### What platforms is this finance app available on? The app is available for all major platforms and syncs automatically between all of your devices. This includes native apps for both desktop and mobile devices, ensuring your financial data is accessible wherever you are. ### Can I track cryptocurrency investments with this app? Yes, the latest release includes full support for crypto, forex, and stock trading investment accounts. You can sync automatic trades and view your entire portfolio, latest prices, and current net worth within the app. ## Version history (last 4 releases) ### 3.8.12 — 2023-09-11 Bug fixes ### 3.8.11 — 2023-08-14 Bug fixes ### 3.8.10 — 2023-04-03 Bug fixes ### 3.8.6 — 2022-01-18 * Fixed the issue where some investment holdings will show incorrect prices * Other bug fixes and minor improvements Make sure you check MoneyWiz 2022 (just search the App Store for it) for the latest version of MoneyWiz with tons of new features, much refined design and more. For any issues please e-mail us at hello@wiz.money. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*