# MoneyWiz 3 - Personal Finance — user reviews > 50 indexed App Store user reviews of MoneyWiz 3 by SilverWiz Ltd, rated 4.66/5 from 1,496 ratings. - Source: https://appshunter.io/ios/app/moneywiz-3-personal-finance/id1004710719/reviews - App overview in markdown: https://appshunter.io/ios/app/moneywiz-3-personal-finance/id1004710719.md - Rating breakdown: 5★ 1,217 · 4★ 165 · 3★ 49 · 2★ 14 · 1★ 51 ## What do users think of MoneyWiz 3? Overall sentiment: positive **Pros** - 🚀 Robust, feature-rich app - 👍 Excellent customer support - 🚀 Seamless syncing between devices - 👍 Comprehensive financial tracking - 👍 Intuitive and user-friendly interface - 🚀 Detailed reporting and analysis **Cons** - 🐛 Sync issues and unreliable connectivity - 💰 Expensive subscription model - 🔍 Dated or cluttered user interface - 🔍 Lack of customization options - 🔍 Suboptimal mobile user experience **Commonly reported bugs** - Recurring login and credential issues - Inconsistent app behavior across platforms - Incorrect or misleading transaction forecasting **Most requested features** - Improved mobile transaction entry and management - Customizable widgets and home screen integration - Enhanced budgeting and forecasting capabilities - Streamlined account reconciliation process - Expanded reporting and data visualization options ## Newest reviews (15 of 50) ### 4/5 — Robust, but UI is a bit dated. No widgets *2022-10-26, version 3.8.6* Former paid MoneyWiz user, came back to see how development has progressed. Was surprised to see they’ve switched to a subscription model, quite an expensive one too. Secondly, it’s still too slow to input transactions on-the-go via mobile phone. There hasn’t been enough attention to mobile user UX needs. Most of my daily purchases are split across categories, grocery store, online etc.. will have groceries + pets + clothing in one receipt.. Yet there’s still no way to turn that on as my default. Lack of widgets is painful - apple have introduced amazing widget functionality over the past 2 years, this app still has Zero widget ability. That’s just a daily productivity deal-killer for me. PROS: still one of the best FX handling apps. But it’s no longer the only one.. Pros: the reports are fabulous- great for detailed analysis. ### 3/5 — Long time user. *2021-01-15, version 3.8.5* I’ve used this app for years and absolutely love it. But having updated to MoneyWiz 3 because the new iOS update didn’t play nice with MoneyWiz 2, I feel like the developers are really reaching here. I under understand your employees have to eat but forcing a paid subscription just in order to switch to dark theme or to change the icon is a bit ridiculous. And not to mention Syncbits no longer works on the free version. I’m for real just want to say to heck with it and find another app. I just don’t use the other features like syncing with my bank to justify the price. I know my business and input really doesn’t matter compared to the many who do pay the price but I just needed to vent a little. ### 4/5 — Great App...could use a few improvements *2020-03-24, version 3.7.4* This is really a great app and worth the annual fee, really good details and reports. I love it. The biggest improvement I wish they could fix is the automatic categorizing for repeat transactions. For instance, WalMart, my app, after more than a year of use should be able to know that WalMart transactions is not in the category of debt payment, or taxes, or electric bill. My internet company, RTC, should know that this is a internet bill by now, not grocery or eating out. If these could be learned, and automatically categorize into the most recently used category this app would be 💯 ### 4/5 — Love! *2020-01-12, version 3.6.5* I was a longtime PocketMoney user but after latest update rendered it useless to me I came to MoneyWiz after trying many others. Even though I do everything manually, I prefer MW3 over MW2 because of the cleaner interface & expanded options. And even tho I was so very sad to leave PM, I must say that I absolutely LOVE the automatic syncing between devices so that I always know my balances. Another feature that is very handy is the un/cleared red/green dot so that if you want to periodically compare your manual entries against the bank’s between monthly reconciliations to make sure you didn’t miss something, you simply tap the red dot to “check off” the entry & it turns to green so that you know you match the bank (or whatever you’re checking against). The only thing I truly miss from PM is the ability to do a monthly reconciliation using the beginning/ending balances from my bank statements. Apparently this is a feature available only on the desktop version and my reason for only 4 stars (if possible I would have given 4.5). Otherwise it’s great! ### 4/5 — Great finance system *2019-09-20, version 3.6.0* I’ve been a Quicken/Mac user since the 1980’s. For the most part, the Mac desktop version is adequate. However, the mobile apps have very limited functionality, and the Quicken/Mac budgeting is terrible. These are two of many areas where MoneyWiz 3 excels. Almost everything you can do in the macOS version, you can do in the iOS versions. And the budgeting process (both macOS and iOS) isn’t just a monitoring tool, it is an excellent planning tool. I am still running in parallel, and there are things that work differently between the 2 apps, but MW3 is intuitive, well designed, stable and attractive. If I am away and I only have my iPhone or iPad with me, a can do anything I need to do on them. In fact, my iPad has become my preferred system to update and review my finances. ### 5/5 — One of the best apps *2019-06-07, version 3.5.1* I have had money wiz for years. Have tried other apps to keep track of my money. Being an accountant this is the best app that I have used. Plus the support people will get back to you in the same day. I have not seen that much with other apps. If keeping track of your money, checking balance and budget this is the app you must have. ### 5/5 — Best money app *2019-06-03, version 3.5.0* Love MoneyWiz, has been on my dock since version 2 came out. UPDATE: Scrolling isn’t very fluid but since 3.5 it has gotten a little better. Aside from that this is hands down one of my top 5 apps for the iPhone. Loved the addition of a standard payment as an alternative for those who don’t need online banking. ### 5/5 — Still a Great App *2019-04-11, version 3.4.1* Been with MoneyWiz since version 1, and still enjoying it greatly. The new version took a bit of adjustment, but I’ve grown accustomed to it. A couple of quirks that make this more of a 4.5 for me (I rounded up): I agree with a few other people on the sorting - when moving something out of pending, I want my view to stay up top with the other pending items, since I’m usually balancing those when I mark something as cleared. Even if I could just turn off the sorting option when clearing I would be content. I also spent a few days entering all my new transactions as recurring without realizing it. I now check each time to make sure I’m in the right screen. The + sign in the upper right of the iPhone accounts screen would work better as a new transaction button. One suggestion: if this could automatically populate Apple Pay receipts when I hit new transaction, that would be spectacular (and I would start using Apple Pay constantly rather than just sometimes). ### 5/5 — Trust earned from day 1. *2019-04-06, version 3.4.1* Being a user since they first launched years ago, I can say nothing but top notch dedicated developers that deeply cares about their customers. Whenever I had an bug or issue, a simple email gets speedy and personal responses. Them still working hard at it throughout its ups and downs for this long shows how they’re passionately in the game for the long haul. The app has all the features one would ever want for a budgeting app that caters to every nuanced preferences of every user, and the list is definitely long. Syncing is robust, and user interface is clean and easy to understand. They care so much for customers that they even offer both standard 1-time purchase as well as monthly subscription options. ### 4/5 — A real timesaver *2019-03-05, version 3.4.1* Keeps my checkbook balanced, shows pending and upcoming, future transactions for the following month so I can see where my balance will be in the next 30 days. Very convenient and helpful. Very minor issues crop up from time to time depending on how various connected accounts post transactions. They are not always done in a way that MoneyWiz can recognize and most often occur when MoneyWiz can’t recognize the Payee. These can be corrected manually in the app. Except for these occasional anomaly’s I would have given the app 5 stars. Oh, yes; very helpful support staff. ### 5/5 — Great app and support *2019-03-03, version 3.4.1* For the most part I like the changes from MoneyWiz 2. However, in the checking register I don’t feel like each transaction put on a separate bubble with wasted space between on the iPhone. Was just fine in MoneyWiz 2 and took up less screen space. This is not an issue on iPad or Mac in 3. MoneyWiz 3 seems to fix some of my reports where the graphics just did not quite look right. They seem to fix this and now the plants look more reasonable. It’s as if some accounts weren’t being added in before. Also colors are ok eye candy but can be distracting. Icons should be made as small as possible, especially on the phone. That’s it. Best choice out there is so would buy again and their support is phenomenal. ### 5/5 — Recent and previous user *2019-02-24, version 3.4.0* I was a long time Quicken user and recently came back to Money Wiz since the recent update. I had left Money Wiz because of Quicken’s easy to see forecast feature. Money Wiz has stepped up to plate and made me a convert again. I love the option to save locally, and look forward to the mobile version looking more like the Mac platform. The balance forecast being visible in transactions with one touch is what I needed to get me back. I can also get transaction updates right from my credit union, which did not work for me previously. I have had some questions about how to solve minor issues and contacted support, and have gotten help promptly. I love it! I am still learning functions and how to get it to work the best way for me. I have not tried much with reports, but after I use it for a little longer, from what I remember from being a previous user, the reports I can run are full of information that can be very useful. I am only using the program to keep on top of bills at present and my balances. Anyway, I am back! Thank you Money Wiz! ### 5/5 — Excellent and comprehensive! *2019-02-20, version 3.4.0* I came from using Accounts for years, and due to some limitations I researched an alternative. So glad I came across this app/platform. I just bought the desktop version as well. The functionality, cross-device syncing, all amazing!! Keep the updates and features coming. I look forward to being a customer for many years to come!! ### 5/5 — Best Checkbook/ Money type app period *2019-02-20, version 3.4.0* I am a long time MoneyWiz customer based on past experience... I upgraded to MoneyWiz 2 and most recently MoneyWiz 3. I don’t need the fancy online banking pull down stuff, I have no problem entering in my spending and then reconciling that with bank account websites etc... I actually prefer it as it helps me keep track of things I spend or potential fraud. So I have the stand alone version of the app. It’s great. The new layout is a slight adjustment but overall it is growing on me as I feel it is allowing more to be on the screen without feeling cluttered. I recently asked about a nagging issue I found with the keypad in MoneyWiz and by recently I mean less than a week before this release I am rating right now. It is fixed. I think the #1 reason you should get this app over others is the team of people making this app as good as it is. They care, they do good work, and deserve affirmation of that good work. Great Job all! ### 5/5 — Great way to keep track of your $$$$$. *2019-02-01, version 3.2.1* I’ve been a subscriber for a number of years and I won’t try anything else. The latest update looks completely different from previous versions so it took me a minute to get my bearings but now that I’ve been using it for a few months it’s very familiar. I love the new look. Also, whenever I have a question, the one-to-one support is the best of any app I’ve ever used. They get back to me in 24 hours and don’t stop the help until my question is answered. I’m a customer forever. ## Most critical reviews (10 lowest-rated) ### 1/5 — Disappointed *2020-12-21, version 3.8.3* I purchased MoneyWiz and have been using it since 2014. With the release of iOS 14 my MoneyWiz 2 started crashing after every transaction. So I updated to MoneyWiz 3. To my surprise they now want to charge me a subscription to back up to synbits? No thank you! I’ll look for something else before I pay a monthly fee. People that have been using you all these years should be grandfathered but as usual no loyalty to customers. You’re software got popular from us long time users via recommendations. ### 1/5 — Long Time User - Poor sync support *2019-09-20, version 3.6.0* I have been using MoneyWiz for three years now. During that time there have been issues and I have worked though them, because there are not many options since Quicken cant get it right. But this last round of problems have been the ultimate frustration. I have had account sync issues and have have been working with support for more than two months now to resolve the issues. I know they would say it’s out of their control because they use a third party for the syncing, but having no live support is not means you cant count on this software to maintain your day do day account balances, unless you can go days - weeks - months, not having some accounts syncing. MoneyWiz is not based in the US, and don’t keep US based hours for support, so every issues takes many hours to receive a response. I think its time to move on. **Developer response:** For any questions please don't hesitate to contact us at hello@wiz.money with RV-22160 in the subject. we can't find your previous support ticket to check the investigation if any is ongoing as we don't see e-mail here. thanks! ### 1/5 — Forecasts are all wrong now *2019-02-07, version 3.3.2* I love this app. I use it daily. It is great to budget for future expenses and the forecasts are fantastic. This is the only app I have been able to find that will provide me with forecasts. However, after the last update the forecasts are all wrong if my accounts are set to only show cleared accounts. If I have pending payments that I have moved from my scheduled payments to my account register, but they have not cleared; it seems that the forecast double counts them and shows accounts going negative. The workaround for now is to also show pending charges in my accounts. ### 1/5 — Not functional *2018-05-29, version 2.7.6* My checking and savings acct still don’t sync after 6 months. Money wiz blames sync bit but if you sell the program you are responsible for troubleshooting also!! The balancing portion of the program doesn’t make any sense! You shouldn’t be able to go back to prior months once they are reconciled. I’ve never seen any program like this(not in a good way)! Income is an issue for me also.....if I go shopping spend $20 and return $10 then the expense for shopping should decrease by $10-I should not have income for $10 ugh. For someone without accounting experience it may be fine but I won’t be renewing. ### 1/5 — Disgraceful! *2018-01-20, version 2.7.1* I bought the first version of Moneywiz for the phone and then I bought one for the MacBook. When the second version came out, I wanted to buy one for my iPad put they pulled the first version of moneywiz for the the iPad forcing me to buy the second version for the iPhone and the iPad making the first version obsolete. Although the design and functionality of the app was fine, those greedy money haulers forced the AD SPAN in an update even though I paid for all of my apps and have not requested for adds. Another annoying thing is that they put it on the bottom of the screen instead of the top making you more likely to click on it. They even admit that they did it to get the money from the ads. Developers are VERY Unethical (I WANT MY MONEY BACK!!!) ### 2/5 — Export .qif *2020-03-15, version 3.7.2* Update 2: An exported CSV file is not a specific financial file type, but rather just a plain text spreadsheet file that can contain anything. That makes importing a CSV file more complicated and error prone. Importing a CSV file can only be done one account at a time and it is required that the account is already setup in the program prior to being able to import transactions. Also, split transactions cannot be imported from a CSV file. Update 1: As you said on April 13, 2015 “Re: QIF Export from MoneyWiz 2 Indeed this is something we are considering to add in the future updates of MoneyWiz 2 :) Can't tell you when exactly it will be ready as currently we are focused on fixing bugs, and improving stability and performance.” Original: I'm sorry. I will not use this product until you implement export to a .qif file. You promised it, and you haven't delivered. ### 2/5 — A lot of sync issues *2020-03-02, version 3.7.2* I’ve been a happy MoneyWiz customer since i think 2015, but since moving over to version 3 I’ve had nothing but problems with my account reliably syncing between my devices. I would say at least once a month my iPad and Mac just stop syncing with my phone and it either takes a lot of trial and error on my part or an eventual support email where they have to reset my syncbits account. I’m very hesitant to move because I have to much historical data here that will likely be hard to properly import into a new system, but I’m about at the breaking point. If it were free that would be one thing, but I feel like I’m paying $50/yr for mediocrity. ### 2/5 — Problems with $50-Subscription *2018-11-12, version 3.1.4* I upgraded to Money Wiz 3 Premium a few days ago, and the system keeps having trouble recognizing my subscription. It worked initially, then stopped working. Support emailed me instructions that must be outdated because the steps do not play out the way the instructions indicate. Deleting the app and then re-downloading it and signing in again made it started working again. However, the next day, it stopped recognizing my subscription (my $50-subscription) again. So, again, I had to delete and then re-download the app and sign in again to make it start working. Support said that a future updated subscription service would solve the issues, but I paid $50 for a subscription that was sold as already working, not “will work in the future.” I want this fixed. I shouldn’t have to keep deleting and re-downloading the app. There must a solution, and it should have already been provided to me the first time. **Developer response:** Hello there! The updated billing system is already rolled out. We are investigating and fixing issues as we discover them. Can you please contact us once more, this time with RV-13174 in the message title so that we can get to your message faster? Thank you! ### 2/5 — Support lacking *2018-10-25, version 3.0.4* I’ve been enjoying Moneywiz’s manual function for a couple of years. I tried the paid subscription for the first time and experienced daily errors with updating my accounts. I love the manual version of the app but I’m rating it 2 stars because, when presented with the problem, Moneywiz/Yodlee support ignored my issues and tried to close my support ticket without addressing my problems. It’s a shame because the app is great, but I won’t continue to pay for the subscription after this customer service experience - especially since my accounts are still not updating. ### 2/5 — Didn’t even try to use *2018-10-04, version 3.0.4* I am trying to switch to iPad pro as main computer and abandon definitely mac book. Financial app is the most difficult to find and this could have been a possibility but.... (correct me if I am wrong), there is no way to back up data unless subscribing to them and be charged 60$ a year even if I don’t need synchronize between mac and ipad and or connect to banks. Yes app is free but they should have charge a price for the app and and make it usable if you don’t use other features. In this way I have a free app but should I loose or break tablet I can loose important data. ## Most praised reviews (10 highest-rated) ### 5/5 — Outstanding support *2020-12-16, version 3.8.3* Long time user of MoneyWiz 2 and 3. As of late the application keeps crashing when I switch away from MoneyWiz 3 to another app, and then back to MoneyWiz 3 while entering transactions. Sent crash logs to support along with a video, reinstalled the app but to no avail. After weeks of communications back and forth, I believe the issue has been resolved. A quick reset of Syncbits by support and a software update, which may or may not be related to the issue, and we’re back in business. ### 5/5 — I give MoneyWiz 👍🏼👍🏼 *2020-09-21, version 3.7.9* I’ve found the MoneyWiz App by far superior to their leading competitors. Quick-fast transaction navigation, easy pairing with other devices. If you experience an issue, tech support response are within minutes. Not 24 to 48 hours like some competitors. That said, I’m patiently waiting for your check printing edition. ### 5/5 — Well... *2020-04-18, version 3.7.5* UPDATE: They did respond to my emails and were great helping me! Thank you! I liked using this app! It was great until I decided to purchase the month to month subscription. Soon after I did the system logged me off and I couldn’t log back in. I kept getting “invalid credentials” and when I tried to reset the password I got “you entered the wrong information.” Mind you all the information was correct! I tried contacting the developers and no answer. I’d really like my $4.99 back. I realized that using it without a subscription was better. **Developer response:** Hi, We reply to every email we receive...can you please re-send it to hello@wiz.money if you haven't received a response from us by now? ### 5/5 — Fantastic app/fantastic support *2020-01-02, version 3.6.5* I’ve been using MoneyWiz for years to keep track of expenses for tax purposes. Love it. With new iOS upgrade some down load features didn’t work. The support team worked me through a work around and within a short time had added the feature I was missing. I highly recommend this product. ### 5/5 — Best financial tracking app I’ve ever used *2019-11-01, version 3.6.3* For years I looked for a replacement for Quicken and QuickBooks because (1) I didn’t trust Intuit with my data, (2) I was looking for an app that supported peer to peer syncing between my devices so that I could always rely on having all my account information with me and the ability to enter new transactions anytime, and (3) I wanted something that could track my US and UK accounts equally as well (plus travel to Sweden, France and Spain too so lots of foreign translations) with currency conversion built in. I found this and more. The app is incredibly polished and easy to use. It’s literally my favorite app! The team at MoneyWiz are incredibly responsive answering all my questions so far within a couple hours. ### 5/5 — Great *2019-10-09, version 3.6.1* I’ve tried several finance apps and this is by far the best. Some of those apps had a few good things each about them but this app has it all. The layout is fantastic, easy to use, customizable categories, budgets, accounts. It can be easy and basic or it can be super in depth and customized. Online bank syncing works way better than all the others. Really prompt costumer service. This sounds like an ad but I’m just very impressed with it. ### 5/5 — Solid app, excellent support *2019-07-14, version 3.5.2* Love the app (I also use the macOS desktop version). Love the ease of use and the features in the premium subscription service. Tried other other personal finance software, and MoneyWiz is by far the best. The sync between devices is seamless. I’d love to see some cosmetic changes (such as color-coding, improved icon library, and easier transaction splitting) but completely satisfied with the core software. MoneyWiz is not immune to occasional minor issues, but those have been cleared up by their dedicated support people. The most frequent cause of issues is out of MoneyWiz’s control: the online banking sync services Yodlee and Salt Edge. But MoneyWiz handles dealing with them, so as a MoneyWiz customer, I only have to talk to MoneyWiz. ### 5/5 — Great product with outstanding customer service *2019-07-05, version 3.5.2* I’ve been a MoneyWiz user for about 5 years and have always been impressed by the quality of the product, frequent feature additions, communication from the development team and customer service. Very often a response will come within an hour or two and unlike many other products, they are highly skilled and usually able to solve problems quickly. ### 5/5 — It Just Works *2019-06-14, version 3.5.1* I use MoneyWiz on an iPad to keep track of all of my checking and credit card expenses, my future and recurring bills, and to project balances for future months using ledger and plotting. It does these things very well. The user interface is clean and easy to use. Entering and retrieving data are quick, easy and flexible. MoneyWiz offers good, prompt customer support. ### 5/5 — Love, love, love this app *2019-06-11, version 3.5.1* I have been trying to track my expenses for years. Between my husband and I, we have at least 300 transactions a month. Each time I open the app, it automatically downloads all our activity since the last time I used it. I created some new categories, deleted some preloaded categories, and was ready to roll. The app is intuitive, the icons are pretty, and support got right back to me when I had questions on how to more efficiently use the app. I finally feel in control of my finances. Note - I did upgrade to premium. Very happy with this app and it’s actually fun to work with. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*