# Moneywyn: 50/30/20 Budget Plan — Manage Every Dollar Easily Now > Personal finance app for 50/30/20 budgeting, simplifying expense tracking. (iPhone/iPad app by Beyond Stop, LLC.) - Source: https://appshunter.io/ios/app/moneywyn-503020-budget-plan/id465032022 (this page in markdown: same URL + `.md`) - Developer: [Beyond Stop, LLC](https://appshunter.io/developer/465032025) - Category: Finance, Education - Price: Free with in-app purchases (on sale, was $2.99) - Rating: 3.50/5 from 17 App Store ratings · 13 written reviews indexed - Age rating: 4+ - Requires: iOS 14.0.0 · 50 MB - Languages: American English - Released: 2012-05-11 - Data updated: 2026-08-18 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/moneywyn-503020-budget-plan/id465032022/reviews.md ## What is Moneywyn? Tired of tracking every expense each and every day? Moneywyn can help! Moneywyn is unlike most other personal finance software. It will help you save time and money while focusing less on daily expense tracking and more on budget planning. Using three spending categories, that are based on the 50/30/20 budget rule, you will find out where you stand financially and start taking appropriate action toward building wealth. STOP TRACKING EVERY EXPENSE You’re busy! Do you want to spend time tracking every single expense all the time? Probably not. You can stop all that tracking with Moneywyn. - Create, edit and delete average monthly earnings - Create, edit and delete average monthly spending - View statistics for monthly deficit or surplus spending SIMPLIFY YOUR FINANCIAL BUDGET Your spending is broken down into just three categories. No more categorizing expenses into numerous categories. Moneywyn is about simplifying your life and your budget: - Specify spending on what you need - life’s necessities or long-term contracts - Specify spending on what you want - the fun things in your life - Specify spending on what you save - what helps you retire rich (can be increasing or decreasing) COMPARE YOUR SPENDING TO THE TARGET PERCENTAGES See how your spending compares to the recommended target percentages in Moneywyn. Based on the popular book All Your Worth: The Ultimate Lifetime Money Plan, Moneywyn compares your spending to the 50/30/20 budget rule outlined in the book. The target percentages are: - 50% of your take-home pay should go to your needs - 30% should go to your wants - 20% should go to your savings OTHER FEATURES: - Create a 50/30/20 budget - Three spending categories: needs, wants, and savings - Pre-populated common sources of earnings and spending - Enter unlimited new earnings and spending sources - Import and export data to CSV (optional purchase) - Summary of monthly earnings and spending - Deficit or surplus calculation - Easy data entry - Compare your spending to the recommended target spending - Bar and pie graph reports - Complete world currency list - Automatically selects location currency - Passcode lock to protect your data If you have any questions, concerns, or suggestions, please feel free to send an email to moneywyn@beyondstop.com. Check out www.moneywyn.com for more details. ## Key features - 50/30/20 budget creation - Three spending categories: needs, wants, savings - Average monthly earnings and spending tracking - Monthly deficit/surplus statistics - Bar and pie graph reports - Passcode lock for data protection ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Pro: Ad-Free, Import, Export | $2.99 | one-time | ## Recent user reviews (10 of 13) All indexed reviews: https://appshunter.io/ios/app/moneywyn-503020-budget-plan/id465032022/reviews.md ### 1/5 — Not functioning *2025-12-29* After I paid, it will not allow me to enter an email to be a member. It ask me to pay to upgrade, but I’ve already paid ### 1/5 — App sucks *2025-12-28* I just signed up and requested the upgrade and it’s not working. This app sucks. I want my $ back. It shouldn’t be this hard to use. ### 1/5 — App crashes *2023-01-17* App continues to crash. **Developer response:** My apologies. The app was recently updated and crashes should be resolved. I hope you decide to try it out again. ### 1/5 — Kept Crashing *2022-12-27* I installed the app and upgraded to .99 which didn’t upgrade. Then I input my details and it kept crashing. I was really excited to use it 😩. Had to look for another option. **Developer response:** I apologize for the inconvenience. The app was recently updated, and all bugs should be fixed now. I hope you decide to give the app another chance. ### 1/5 — Doesn’t work at all waste of time *2022-09-05* Free version did literally nothing so I paid for premium and nothing changed, it asks to pay again. Rip off. I’d love my money back ### 5/5 — Varun *2014-09-26* Excellent app to maintain your budget.... ### 3/5 — So close, but missing an essential piece *2014-06-20* I am a recent high school graduate and need an app to keep track of my debit card use so that I don't overspend. This WOULD be a nice app if they added the ability to put a date with each transaction. But without that, I can't properly match it with my monthly statement to make sure it's correct (the monthly statement is recent, but not up to the exact date). ### 5/5 — Great stuff. *2012-06-27* App does what it says on the tin. Solid, clear and simple (yet flexible and in depth) budget management with visual graphs to show you everything in an easy to see way. ### 5/5 — app i hav just bin seaarchin fr!!:) *2012-06-27* reall useful to keep track of money!! helped me save a lot!!:) ### 5/5 — wonderfull app *2012-06-11* All i wanted is an app which could help me with my expenses. Now, not only i can keep a track on my expenses but also get reports of my spending. A cool way to know where your money is going. After buying the full app, now i can also sync the expenses of my family... Its amazing app.... 5 stars for this app is also less ## Frequently asked questions about Moneywyn ### What is the main purpose of Moneywyn? Moneywyn helps you manage your finances by focusing on the 50/30/20 budget rule. It simplifies tracking by categorizing spending into needs, wants, and savings, allowing you to see your financial standing and work towards building wealth. ### How does Moneywyn simplify expense tracking? Instead of tracking every single expense, Moneywyn uses three main spending categories: needs, wants, and savings. This approach reduces the time spent on detailed logging while still providing insights into your financial habits. ### Does Moneywyn have ads? Yes, Moneywyn contains advertisements. As a free application with optional in-app purchases, advertisements are displayed to support its continued development and availability. ### What are the 50/30/20 budget percentages in Moneywyn? Moneywyn follows the 50/30/20 rule, where 50% of your take-home pay is allocated to needs, 30% to wants, and 20% to savings. The app helps you compare your actual spending against these recommended targets. ### Can I export my data from Moneywyn? Yes, you can import and export your data to CSV format. This feature is available as an optional purchase within the app, allowing for greater flexibility in managing your financial records. ### What devices is Moneywyn available on? Moneywyn is available on iPhone, iPad, and iPod. It is designed for iOS devices and is suitable for users who prefer mobile financial management. ### How often is Moneywyn updated? Moneywyn was last updated on January 24, 2025, with version 25.01.4. This indicates regular updates to improve functionality and address any issues, ensuring a reliable user experience. ### Is my financial data secure in Moneywyn? Moneywyn offers a passcode lock feature to protect your data. This security measure helps ensure that only you can access your financial information within the application. ## Version history (last 5 releases) ### 25.01.4 — 2025-01-24 Fixed export data issue ### 24.08.1 — 2024-08-30 BUG FIXES - Fixed: Currency Symbol doesn’t change when Currency Code changes. ### 24.06.2 — 2024-06-23 WHAT’S NEW - N/A BUG FIXES - Fixed: Add transaction buttons should default to expense instead of income. This has been updated. IMPROVEMENTS - N/A KNOWN ISSUES - N/A ### 23.11.1 — 2023-11-11 WHAT’S NEW - Added a new Insights screen. Users will now be able to get some quick insights about your finances based on the data entered for the 50/30/20 budget. More insights coming soon. - Renamed Reports screen to “Analysis”. The Reports screen is now a separate tab, along with the Analysis screen. The same reports about your 50/30/20 budget are still there. BUG FIXES - Fixed: Spelling errors found in About screen. This has been fixed. - Fixed: Scrolling seems to get cut off after many transactions in the Transactions screen. This has been resolved. - Fixed: When launching the app the first time, you may see a black screen before seeing your Dashboard budget screen. This issue has been fixed. - Fixed: Certain screens may be delayed in displaying data. This issue has been fixed. IMPROVEMENTS - Added the ability to enable dark mode. KNOWN ISSUES - N/A ### 23.09.2 — 2023-09-29 BUG FIXES - Fixed: Option to remove ads exists even after purchase. This has been resolved. - Fixed: When adding new transactions, updates to the expenses in the Transactions screen, mistakenly double-adds needs, wants, and savings spending to the total, skewing numbers. This should no longer happen. KNOWN ISSUES - When launching the app the first time, you may see a black screen before seeing your Dashboard budget screen. - Certain screens may be delayed in displaying data. These should be fixed shortly. ## Apps similar to Moneywyn | App | Rating | Price | Category | | --- | --- | --- | --- | | [Wallet - Daily Budget & Profit](https://appshunter.io/ios/app/wallet-daily-budget-and-profit/id1032467659) | 4.6 (5,864) | Free | Finance | | [EveryDollar: Budget Management](https://appshunter.io/ios/app/everydollar-budget-management/id942571931) | 4.7 (83,978) | Free | Finance | | [Buddy: Budget Planner App](https://appshunter.io/ios/app/buddy-budget-planner-app/id936422955) | 4.7 (9,387) | Free | Finance | | [Emma - Budget Planner Tracker](https://appshunter.io/ios/app/emma-budget-planner-tracker/id1270062373) | 4.7 (1,401) | Free | Finance | | [PocketGuard・Budget Planner App](https://appshunter.io/ios/app/pocketguardbudget-planner-app/id949414211) | 4.6 (7,664) | Free | Finance | | [Expense & Budget App: Spendee](https://appshunter.io/ios/app/expense-and-budget-app-spendee/id635861140) | 4.6 (6,221) | Free | Finance | ## More apps by Beyond Stop, LLC - [BabyLooks: Match Family Poll](https://appshunter.io/ios/app/babylooks-match-family-poll/id1011946622) All apps by Beyond Stop, LLC: https://appshunter.io/developer/465032025 ## Related topics [manage money plan](https://appshunter.io/ios/topics/manage-money-plan) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*