# Moni AI: Expense Tracker — Voice Budget Planner & Reports

> Voice Budget Planner & Reports (iPhone/iPad app by MONI TECHNOLOGY CO. LTD.)

- Source: https://appshunter.io/ios/app/moni-ai-expense-tracker/id6755133758 (this page in markdown: same URL + `.md`)
- Developer: [MONI TECHNOLOGY CO. LTD](https://appshunter.io/developer/1896179286)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 138 MB
- Languages: American English, Arabic, Filipino, French (France), German (Germany), Indonesian, Japanese, Korean, Malay, Brazilian Portuguese and 4 more
- Released: 2026-01-20
- Data updated: 2026-08-24
- User reviews in markdown: https://appshunter.io/ios/app/moni-ai-expense-tracker/id6755133758/reviews.md

## What is Moni AI?

Bored of dull expense tracker apps?

Meet Moni - The AI Financial Assistant with a witty sense of humor! Moni is not just a smart money manager; it's a companion that keeps you in check whenever you overspend.

WHY YOU'LL LOVE MONI?

1. Sassy AI Assistant:
Instead of dry numbers, Moni's AI analyzes your habits and gives funny advice (or playful roasts) based on your spending. It helps you wake up before you checkout that expensive cart!

2. Lightning Fast Input:
- Voice: Just say "Coffee $5", Moni automatically saves and categorizes it.
- Scan Receipts: Snap a photo of your grocery bill in 1 second.

3. Visual Financial Reports:
Modern charts help you see through your cash flow: Where did the money go? Why is the wallet empty before payday?

4. Comprehensive Tools:
- Set up monthly budgets.
- Track debts and savings goals.
- Convenient Widgets right on your home screen.

Download Moni today to see what the AI has to say about your wallet!

Terms of Service: https://moniai.app/terms
Privacy Policy: https://moniai.app/policy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly - Unli AI | $4.99 | per month |
| Yearly - Unli AI | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Premium | $29.99 | one-time |



## Version history (last 5 releases)

### 1.2.7 — 2026-08-08

Faster, smoother, and more reliable than ever.

• Snappier expense tracking — log spending by voice or receipt scan in seconds
• More accurate AI categories, so your budget stays on track
• Smoother charts and reports across daily, weekly and monthly views
• Rock-solid Premium: your subscription and lifetime access restore instantly
• Performance and stability improvements throughout the app

Thanks for using Moni! Questions or ideas? We read every message.

### 1.2.6 — 2026-07-23

This update comes straight from your requests:

• Loan interest now accrues by actual days
The way banks really calculate it: principal × annual rate × days / 365. Borrow on the 5th, repay on the 27th, and you get exactly 22 days — no more rounding to whole months.

• Shared credit limit across cards
Two cards from the same bank drawing on one limit? Tag them to the same group and both show the group's real usage and remaining balance.

• Payment reminders for cards and loans
Get reminded 1–14 days ahead, at the time of day you choose, with an option to repeat daily until the due date. Never let a payment slip.

• Search and sort your cards
Type a card name or sort A–Z instead of scrolling the whole list.

Thanks for all the feedback — keep it coming!

### 1.2.5 — 2026-07-18

We keep making Moni faster and easier to use:

• Smoother expense tracking and receipt scanning
• More reliable subscription detection for Netflix, Spotify, iCloud and other recurring bills
• Improved premium restore and a snappier paywall
• Bug fixes and performance improvements

Love Moni? A quick review means the world to us — thank you!

### 1.2.4 — 2026-07-12

This update makes Moni smoother and more reliable:

• Faster, more stable expense tracking and receipt scanning
• Improved subscription detection for Netflix, Spotify, iCloud and other recurring bills
• Home-screen widgets polish
• Bug fixes and performance improvements

Enjoying Moni? A quick review helps us a lot — thank you!

### 1.2.3 — 2026-07-11

What's new in Moni:

• Home screen widgets — check your balance, budget and daily spending at a glance, in 5 fresh styles
• Subscription tracking, right on the Home grid — Netflix, Spotify, iCloud and other recurring bills detected automatically
• A cleaner, faster navigation bar
• Bug fixes and performance improvements

Enjoying Moni? A quick review helps us a lot — thank you!

## More apps by MONI TECHNOLOGY CO. LTD

- [Smart Remote: Universal TV App](https://appshunter.io/ios/app/smart-remote-universal-tv-app/id6766056672)
- [PhotoFlow AI: Clean Vault](https://appshunter.io/ios/app/photoflow-ai-clean-vault/id6770440122)
- [Moni Proxy: HTTPS Capture](https://appshunter.io/ios/app/moni-proxy-https-capture/id6772754819)
- [Pet Medical Records](https://appshunter.io/ios/app/pet-medical-records/id6779994182)
- [Sivora: AI ADHD Routine Plan](https://appshunter.io/ios/app/sivora-ai-adhd-routine-plan/id6780117241)

All apps by MONI TECHNOLOGY CO. LTD: https://appshunter.io/developer/1896179286

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*