# Moni: AI Expense Tracker — Smart Budget & AI Assistant

> Smart Budget & AI Assistant (iPhone/iPad app by Hieu Dao.)

- Source: https://appshunter.io/ios/app/moni-ai-expense-tracker/id6760244782 (this page in markdown: same URL + `.md`)
- Developer: [Hieu Dao](https://appshunter.io/developer/1873849632)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 82 MB
- Languages: English
- Released: 2026-04-02
- Data updated: 2026-08-17
- User reviews in markdown: https://appshunter.io/ios/app/moni-ai-expense-tracker/id6760244782/reviews.md

## What is Moni?

Tired of manual data entry? Meet Moni Expense AI, the smartest and most engaging way to manage your personal finances!

WHY MONI EXPENSE AI?
● Gemini 2.5 AI Assistant: Moni isn't just a spreadsheet. It’s a witty financial genius that cheers you on when you save and gives you a cheeky nudge when you overspend.
● Voice-Powered Tracking: Just say "Spent $15 on lunch," and Moni handles the rest. Instant, accurate, and effortless.
● Military-Grade Security: Your privacy is our priority. All data is protected with SIC (CTR) encryption before being stored. Your wallet, your eyes only.
● Full iPad 13" Support: Experience a beautifully optimized, responsive layout designed specifically for large screens.

KEY FEATURES:

Set daily and monthly budgets to keep your goals on track.
Visual charts that actually make sense of where your money goes.
Home screen widgets for 1-second expense logging.
Seamless iCloud synchronization to keep your data safe.
Stop guessing where your money went. Let Moni help you achieve financial freedom today!
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Moni Premium - Year | $8.99 | per year |
| Moni Premium - Monthly | $0.99 | per month |



## Version history (last 5 releases)

### 1.2.0 — 2026-08-11

Moni just got smarter, faster, and a whole lot more fun.

NEW: Monthly Recap
Your spending month, wrapped into a beautiful shareable card — top categories, streaks, and a comparison with last month. One tap to share.

NEW: Make Moni yours
Personalize the app with background patterns, fresh color themes, and a true-black Dark AMOLED mode that's easy on the eyes and your battery.

Smarter AI Assistant
Moni now understands you better than ever — including casual money shorthand. Just talk or snap a receipt, and Moni does the rest.

Recurring transactions
Set rent, subscriptions, or bills once — daily, weekly, or monthly — and Moni logs them automatically so you never forget.

PDF reports (Premium)
Export a clean monthly spending report to share or keep for your records.

Home screen widget
See today's and this month's spending at a glance — now updating reliably in real time.

Plus dozens of refinements and stability fixes to make everyday tracking smoother.

Thanks for using Moni! Have an idea or found a bug? We read every review.

### 1.1.2 — 2026-06-03

- Bug Fixes: Resolved minor technical issues and bugs to improve overall app stability.
- Performance Improvements: Optimized under-the-hood systems for a faster and smoother user experience.

### 1.1.1 — 2026-05-28

Performance Optimization: Enhanced overall app speed and responsiveness for a smoother experience.

Bug Fixes: Resolved minor technical issues and improved stability under the hood.

AI Assistant Tweaks: Fine-tuned Gemini AI interactions for faster responses.

### 1.1.0 — 2026-05-16

Smarter AI – Our intelligent engine now understands you better, delivers more accurate results, and provides faster recommendations.

VIP Feature: Receipt Scanning – Instantly scan and digitize your paper receipts with advanced image recognition. Exclusively for VIP users.

Deeper Personalization – The interface now adapts to your habits and preferences more intelligently than ever before.

Beautiful UI Refresh – Enjoy a polished, modern design with smoother animations and improved visual comfort.

We’re constantly improving. Update now to experience the difference!

### 1.0 — 2026-04-02

No release notes.

## More apps by Hieu Dao

- [Lịch Việt - Lịch Vạn Niên 365](https://appshunter.io/ios/app/lich-viet-lich-van-nien-365/id6758592547)
- [Calculator Plus - All-in-One](https://appshunter.io/ios/app/calculator-plus-all-in-one/id6758776243)
- [SafeKey: Password Manager](https://appshunter.io/ios/app/safekey-password-manager/id6759216624)

All apps by Hieu Dao: https://appshunter.io/developer/1873849632

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-17.*