# Moni AI - Smart Money Manager — Track, Save & Spend Smarter

> Track, Save & Spend Smarter (iPhone/iPad app by Karim Kalashov.)

- Source: https://appshunter.io/ios/app/moni-ai-smart-money-manager/id6801254830 (this page in markdown: same URL + `.md`)
- Developer: [Karim Kalashov](https://appshunter.io/developer/1753807088)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 54 MB
- Languages: American English
- Released: 2026-09-15
- Data updated: 2026-10-24

## What is Moni AI?

Moni AI — Smart Money Manager helps you take control of your finances in seconds a day.

Track your expenses effortlessly, see exactly where your money goes, and let AI do the hard work for you.

KEY FEATURES

- Quick Expense Tracking — add transactions in just a couple of taps
- Smart Categories — your spending is organized automatically
- Clear Analytics — beautiful charts show where your money goes each month
- AI Assistant — get personalized insights and tips on where you can save
- Budgets — set monthly limits and stay on track
- Savings Goals — plan ahead and reach your goals faster
- Multiple Currencies — perfect for travel and international spending
- Privacy First — your financial data is encrypted and never sold

WHY MONI AI?

Most finance apps are complicated. Moni AI is different — it takes seconds to log an expense, and the AI assistant turns your data into simple, actionable advice. No spreadsheets, no stress.

Whether you want to stop overspending, save for something big, or just understand your money better — Moni AI makes it easy.

Download Moni AI today and start making smarter money decisions.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Moni AI Pro | $4.99 | per month |
| Moni AI Pro Yearly | $18.99 | per year |


## Is Moni AI safe?

Not enough ratings yet to assess Moni AI.

## Is Moni AI legit?

Moni AI - Smart Money Manager appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Moni AI is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.4 — 2026-10-11

bug fixing

### 1.0.2.1 — 2026-10-03

new features

### 1.0.2 — 2026-09-30

New changes

### 1.0.1 — 2026-09-26

new features

### 1.0 — 2026-09-15

No release notes.

## Apps similar to Moni AI

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Subscription Alert](https://appshunter.io/ios/app/subscription-alert/id6758857832) | — | Free | Finance |
| [CashCoach: AI Expense Tracker](https://appshunter.io/ios/app/cashcoach-ai-expense-tracker/id6749329740) | 5.0 (1) | Free | Finance |
| [Bill Tracker Ultra: Organizer](https://appshunter.io/ios/app/bill-tracker-ultra-organizer/id6759362362) | 5.0 (12) | Free | Finance |
| [Moni - Send and Pay](https://appshunter.io/ios/app/moni-send-and-pay/id6749696786) | 5.0 (5) | Free | Finance |
| [Stockal by Borderless](https://appshunter.io/ios/app/stockal-by-borderless/id1577380112) | 3.7 (7) | Free | Finance |
| [PASHA Insurance](https://appshunter.io/ios/app/pasha-insurance/id6763541159) | — | Free | Finance |

## More apps by Karim Kalashov

- [Guzzgu](https://appshunter.io/ios/app/guzzgu/id6636493041)
- [AI Discipline - JudgeMe](https://appshunter.io/ios/app/ai-discipline-judgeme/id6757278816)
- [Treely - Grow daily](https://appshunter.io/ios/app/treely-grow-daily/id6759991939)
- [Ripeness Tracker - Ripe AI](https://appshunter.io/ios/app/ripeness-tracker-ripe-ai/id6761916593)

All apps by Karim Kalashov: https://appshunter.io/developer/1753807088

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*