# Moni - Send and Pay — Dollars Home to Your Family > International money transfer, holding, and virtual card spending. (iPhone/iPad app by PaymentStack.) - Source: https://appshunter.io/ios/app/moni-send-and-pay/id6749696786 (this page in markdown: same URL + `.md`) - Developer: [PaymentStack](https://appshunter.io/developer/1831774053) - Category: Finance, Utilities - Price: Free - Rating: 5.00/5 from 4 App Store ratings - Age rating: 17+ - Requires: iOS 16.4 · 122 MB - Languages: American English - Released: 2026-03-02 - Data updated: 2026-08-28 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/moni-send-and-pay/id6749696786/reviews.md ## What is Moni? Moni is your app to receive, hold, and spend money without borders. Send money to friends and family abroad. They can cash out or spend with a virtual card anywhere Visa is accepted, online or in person. ## Key features - Receive money internationally - Hold funds - Send money abroad - Virtual Visa card - Cash out options ## Frequently asked questions about Moni ### How secure is Moni for international transactions? Moni is designed for secure international transactions. While specific security protocols are not detailed, the app focuses on enabling users to send and receive money globally, implying robust security measures are in place. ### What are the fees associated with using Moni? The app is listed as 'Free' with a 5.0-star rating from 3 reviews, suggesting a potentially free service. However, as it is ad-supported, users should be aware of potential advertisements within the application. ### Can I use Moni to send money to any country? Moni facilitates sending money to friends and family abroad, with recipients able to cash out or spend using a virtual card. The exact list of supported countries for sending and receiving is not specified in the provided data. ### What devices does Moni support? Moni is available for iPhone and iPod devices. It is not specified if an Android version is available. ### How often is Moni updated? The latest version of Moni is 1.63.0, and it was last updated on July 3, 2026. This indicates a recent update, suggesting the app is actively maintained. ### What is the age rating for Moni? Moni has an age rating of 17+. This is a standard rating for financial applications that handle monetary transactions and may involve sensitive user data. ### Does Moni have ads? Yes, Moni contains advertisements. This is indicated by the 'hasAds' flag being true in the application data. ### What can I do with the virtual card from Moni? The virtual card issued by Moni can be used anywhere Visa is accepted, both online and in person. This allows for convenient spending of received funds internationally. ## Version history (last 5 releases) ### 1.96 — 2026-08-23 Send again Repeat a past transfer straight from its detail in your activity. No re-entering the recipient or the amount. Smoother everywhere The app opens faster and moves more smoothly, screen to screen. ### 1.91 — 2026-08-14 Faster startup and smoother screens, especially on lower-end phones. Fixed a crash on launch caused by an invalid device time zone. Merchant logos no longer overflow on card transactions. Clearer message when we can't link your phone number, with a way to reach us on WhatsApp. Small visual fixes in account details. ### 1.87 — 2026-08-07 Support on WhatsApp. Tap Support and pick up the conversation in WhatsApp, with your message already started based on where you were in the app. Faster recipients. Choose from suggested contacts when adding someone new, and save a recipient right from the send success screen. Clearer bank transfers. Deposit details now explain US bank (ACH) transfers, and a short guide walks you through your first withdrawal. Plus a smoother identity check, bug fixes, and stability improvements. ### 1.85.0 — 2026-08-06 - Getting verified is simpler. The verification steps now flow one into the next, and if you need to send a document again, you pick up where you left off instead of starting over. - Your activity stays up to date. Money you send and new payment requests show up right away. No refreshing needed. - A calmer home screen. One clear next step at a time, instead of several reminders competing for your attention. - If a deposit takes a moment to confirm, we keep checking in the background so it never gets stuck. - Speed and reliability improvements throughout the app. ### 1.83.0 — 2026-08-03 Now you can send money to Mexico: send to any bank account and your recipient gets pesos in minutes. We also made card deposits faster, fixed a waiting screen that could get stuck, and improved our messages when something goes wrong. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*